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You can get prequalified, which simply gives you an estimate of how much a lender may be willing to lend based on your income and debts. But as you get closer to buying a home, it’s smart to get a preapproval, where the lender thoroughly examines your finances and confirms in writing how much it’s willing to lend you and at what terms. Having a preapproval letter in hand makes you look much more serious to a seller and can give you an upper hand over buyers who haven’t taken this step. 490

which had temporarily barred students who aren't immunized against chickenpox from attending school after an outbreak at a Catholic school.There have been 32 cases of chickenpox reported.The teen and his father allege that he's being discriminated against because of religious beliefs. Some Catholics worry about vaccines derived from cell lines associated with abortion.The Northern Kentucky Health Department argued the ban "was an appropriate and necessary response to prevent further spread of this contagious illness."Chickenpox has not gone away since the vaccine was introduced in the United States in 1995, but each year, more than 3.5 million cases are prevented by the chickenpox vaccination, the CDC said.Initially, only one dose of the vaccine was recommended for children. But when experts realized that a small percentage of children didn't mount robust immunity after the first dose, the recommendations were changed. Two doses are currently recommended: one at 1 year of age and a second around 4. The two-dose vaccination program has resulted in a smaller number of outbreaks, according to the CDC.The-CNN-Wire? & ? 2019 Cable News Network, Inc., a Time Warner Company. All rights reserved. 1211

Whether Kelley had any religious affiliation is unclear, though the First Baptist Church of Kingsville, two hours south of Sutherland Springs, issued a statement saying that, while Kelley was not a member of the church, he volunteered one night during the congregation's 2014 Vacation Bible School. 298

You give up your freedom to join the military and defend freedom. Yes, this is changing lives, US Marine Jimmy Melvin explained. "I've had one of my fellow veterans say 'this saved me.'" The veterans' artwork will be on display, and available for purchase, through the end of November at the Morean Arts Center located at 719 Central Avenue in St. Petersburg, Florida. This story was originally published by Sarah Hollenbeck at WFTS. 434

You’ll also want to download a few discount apps. They can save you from clipping coupons or furiously combing through pages of ads. 142