昌吉一次包皮手术多钱昌吉包皮环切的治疗,昌吉看妇科病哪个医院最好,昌吉四维一般多少钱,昌吉妇科治疗哪里好,昌吉早孕了又不想要,昌吉的男科医院有哪些,昌吉妇科检查的合适时间

It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

It's one of the most frightening new scams to hit in 2018: the porn blackmail scam, or "sextortion" scam.One woman was just targeted and is sharing her story so others don't end up horrified as she was, or worse, losing hundreds of dollars.Linda Wihl is one of the kindest, most clean-living women you'll ever meet. She teaches inner-city children to read through a nonprofit group she started called "Making Sense of Language Arts."  She has a wall full or honors and awards for helping so many children.So you can imagine her surprise when she received an email accusing her of watching porn."They were asking for money to keep quiet, or said they would show pictures of me performing. you know, sex acts." Wihl said.Frightening email says it has goods on youThe email claimed a malware program installed on her laptop caught her visiting porn sites and had a picture of her watching porn taken with her laptop's camera.Her first reaction?"It was bull, for one, because it's not something I do," she said.However, the emailer knew one of her passwords, so she was worried.Wihl's biggest fear wasn't that someone saw her doing something private. It was that a hacker had gotten into her computer, where he could have accessed all sorts of personal information."You don't know who has access and who can use your computer," she said.Fortunately, the security site Krebs on Security says this is just a scam that uses a password stolen from a data breach, possibly the 2012 LinkedIn breach.Wihl didn't send money; she knew the hackers didn't really have anything with which to embarrass her. If you're not quite as saintly as she is, however, you just might fall for it -- especially if you have ever looked at X-rated material on your computer.As always, delete your browser history and don't waste your money.____________________"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps")."Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com  2160

In the wake of an increase of high-profile school shootings and seemingly round-the-clock news coverage of gun violence, some students are preparing for school in ways their parents never were: bulletproof backpacks.Companies that sell products that offer increased protection from gunfire say they have seen an uptick in sales. That includes Bulletsafe, a Troy, Mich.-based company that sells a panel that can be inserted into most backpacks for added protection.“I think its main use is for people to sleep better at night,” Tom Nardone of Bulletsafe said. “Honestly, I don’t believe they need one right now,” he said. “I think most the people who are buying them are buying them because a parent is afraid.”Nardone’s product is marketed as a notebook-sized bulletproof backpack panel capable of stopping all handgun rounds up to a .44 magnum.He’s the first to admit that the likelihood that your child is near your backpack at the exact moment a shooting happens is slim. Still, parents are buying them with hopes that it’s an added layer of protection in that worst-case scenario.“I’m a dad, too,” Nardone said. “I don’t want to live in a world where my kid needs a bulletproof backpack.”Scripps station WXYZ in Detroit test a backpack with the Bulletsafe backpack panel inside it, and true to its promotion, it stopped rounds from both a 9mm and a .45 magnum.When tested with a higher-powered rifle outside of the specs that the panel is graded to stop, the bullet unsurprisingly penetrated the panel.While the thought of a school shooting may seem unrealistic to some, the reality is that Michigan holds the unwanted distinction as the No. 1 school on the “State of Concern” report released this week by the Educator’s School Safety Network.The report described that during the 2017-2018 school year, more than half of all school-based threats and incidents of violence occurred in 10 states.Michigan tops the list because of a gigantic spike in school threats.The problem became more visible after the Parkland, Florida school shooting. Accoeding ot the Macomb County prosecutor's office, 60 juveniles and 12 young adults were charged with felonies in connection with school threat cases.“There is zero tolerance for that behavior,” Derek Miller, the chief of operations for the Macomb County Prosecutor’s Office said. “You’re dealing with school safety, faculty safety, these copy-cat threats and threats to children will never be tolerated by Eric Smith, or this office.”While the uptick in threats occurred following the Parkland shooting, experts note that Michigan was already trending up in the sheer number of threats before that shooting.Amanda Klinger, the director of operations for the Educator’s School Safety Network, says that more needs to be done.“Educators are really feeling the sting of this,” Klinger said. “This pull on their time, resources and interruption to instruction.”The data collected by ESSN showed that Michigan averages roughly 20 threats per 1 million students. A number of states average less than a dozen threats, some less than 5.While the data doesn’t explain why threats are increasing, it does shine a light on the discussion. Klinger said she hopes that it starts a conversation that goes beyond adding security measures to schools, but training people to see warning signs of violence.“It is easier to buy a metal detector and stand in front of your parents and say, ‘Hey look, we’re working on school safety,’” Klinger said. “It’s a lot more difficult to say we have trained all of our educators in how to look at red flags.”If you’d like to know more about Bulletsafe’s bulletproof backpack panel you can click, here.For more information about the ESSN study that listed Michigan as the number one, “State of Concern,” you can find a complete look at the data, here. 3879

