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GEORGETOWN, Del. (AP) — An 8-foot tall whipping post was removed from a Delaware county courthouse square Wednesday after activists said the post was a reminder of racial discrimination.The post outside the Sussex County Courthouse in Georgetown was removed after an hour and a half of excavation and put in storage unit with other historical artifacts.The Delaware Division of Historical and Cultural Affairs said the post was used to bind and whip people publicly for committing crimes up until 1952. However, Black people were disproportionately punished, according to the historical group.The group said the post was a “cold deadpan display” that didn’t “adequately account for the traumatic legacy it represents." 726

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

German actor Karin Dor, who played Helga Brandt in the James Bond film "You Only Live Twice," died Monday, according to the Associated Press.Dor, 79, played a would-be assassin in the 1967 film. She died in a care home, according to German news agency dpa. Dor had a long career that began when she was 17, according to AP. She played roles in TV series "Ironside" and "The F.B.I." She also played a role in the Alfred Hitchcock movie "Topaz."   468

Hold off on that funeral dirge for Macy's. The department store isn't dead yet.Macy's topped Wall Street's profit forecasts Tuesday and provided a healthy outlook for this year.The results strongly suggest there is still room for traditional stores in the mall in a world increasingly dominated by the likes of Amazon and Walmart.Macy's chairman and CEO Jeff Gennette said the company was "encouraged" by improvement at the company's brick-and-mortar stores and continued growth in online sales.Gennette said digital revenue posted a double-digit percentage increase for the 34th quarter in a row, a run of more than eight years.And the company is still investing heavily in its Bluemercury chain of specialty beauty stores and the discount outlet Backstage. Macy's said it opened 36 Bluemercury stores and 30 Backstage stores last year, even as it closed 16 Macy's stores.Gennette added during a conference call with analysts that Macy's plans to open 100 more Backstage locations this year, including in malls.Macy's is also selling real estate to shore up its balance sheet. The company said it raised 1 million last year and .3 billion over the past three years by getting rid of some stores, warehouses and parking garages.Macy's is also working with real estate company Brookfield Asset Management on other transactions.Macy's said Tuesday it is selling several floors in its State Street store in Chicago to a real estate fund backed by Brookfield for million. Brookfield plans to convert the floors into office space.All this is good news for Macy's. But one analyst said Macy's needs to do more before its turnaround qualifies as a true Miracle on 34th Street."There is a long tail of shops that look dated, are in sub-optimal locations, and where the customer experience is poor. Macy's must remedy this if it is to transform the business," Neil Saunders, managing director of GlobalData Retail, said in a report.Nonetheless, the real estate transactions and improved sales outlook are two reasons Wall Street has fallen in love with Macy's again.The stock surged nearly 12% in early trading before pulling back a bit. Macy's has soared more than 45% in the past six months.Department store chains Kohl's, Nordstrom and JCPenney — which will all report results later this week — rallied as well Tuesday. Another chain, Dillard's, rose 12% too after it also posted strong quarterly results.Investors are clearly betting that Macy's wasn't the only traditional retailer that had a happy holiday season. 2527

HONG KONG – Hong Kong Disneyland is closing again due to COVID-19 concerns, according to multiple reports.In a statement obtained by CNN and CNBC, a Disney spokesperson said the resort will temporarily close starting on July 15.Disney says the closure is in line with COVID-19 prevention efforts that government and public health authorities are implementing across Hong Kong as the area experiences a spike in coronavirus cases.The spokesperson added that the resort’s hotels will remain open with “adjusted levels of services.”The closure comes less than a month after the park reopened to visitors on June 18 after first closing in January, when the coronavirus pandemic began in China.When the park reopened, officials implemented a list of health and safety measures, including social distancing in queues, restaurants, attraction vehicles and other facilities. Character experiences with close interaction were also suspended. And visitors were required to wear masks. The Hong Kong attraction was the second Disney-themed park to reopen worldwide, behind Shanghai Disneyland. The latest to reopen was Disney World in Orlando, Florida, over the weekend. Many are concerned about Disney World reopening as Florida continues to report major spikes in COVID-19. Just Sunday, the state shattered the national record for the largest single-day increase in positive coronavirus cases. California had the previous record of daily positive cases — 11,694, set on Wednesday. New York had 11,571 on April 15. 1512

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