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SAN DIEGO (KGTV) -- Following several years of record-breaking fires around California, the state’s department of insurance is letting residents know they have options if their insurance gets dropped. Under Proposition 103, a law approved by voters in 1988, insurers are required to file rate changes with the California Department of Insurance. Although the department doesn’t set rates, state law requires that insurers’ rates are based on a demonstrated risk of loss. New laws that both took effect in 2019 also offer some protection. One of the laws specifies that homeowners living in a declared wildfire disaster area or adjacent zip codes receive one year of protection from non-renewal. The state also extended protections against non-renewal for people who suffer a total loss during a fire to two automatic renewals or 24 months. If you find yourself in the middle of a non-renewal, the department lists specific rights California residents have: The notice of non-renewal must be sent at least 45 days prior to policy expiration. That notice of non-renewal must contain: (1) the reason or reasons for the non-renewal; (2) the telephone number of the insurer's representatives who handle consumer inquiries or complaints; and (3) a statement indicating that if the consumer has contacted the insurer to discuss the non-renewal and remains unsatisfied, the policyholder may have the matter reviewed by the Department. The insurance company must determine whether to renew or non-renew based upon its underwriting guidelines, which must be objective, have a substantial relationship to the risk of loss, and be applied consistently among insureds in the particular group being non-renewed.For anyone who can’t find insurance, the department has another option. The FAIR plan is available to all homeowners as a last option for coverage. The maximum limit written by the plan on residential property is ,500,000. According to the department, insurance companies use different tools and maps to determine high-risk areas around the state. Click here for a list of resources from the California Department of Insurance. 2135
SAN DIEGO (KGTV) - Federal investigators are looking for a woman and getaway driver who attempted to rob a South Bay bank last December.A female suspect approached a bank teller just after 2:30 p.m. on Dec. 7, 2017, at the Bank of America located at 605 Saturn Boulevard in Imperial Beach. The woman presented a note to the teller, demanding money, according to the FBI.However, the teller refused to comply with the woman's demands.The woman left without any money and met an awaiting driver outside before fleeing the area.FBI investigators described the suspect as a Hispanic woman between 25- and 35-years-old, about 5-feet 6-inches tall, and with medium build. She was last seen wearing a camouflage jacket with a hood and gold-rimmed sunglasses.The getaway car is described as a silver Ford Mustang with a black racing stripe down the center. No driver description was given.Anyone with information is asked to call the FBI at 858-320-1800 or San Diego Crime Stoppers at 888-580-8477 1017
SAN DIEGO (KGTV) - For months San Diego bee removal companies have been swarmed with calls to remove hives, but where is best to relocate them?One Encinitas company has a solution, hooking up property owners who want bees with beekeepers."When your house gets invaded by bees, instead of spraying them with poison we take them out alive and chemical-free and find good homes for them," said James Mcdonald, founder of the Encinitas Bee Company.Mcdonald will relocate hives to homes or businesses interested in hosting a hive; then a local beekeeper will tend to them."Hundreds of potential beekeepers living in apartments would love to keep bees, but they have no land," said Mcdonald. The Host a Hive program is free for property owners, and they get to keep any honey produced. Mcdonald said he shared a post on Nextdoor about the program and was flooded with messages from people wanting to host a hive. He currently has several bee hives at home that he'd like to relocate. "I'm bursting at the seam and really need people and beekeepers that are willing to help me," said Mcdonald. His ultimate goal is not only to save bees but make people environmentally conscious.To learn more about hosting a hive contact Mcdonald at: (858) 750-5438. 1252
SAN DIEGO (KGTV) - For the first time in decades, the Port of San Diego is putting forth a comprehensive update to its master plan. A port spokesperson says the effort began in 2013 and has been a very thoughtful and open process. However, some residents in the county are just learning about the plan. In April, the Port published a more than 300-page draft of the master plan. "Ninety percent of the people that we speak to had no idea that this plan had been put forth. We have been out at the local grocery stores, going door-to-door, we've been posting here on the path because these are the places where we're going to reach the people who use this area the most," said Cameron Lilley, a lifelong Point Loma resident. Lilley has significant concerns with Shelter Island proposals, including:Up to 1600 new hotel rooms70,000 square feet of retail and restaurant spaceRemoving private and historic docks"Parking is a huge issue already, bringing more tourism to this area will negatively impact the residents who live and use it," said Lilley.On Tuesday she was joined by family and friends at La Playa Trail, encouraging people to give feedback to the Port by the July 31 deadline. They've created a group, Save Point Loma, to try and educate the community. "We're all out here united in this cause," said Lilley.The Port says it has been very transparent throughout the entire process, not only making the draft available to the public but holding community meetings. A spokesperson tells 10News they've used social media, the radio, and community paper ads to try and get people involved. And the Port says it wants to hear from the community moving forward. After receiving initial feedback, they will continue to hold community meetings and will later put forth a revised draft. The comment period for the Master Plan draft goes through July 31. Comments can be emailed to the Port of San Diego at PMPU@portofsandiego.org. Final approval of the plan isn't expected until late 2020. 1998
SAN DIEGO (KGTV) -- Eight new cases of hepatitis A were reported throughout the county over the last week, according to the San Diego County Health Department. In total, 544 cases of hepatitis A have been reported throughout San Diego County. The new numbers come after the Board of Supervisors Monday extended the state of emergency amid the hep A outbreak. RELATED: Board of Supervisors extends state of emergency for hepatitis A outbreakSince the outbreak began, 20 people have died from the infection. The charts below, provided by Live Well San Diego, show how many people were infected with hep A over the last year. 662