INTERACTIVE MAP: Where the Camp Fire is burning in northern CaliforniaPARADISE, Calif. (AP) — Not a single resident of Paradise can be seen anywhere in town after most of them fled the burning Northern California community that may be lost forever. Abandoned, charred vehicles cluttered the main thoroughfare, evidence of the panicked evacuation a day earlier.Most of its buildings are in ruin. Entire neighborhoods are leveled. The business district is destroyed. In a single day, this Sierra Nevada foothill town of 27,000 founded in the 1800s was largely incinerated by flames that moved so fast there was nothing firefighters could do.Only a day after it began, the blaze that started outside the hilly town of Paradise had grown on Friday to nearly 140 square miles (360 square kilometers) and destroyed more than 6,700 structures, almost all of them homes, making it California's most destructive wildfire since record-keeping began.Nine people have been found dead, some inside their cars and others outside vehicles or homes after a desperate evacuation that Butte County Sheriff Kory Honea called "the worst-case scenario." Their identities were not yet known."It is what we feared for a long time," Honea said, noting there was no time to knock on residents' doors one-by-one.With fires also burning in Southern California , state officials put the total number of people forced from their homes at more than 200,000. Evacuation orders included the entire city of Malibu, which is home to 13,000, among them some of Hollywood's biggest stars.President Donald Trump issued an emergency declaration providing federal funds for Butte, Ventura and Los Angeles counties. He later threatened to withhold federal payments to California, claiming its forest management is "so poor." Trump said via Twitter Saturday that "there is no reason for these massive, deadly and costly fires in California." Trump said "billions of dollars are given each year, with so many lives lost, all because of gross mismanagement of the forests. Remedy now, or no more Fed payments!"The fire in Paradise, about 180 miles (290 kilometers) northeast of San Francisco, was still burning out of control Friday.A thick, yellow haze hung in the air, giving the appearance of twilight in the middle of the day. Some of the "majestic oaks" the town boasts of on its website still have fires burning in their trunks. Thick wooden posts holding up guardrails continued to burn.Thursday morning's evacuation order set off a desperate exodus in which many frantic motorists got stuck in gridlocked traffic. Many abandoned their vehicles to flee on foot as the flames bore down on all sides."The fire was so close I could feel it in my car through rolled up windows," said Rita Miller, who fled Paradise with her disabled mother.The town, situated on a ridge between two valleys, was a popular retirement community, raising concerns of elderly and immobile residents who have been reported missing.On the outskirts of town, Patrick Knuthson, a fourth-generation resident, said only two of the 22 homes that once stood on his street are still there — his and a neighbor's."The fire burned from one house, to the next house, to the next house until they were pretty much all gone," Knuthson said. He worked side-by-side with neighbors all night, using a backhoe to create a fire line, determined not to lose his house this time."I lost my home in 2008, and it's something you can't really describe until you go through it," said Knuthson, who battled flames eight feet or taller as strong winds whipped hot embers around him. He worked so long in the flames and smoke that he needed to use oxygen Thursday night at his home, but he refused to leave.On Friday, Knuthson was covered from head to toe in black soot. His tiny town will never be the same, he said. The bucolic country landscape dotted with bay and oak trees will take years to recover.In the town's central shopping area, there was little left but rubble.St. Nicolas Church still stands, a rare exception. The