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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

An 80-year-old Colorado woman received a surprise welcome home parade Monday after battling COVID-19 for months.Virginia Herrera was diagnosed in April and since then she's been hospitalized twice, spending time at a rehab facility."Every day I was trying to wake up and do everything they wanted me to do. It took a lot of effort, but I did it," Virginia Herrera said. The cancer survivor came down with bilateral pneumonia while battling COVID-19. Doctors had to put her in a medically induced coma for 20 days. She also had to undergo a tracheotomy after using a ventilator to help with her breathing."Oh my gosh, I've been going through ventilators, and a trec. A lot of medication and treatments," Virginia Herrera said. Before she was diagnosed with the virus, she worked as a Nutritional Manager for Fremont County Head Start for more than 50 years. A job that her family says brought her joy. Dozens of her coworkers filled a Fremont County Head Start bus to participate in the welcome home parade. Neighbors stood on the street corners in support."We feel it's a miracle that Virginia has lived through this, 97 days and 60 something days on a ventilator," said Rick Archuletta, a neighbor. "We were praying for her, hoping she would come through OK and Gloria, her daughter, has kept us up to date on Facebook."While she was in the hospital, her family was unable to visit her. They say God and the power of prayer got them through this difficult time."Our grandma is a woman of God and that is the main reason that got all of our family through this. Prayer and God, it was a true miracle," said Andrea Herrera, Virginia's granddaughter. "This is grandma's house, it's where we all come by to have Thanksgiving and Christmas dinners. To us, it's our house as much as it is grandma's," said Dionisio Herrera, Virginia's grandson. "She always has the door open for us, always gives us a full belly to eat. We just love our grandma, all of us do."While she's happy to be surrounded by friends and family, she has a special message for those in the community. "Wear a mask and be careful," she said. KOAA's Mayo Davison first reported this story. 2178

DENVER, Colo. – At Stoney’s Bar and Grill in Denver, the entire front of the house is trying something new for the new year: giving up alcohol. Well, at least for the first 31 days of 2020. “I probably spent a thousand bucks every two weeks on booze,” said bartender Adam Farrenkopf. In attempt to save his money and his health, Farrenkopf is participating in what’s called “Dry January” – an international health movement urging people to abstain from alcohol for the first month of the year. “Being a bartender, it’s hard to not drink,” Farrenkopf said. “It’s a testament to myself and we’ll see what happens.” Dry January started a few years ago in the U.K. and quickly spread to the U.S. And it’s catching on fast. A recent study by Nielsen found just over one-fifth of Americans took part in Dry January last year and 83% of those people said they planned on doing it again this year. But is doing this DIY detox right for you?“I think America has a love-hate relationship with alcohol,” said professor Tricia Hudson-Matthew, an addiction specialist with MSU Denver. She says giving up drinking has multiple benefits. “I would say financial, we spend a lot of money on it,” Hudson-Matthew said. “When we’re talking about health wise, we’re talking about better sleeping, better eating, better skin care.” To stay committed while going cold turkey, Hudson-Matthew says to have a plan in place like recruiting friends – or at least let them know what you’re doing. “When you take something away from an individual, you also have to replace it with something,” she said. “If there isn’t something that’s replacing it, then chances are, they are going to relapse and go right back to it.” Back at the bar, not everyone feels they need to give up drinking. “Nope. No Dry January for me,” said patron Jacque Lynn. “I’m pretty confident in my drinking abilities and not to drink when I need to not drink.”For people like Farrenkopf, however, they plan on taking this break from booze past the end of the month, and hangout without the hangover. 2060

At a rally in Wisconsin Tuesday, President Donald Trump called on Gov. Tony Evers to "open it up" and claimed he "saved Kenosha" by sending in the National Guard.Trump spoke at a MAGA rally in West Salem, La Crosse County late Tuesday afternoon, exactly one week before Election Day.The president touched on two hot topics in the state: coronavirus, and protests and unrest in Kenosha following the police shooting of Jacob Blake."Speaking of lockdowns," Trump said after claiming Joe Biden wants to lock the country down to stem spiraling COVID-19 cases, "let's get your governor to open it up, get him to open it up." Evan Vucci/AP President Donald Trump speaks during a campaign rally at MotorSports Management Company, Tuesday, Oct. 27, 2020, in West Salem, Wis. (AP Photo/Evan Vucci) Trump moved on to protests and unrest in Kenosha."When the violent mob came to Kenosha - you know Kenosha, everybody knows Kenosha - Biden opposed sending in the National Guard. We sent in the National Guard, and we saved Kenosha. We saved Kenosha. Kenosha wouldn't be standing," Trump said at the La Crosse rally.Gov. Evers authorized Wisconsin National Guard members to deploy to Kenosha on Aug. 26, to assist local law enforcement. Biden vowed during his own visit to Kenosha that he will never exploit members of the National Guard for political purposes. Morry Gash/AP President Donald Trump speaks at a campaign rally Tuesday, Oct. 27, 2020, in West Salem, Wis. (AP Photo/Morry Gash) The president's rally Tuesday was his third in Wisconsin in the past two weeks. Trump attended a campaign event in Waukesha last Saturday and in Janesville the weekend before that. In early September, Trump visited Kenosha following protests and unrest.Prominent members of both the Trump and Biden campaigns have been ramping up their visits to the key battleground state ahead of Nov. 3, as some polls suggest the state will be won by slim margins, just like in the 2016 presidential election.This article was written by Jackson Danbeck for WTMJ. 2129

CHICAGO, Ill. – November is Alzheimer Awareness Month. And with nearly six million Americans living with the disease, healthcare providers are looking for innovative ways to treat patients. One pilot program is putting caregivers inside the mind of Alzheimer’s patients. Using a virtual reality headset and console, Amelia Williams is immersing herself into the mind of a fictional dementia patient known as “Beatriz.” Williams is a research coordinator at 472

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