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Women senators from both parties — all 22 of them — called on Senate leadership to bring about legislation to update and strengthen the procedures available to survivors of all forms of sexual harassment and discrimination in congressional workplaces.The House of Representatives passed bipartisan legislation in February aimed at preventing sexual harassment and discrimination in congressional workplaces and helping the survivors of these acts seek justice.The full text of the Senators' letter reads:Dear Leader McConnell and Senator Schumer:We write to express our deep disappointment that the Senate has failed to enact meaningful reforms to the Congressional Accountability Act of 1995. We urge you to bring before the full Senate legislation that would update and strengthen the procedures available to survivors of sexual harassment and discrimination in congressional workplaces.Everyone deserves to work in an environment free from harassment and discrimination. In November, with your leadership, the Senate took an important first step in the effort to end harassment and discrimination in congressional workplaces with the passage of S. Res. 330, which requires anti-harassment and discrimination training for all Senators and staff at least once each Congress. While this training requirement was a significant step to address workplace harassment, there was broad, bipartisan agreement at that time that more had to be done to support survivors.Although the Congressional Accountability Act (CAA) implemented meaningful reforms when it became law in 1995, it continues to require survivors to endure an antiquated dispute resolution process, including a month-long counseling session, forced mediation and a 30-day “cooling off” period before a victim can make a decision whether to pursue justice in a courtroom or continue with administrative procedures. The time has come to rewrite the CAA to provide a more equitable process that supports survivors of harassment and discrimination.The Senate’s inaction stands in stark contrast to the bipartisan effort in the House of Representatives that led to the passage of bipartisan CAA reform legislation in February. The House bill includes a number of important provisions, such as eliminating waiting periods before a victim can take their case to court, increased transparency for awards and settlements, and a requirement that Members of the Senate and House pay for an award or settlement stemming from a case of sexual harassment or discrimination that they personally commit.When the Senate considers CAA reform legislation, we will also have the ability to address an inequity that now exists between House and Senate staff. The House of Representatives passed H. Res. 724 that provides House staff who are survivors of harassment or discrimination access to free legal representation. Senate staff who face similar harassment or discrimination must pay personally for legal representation or represent themselves through complicated legal proceedings. Therefore, the Senate must act quickly to provide Senate staff with the same resources as their House colleagues.Inaction is unacceptable when a survey shows that four out of 10 women congressional staffers believe that sexual harassment is a problem on Capitol Hill and one out of six women in the same survey responded that they have been the survivors of sexual harassment. Survivors who have bravely come forward to share their stories have brought to light just how widespread harassment and discrimination continue to be throughout Capitol Hill. No longer can we allow the perpetrators of these crimes to hide behind a 23-year-old law. It’s time to rewrite the Congressional Accountability Act and update the process through which survivors seek justice.Sincerely,—The bipartisan letter, sent to Leader Mitch McConnell (R-KY) and Senator Charles Schumer (D-NY), was led by U.S. Senators Amy Klobuchar (D-MN), Patty Murray (D-WA), Kirsten Gillibrand (D-NY) and signed by Ranking Members Dianne Feinstein (D-CA) and Claire McCaskill (D-MO), as well as Members of the Rules Committee Working Group Shelley Moore Capito (R-WV), Deb Fischer (R-NE), Catherine Cortez-Masto (D-NV). Signers also included Joni Ernst (R-IA), Susan Collins (R-ME), Maria Cantwell (D-WA), Debbie Stabenow (D-MI), Lisa Murkowski (R-AK), Jeanne Shaheen (D-NH), Mazie Hirono (D-HI), Elizabeth Warren (D-MA), Heidi Heitkamp (D-ND), Tammy Baldwin (D-WI), Tina Smith (D-MN), Tammy Duckworth (D-IL), Kamala Harris (D-CA), and Maggie Hassan (D-NH). 4561

-- and that rank-and-file GOP senators will start to feel pressure and begin sending word that it's time to buck the President and put the Democratic proposals on the floor.Republican Sens. Cory Gardner of Colorado and Susan Collins of Maine -- both up for re-election in 2020 -- have indicated publicly the shutdown should end before a deal is reached on a wall, signs Democrats take as evidence their strategy is working.Still, senior Republican aides have noted the decision by Collins and Gardner is hardly reflective of where the broader conference stands. Most Republicans have backed the President's demands for at least billion in funding for the border wall, which was his central campaign promise.And 715

Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329

Depending on the insurer, there may or may not be an upfront premium. You can also opt to make a single-premium payment instead of monthly payments. 151

— 7 billion just in food imports, NBC News reports. The barriers will have a high economical impact, and that will affect consumer wallets as the price of goods increases due to demand.The President says there is a very good likelihood the border will get closed off. Mexico will also feel big effects as its economy will be pinched with the money from those imports being decreased. It has not been made clear when Trump plans to put a closure into effect. He is 468