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The New South Wales government in Australia is now using cameras installed on roads to catch drivers illegally using the phone.Now, there's one state in the U.S. that's trying to make that happen here.There's a councilmember in Montgomery County, Maryland, that wants permission from the state to install these cameras. You can really see everything that's happening in the front seats of cars with these cameras — and that brings up some concerns from groups like the ACLU."One issue is that there will be false positives, there will be photographs where it looks like the person is using their cellphone or on the phone when they're actually not," says Jay Stanley, a senior policy analyst with the ACLU. "So everybody will be susceptible to that, there will be ambiguous photographs that police officers will have to look at and decide whether to issue a ticket."AAA also brings up a concern over children in the car being photographed and adds there may also be problems surrounding artificial intelligence. With these cameras, it's up to the computer to decipher if a driver is using their phone and that could lead to problems in places where phones are allowed to be used for GPS purposes but not texting or phone calls.AAA says there are other options. They suggest that places like Maryland stick to enforcement that has been successful in the past."But people, when they are distracted, it's as easy to discern as a person who's driving impaired because they have the same type of driving behavior," says John Townsend with AAA. "And when it comes to distracted driving, the person's eyes are not on the roadway. You can easily detect that."As for the county in Maryland, the council will begin debating the use of cameras in January and, if passed, it'll be the first program of its kind in the United States. 1837

The MSP Mobile Command Center has arrived and will become the incident command post. Thanks to the Mio McDonalds for all the food and drink they’ve provided to the search teams and staff.— @MSPNorthernMI (@mspnorthernmi) 234

The couple who Phoenix police "terrorized" after their daughter took a doll from a store will speak during a meeting with the city's mayor Tuesday evening, and will be joined by a number of community members who say they have experienced police brutality in the city, a family spokesman said.Phoenix Mayor Kate Gallego announced the meeting Saturday, saying she "asked our Police Chief to be present to listen directly to the concerns of our community members," and discuss solutions.The announcement came shortly after two videos surfaced which showed officers pulling guns on and threatening to shoot Dravon Ames and his fiancee Iesha Harper last month, during a shoplifting investigation. The couple says their daughter walked out of a Family Dollar store with a doll without them noticing.Police released surveillance video from the store on Monday. One video shows Ames standing in a store aisle. According to the police report, he told officers he stole underwear. In another clip, a little girl holding a box is seen talking to a woman who appears to be standing in a checkout line. That woman throws the merchandise she had been holding at a display and walks out of the store. The little girl waits for two other adults and leaves the store with them, still holding the box.After the release of the store's surveillance footage, the couple's attorney Thomas Horne said nothing justifies the police response."Whether it was a little bit of shoplifting or a little bit less of shoplifting, it doesn't justify what happened," Horne said.The Rev. Jarrett Maupin, the spokesman, said Monday the families who would be at Tuesday's meeting include relatives of 1674

The Dow Jones Industrial Average had its largest single-day drop in the market's history on Thursday.The Dow finished the day down nearly 1,193 points. The previous largest one-day drop for the Dow was on Feb. 5, 2018, when the index lost 1,175 points.The Dow has lost more than 3,500 points since Friday, marking one of the worst weeks for the market in the last calendar year. Three of the five largest single-day drops in Dow Jones history took place this week.Stocks have been falling amid fears of a worldwide slowdown due to the spread of COVID-19, better known as the coronavirus. Though 607

The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983

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