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Digital lenders are indeed making hay while the sun shines. Besides coming up with cash rewards, they’re embroiled in a price war, offering high interest rates to get residents to use their platforms for the HK,000 handout.

Doctor Bashir Nyangasa, former director of surgeon services at Jakaya Kikwete Cardiac Institute, said that the team was very important, as there are only five Tanzanian cardio-surgeons in the country, serving 55 million people. "They do a lot. They have innately boosted provision of quality healthcare, especially to underserved people," he said.

Domestic commercial banks have learned a lot from competition, with competition from foreign-capital banks helping China's financial sector in terms of product evolution, market building, business models and management expertise, Zhou said.

Didi completed 7.43 billion rides for 450 million users in more than 400 cities across China last year, the company said.

Developers are also raising funds in various forms including REITs (real estate investment trusts) and ABS (assests back security), which give more investors access to real estate investments, and help developers leverage more resources from the capital market in the long run.