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Receiving a wedding invitation should be exciting, not dreadful. But if it’s not the first one this season, or if you’re keeping a wary eye on your budget, getting that embossed white card in the mail could bring mixed emotions — and the search for a tactful way to decline. One-third of Americans have skipped or considered skipping a wedding because they couldn’t afford to attend, according to a recent survey from NerdWallet, conducted online by The Harris Poll. Their reluctance to attend is understandable, considering that the average reported budget for a close friend’s wedding gift was 8, according to the survey. “Many wedding guests look at a friend’s bridal registry and start doing the math,” says Courtney Jespersen, NerdWallet consumer saving expert. “But thankfully, the 0 coffee maker and 0 vacuum aren’t your only gift options.”Here are several budget-friendly wedding gifts that cost far less, or even nothing at all.Go in on a gift with a group. Other guests may be in the same boat, and if the wedding registry has gifts at various price points, there’s an opportunity for you to pool your gift budgets and choose something the couple really have their eyes on. Check with friends you know are on the guest list and choose an amount to spend that fits everyone’s budgets.Shop off-registry. You don’t have to stick to the wish list the couple put together, particularly if there’s nothing on there within your budget. “It’s perfectly fine for a guest to go off-registry,” says Diane Gottsman, national etiquette expert and founder of The Protocol School of Texas. “A registry is a useful guide that makes sure the bride and groom get what they need. However, a guest can also feel free to write a check or purchase something else they know the bride and groom will enjoy.”? MORE: 3 tips for the ideal wedding guestGive an experience. If the happy couple are millennials, there’s a good chance they’d love an experience more than a material gift anyway. Offer to plan and prepare a romantic picnic or help them build a garden in their backyard, Gottsman suggests.Contribute to a larger cause. If it’s good enough for Prince Harry and Meghan Markle, this may work for your friends, too. More than 4 in 10 (43%) millennials say they’d prefer to donate to charity in a couple’s name than buy them a registry gift, according to the NerdWallet survey. This is an appropriate gift if the couple has requested charitable contributions in their name or if you know they feel strongly about a certain cause or organization. Most charities don’t have a donation minimum, so you can spend as much or as little as you want.Help fund a honeymoon (or home). Honeymoon and even down payment funds are increasingly popular choices for couples with pending nuptials. If your friends have set up such a registry, it’s a good option for guests with fixed budgets. ? MORE: How to cut wedding guest costsGet creative. Personalized gifts often mean the most. If you’re artistic, write the couple a meaningful poem or paint them a picture. You could also pay for someone else’s creativity — getting a relatively inexpensive photo frame personalized with the wedding date or couple’s last name, for example, makes a unique gift that may come in well under the average gift budget. “A gift doesn’t have to be expensive to be significant,” Gottsman says. “The most important thing is to let the bride and groom know you’re happy for them and wishing them a lifetime of happy memories.”More From NerdWallet 3626

President-elect Joe Biden says it is important that President Donald Trump attend his inauguration only in the sense that it would demonstrate the nation’s commitment to a peaceful transfer of power between political rivals.Trump aides have expressed skepticism that the president would attend Biden’s Jan. 20 inauguration. Trump has continued to falsely claim victory and spread baseless claims of fraud to try to explain away his loss.Speaking Thursday to CNN, Biden said, “It is totally his decision.” He added, “It is of no personal consequence to me, but I think it is to the country.”Biden lamented Trump’s refusal to concede, saying, “These kinds of things happen in tin-horn dictatorships."He said he hoped Trump would attend the inauguration to set an example to other nations on the democratic process. 820

President Donald Trump's rebukes of Attorney General Jeff Sessions have included referring to him behind the scenes as "Mr. Magoo," The Washington Post reported Wednesday evening.Trump on Wednesday?lashed out again at Sessions?on Twitter for his oversight of the Justice Department.  311

President-elect Joe Biden and his wife, Dr. Jill Biden, will receive an initial dose of Pfizer's COVID-19 vaccine in their home state of Delaware on Monday according to Reuters and PBS.Vice president-elect Kamala Harris will also receive the vaccine later this month, the outlets report.Biden said earlier this week that he would receive the vaccine "sooner rather than later," adding that he didn't want to "get ahead of the line, but I want to make sure we demonstrate to the American people that it is safe to take."It's not yet clear whether Biden would receive his vaccination in a live TV broadcast, as Vice President Mike Pence did on Friday morning.Three other former presidents — Barack Obama, George W. Bush and Bill Clinton — have all independently agreed to be vaccinated in a public setting to instill confidence in the vaccine's safety to the public.This story is breaking and will be updated. 915

Prince Harry and Meghan Markle will spend the night before their wedding at separate luxury hotels near Windsor Castle.Prince Harry will spend his final night as a bachelor with his brother and best man, Prince William, at Coworth Park Hotel, which is part of the Dorchester Collection.Set on several acres of lush parkland, Coworth Park is a country house around 20 minutes away from Windsor, complete with opulent suites and lavish interiors where prices run from ￡1,270 (,725) a night. 498