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Good news and bad news from the IRS this July.The good: the agency reopened for business as of July 13th, which means it is now taking phone calls and processing tax filings as quickly as possible.The bad: during a year when every dime counts, the agency says as many as 4.7 million tax refunds will be delayed another few months.Cristy Mack is one of them. She and her husband never wait to file their taxes because she depends on her refund.But like almost five million other people, they still file paper returns because they are most comfortable doing that."We mailed our paper forms at the end of February," she said.But five months later, Mack still doesn't have her refund."A total of 18 weeks have gone by since we mailed in our return," Mack said.She tried calling the IRS, she says, but like countless other taxpayers, ran into a brick wall."They say they aren't taking calls at the moment," she said.Why refunds are taking so long this yearThe IRS's national taxpayer advocate now says as 4.7 million people who filed paper returns will have very late refunds.That's because the agency furloughed thousands of workers this spring and stopped processing paper returns for two months, creating a huge backlog.Paper processing has restarted, but workers are far behind.Mack needs her tax refund badly."It means a lot to us," she said. "Especially with everything going on, and my husband's job has been really slow, and we are making less.We passed Mack's information on to the IRS, though it may not make a difference if her return is buried in a stack of thousands."When you rely on that as part of your income and it's not there, it does make things a little sketchy sometimes," she said.And with the IRS extending the tax deadline to July 15 this year, even more paper returns are about to be added to the stack.If you are still waiting for your refund, all you can do is log on the IRS website, go to the "Where's my Refund" section, and cross your fingers.As always, don't waste your money.Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com. 2296

GENEVA, Ohio — As the service industry struggles due to the COVID-19 pandemic, business owners and employees face a new stressor: enforcing mask mandates and seating requirements at bars and restaurants.It’s no secret that adults don’t enjoy being told what to do, especially if they feel enforcement infringes on their personal space or choices. Behavioral therapists say there is a complex science that explains why some adults have reverted to infantile behavior during the pandemic.In recent weeks, there have been several incidents across in the country about high-profile disputes over masks — some of which have grown violent. The owner of a northeast Ohio winery said such a dispute led to property damage over the weekend.“We did have one incident where a customer punched a hole in the drywall in the men’s room at 7 p.m. on Saturday night,” said Gene Sigel, the owner of South River Vineyard.Sigel said in 20 years, the winery has never had any sort of property damage, but new state-mandated restrictions when visiting the vineyard appear to have some customers on edge.“We’re used to enforcing guidelines from the governor,” Sigel said. “But at the same time, asking people to sit down or put on a mask is a whole new range of imposition on people’s personal space.”While Sigel said the hole in the wall is a fairly inexpensive fix, his employees feel the behavior speaks to the way service industry workers are being treated by customers during the COVID-19 pandemic.“It certainly played into the tension,” Sigel said. “For whatever reason, somebody felt that the only place that there wouldn’t be a surveillance camera was in the restroom and that was a good place to leave a comment on their feelings as to the requirements here.”Behavioral therapists at the Cleveland Clinic report there’s scientific data to back up why adults behave this way in stressful situations. “Rebel psychological reactance” refers to the brain’s reaction to a threat to freedom or personal choices.Therapists believe those frustrations sometimes cause people to abandon common sense and behave erratically, even when safety is concerned.Sigel said he wants to remind customers to be patient with staff when visiting the vineyard and other businesses and added that employees are all doing the best they can to provide an enjoyable experience despite the new restrictions.“None of us have a lot of options of places to go. We can’t jump on a plane and fly somewhere,” Sigel said. “We can’t go across the country necessarily in our vehicle, so there’s a greater infrastructure demand at our local events.”This story was originally published by Emily Hamilton on WEWS in Cleveland. 2680

Georgia’s governor has withdrawn a request for an emergency order to block the state’s largest city from ordering people to wear masks in public or imposing other restrictions related to the COVID-19 pandemic while a lawsuit on the matters is pending. A spokesman for Gov. Brian Kemp announced late Monday that the Republican wanted “to continue productive, good faith negotiations” with Atlanta Mayor Keisha Lance Bottoms and the City Council. The Republican governor argues local leaders cannot impose measures that are more or less restrictive than those in his executive orders. The underlying lawsuit remains pending and the judge ordered the parties to continue mediation.Georgia is among a handful of states that have not mandated the use of face coverings in indoor public spaces. 796

Half of the coral populations in the Great Barrier Reef off Australia’s coast have been killed off because of warming ocean waters, a new study says.Between 25-30 percent of all marine species rely on coral reefs at some point in their life cycle. The Great Barrier Reef is the world’s largest coral reef, covering nearly 133,000 square miles.It has more than 411 species of hard corals documented, as well as 1,500 species of fish and other animals.Researchers looking at coral populations over 30 years starting in 1995 found there was decline in both shallow and deeper water, and across different species. They said two in particular, branching and table-shaped corals, were especially hard hit in 2016 and 2017 because of record-breaking temperatures.The study finds climate change to be a key driver in reef disturbances that disrupt recovery.“The potential for recovery of older fecund corals is uncertain given the increasing frequency and intensity of disturbance events. The systematic decline in smaller colonies across regions, habitats and taxa, suggests that a decline in recruitment has further eroded the recovery potential and resilience of coral populations,” the researchers note.They also say the coral that spawn the larvae that makes more coral have declined dramatically over large stretches of the reef.“Corals are tremendously resilient because of their capacity to produce millions of babies but they/we desperately need a break from disturbances,” Andreas Dietzel, a professor at the ARC Center and a co-author of the paper, said in an email to the Washington Post. 1600

GLOBE, Arizona — Police are investigating a shooting at a Globe, Arizona bar Sunday night that left two people dead.The shooting occurred at the Jammerz bar around 11:30 p.m. local time; police say a lone gunman walked in and opened fire. Four people were shot during the incident, and two of those people were killed. There is no word on the condition of the surviving two victims.One person of interest was taken into custody. Authorities said they are confident the person in custody is the suspect. It appears to be a random act of violence, according to information from police. The name of the suspect hasn't been released and police will update the public at a news conference later Monday.The motive is also not yet known. 748

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