nearby New Life church is gone. An unblemished Burger King sign rises above a pile of charred rubble. The metal patio tables are the only recognizable things under Mama Celeste's pizzeria sign. Only blackened debris remains behind the Happy Garden Chinese Restaurant sign touting its sushi. Seven burned out Mercedes chassis are all that's left of Ernst Mercedes Specialist lot.City Hall survived. But the Moose Lodge and Chamber of Commerce buildings didn't.The town's 100-bed hospital is still standing, but two of its smaller buildings, including an outpatient clinic, are flattened. The Adventist Feather River Hospital evacuated its 60 patients in a frantic rush when the evacuation order came Thursday morning. Some were forced back by clogged roads, but all of them eventually made it out, some in dramatic fashion.On the outskirts of Paradise, Krystin Harvey lost her mobile home. She described a town rich with historical charm, until a day ago."It was an old country town. It had the old buildings lined up along the walkway," she said. "Almost all businesses were locally owned and included an assortment of antique shops, thrift stores, small restaurants, two bars and lots of churches."Harvey wondered if the town's traditions would survive. The town was famous for the discovery of a 54-pound gold nugget in the 1800s, which eventually prompted a festival known as Gold Nugget Days. The highlight of the festival is a parade that features a Gold Nugget Queen."My daughter's going out for the gold nugget queen this year," said Harvey, then she paused. "Well, it's been going for 100 years, but we don't know — there's no town now."People in Paradise, like so many in California, have become accustomed to wildfires, and many said they were well prepared. They kept their gutters clean, some kept pumps in their swimming pools and had fire hoses. But the ferocity and speed of this blaze overwhelmed those preparations.Drought, warmer weather attributed to climate change and home construction deeper into forests have led to more destructive wildfire seasons that have been starting earlier and lasting longer.Just 100 miles north of Paradise, the sixth most destructive wildfire in California history hit in July and August and was also one of the earliest. Called the Carr Fire, near Redding, it killed eight people, burned about 1,100 homes and consumed 358 square miles (927 square kilometers) before it was contained.Paradise town Councilmember Melissa Schuster lost her 16-acre Chapelle de L'Artiste retreat, a posh property with a chapel, pond and pool. But Friday she was clinging to two furry glimmers of hope: Shyann and Twinkle Star Heart."Our llamas," she said. "Somehow they made it through."Schuster said they stopped trying to hook up a trailer for the animals and fled their home and property with just their three cats on Thursday when the day turned pitch black as fire roared in."It's Paradise," she said. "It's always been Paradise, and we will bring it back."___Associated Press writers Don Thompson in Chico and Jocelyn Gecker, Janie Har, Martha Mendoza, Daisy Nguyen, Olga R. Rodriguez and Sudhin Thanawala in San Francisco contributed to this report. Darlene Superville contributed from Paris. 7290

It’s nearly winter and nearly time to unpack your hats, gloves, snow pants, boots and all. But what about protecting the center of your face from the snow and cold?A company in the U.K. is selling “nose warmers” or little earmuff-type clothing for your nose. According to the company's website, “Our business started small, with one nose warmer made specifically to do the job of warming up a nippy nose! Our owner soon realized that she wasn't the only one with this problem and so.....THE NOSE WARMER COMPANY was born.”The nose warmers come in fleece, faux fur or wool, and have a variety of prints like Zebra, giraffe and cow. The nose warmer itself fits over the wearer’s nose, and ties or straps around the person’s head. They cost about (about 7 pounds).For more information, click here.  820