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Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492

TIJUANA, Mexico (KGTV) - The first group of people from the migrant caravan have arrived in Tijuana, according to a Mexican journalist. According to journalist Jorge Nieto, the group has 85 people. This group is reportedly people of the LGBTQ+ community and they left the others behind because they felt they were being discriminated against. They arrived at the Tijuana bus station, then took buses to an Airbnb in Playas de Tijuana, paid for by U.S. lawyers with the caravan.RELATED: Bulk of migrant caravan is 1,600 miles away from TijuanaOnce at the house, neighbors clashed with the migrants, "Yelling at them go away go to a shelter, this is not your place, all you came here this is a safe area and we are afraid of you," Nieto said shelters aren't an option as they are already over capacity from the last caravan.Nieto said the migrants defended themselves, saying the neighbors could hurt them as well, "we're not going to make noise, we're not going to make any mess."One migrant spoke with reporters saying they had the right to seek refuge in another country and pursue a better life with respect.It's not clear when they plan to turn themselves into U.S. Customs and Border Protection (CBP) and seek asylum in the United States.The group will reportedly spend a few days in Tijuana to rest. RELATED: Interactive Map: Migrant caravan journeys to U.S.-Mexico border / Timeline: Migrant caravan travels to border / Photos: Migrant caravan makes its way to border 1531

Toys “R” Us has officially stopped all their online sales.RELATED: 9 things to know about Toys R Us' liquidation saleAccording to a message on the company's website, their website has been shut down, but customers can still visit brick and mortar stores to take advantage of going out of business sales. This recent move has many worried that they are now running out of options to use their gift cards. However, there is one option consumers can take advantage of until Thursday, April 5.RELATED: Use your Toys "R" Us gift cards, store credit and rewards by April 15 and don't expect a refundBed Bath & Beyond posted on their Facebook that they are accepting Toys "R" Us and Babies "R" Us gift cards at a discount and turning them into e-gift cards that shoppers can spend in their stores or online.According to Bed Bath & Beyond's?card exchange website, they will accept any gift cards that have a balance of or greater — even if the card is partially used or has an uneven balance. Those interested in trading in their gift cards should visit https://bedbathandbeyond.cardcash.com/. Just keep in mind, the offer ends on Thursday, April 5, at 11:59 p.m. EST.  1243

Things are sizzling in the back of this food truck as burgers are served with a side of bravado.Mike Schuster and Dominic Maldonado have been in the food truck game for almost seven years, and in that time the industry has boomed.“When we first hit the road, I think there were maybe 230 licensed food trucks in all of Denver. I think now it’s over 500,” said Schuster.Doubled in Denver and nearly doubled across the US.According to the US Census, in 2013 there were almost 3,300 food trucks in the US. That number grew to just under 6,000 in 2018. Sales have risen from 0 million in 2012 to .2 billion in 2017.“We’ve seen it, we’ve seen it in front of office buildings, we see it in the downtown core. And I’m not just talking because of COVID, I’m talking a natural business marker, alive and well within the hospitality and restaurant industry,” said Steve Chucri, the president of the Arizona Restaurant Association He says food trucks are here to stay in his state as well.“I think they’ll always have their place and their spot in the industry," Chucri said.A unique opportunity that food trucks have, they are a to-go business and most social distance guidelines during the pandemic don’t hold them back in the same way they do sit down restaurants.But that doesn’t mean the industry is not facing its own challenges.“Back when April hit and everything shut down, it was about a month and a half straight for us of just wedding cancelations, graduation party cancelations, party after party everyday,” Schuster said.“Food trucks depending on those office buildings to have people pouring out at 12 noon everyday and going to a food truck and buying. So, they’ve got to be hurting just like all of us are,” said Chucri.But with challenges come opportunity so Maldonado and Schuster got to work and got creative.“We started going after some of the business to serve some of the front line workers during the pandemic so we started serving some of the workers at King Soopers who were working their butts off through the whole thing. We fed some the Aurora 911 services, the ambulance services because they were working their butts off. We started doing hospital servings. We found a way to find where people were hungry, working still, needed to eat, and just didn’t have a lot of viable options,” said Schuster.Getting creative to get by. Just like a lot of us over the last several months.One thing that doesn’t change, wherever Maldonado and Schuster serve food, they serve it with heart.“When people come back to the truck for seconds and thirds, because they just want to try every flavor of slider we have, even when they’re stuffed. Even just that, even when they don’t even say anything, you know that they love it and they see the smile on their face and it’s great,” said Schuster. 2809

This week countless photographs have offered close-up depictions of the destruction caused by California wildfires. Now, with the help of its satellites, NASA has released pictures giving a different perspective.NASA's Landsat 8 satellite captured this first image of the Camp Fire on the morning of November 8, just a few hours after the blaze had broken out. That fire grew quickly, torching 20,000 acres in less than 14 hours. At one point, it grew by a average of more than one football field every three seconds.The fire in the picture is highlighted, and beneath that smoke the flames are encroaching on the northern California community of Paradise, where it's estimated that up to 90% of homes have been destroyed.The second image, captured by NASA's Terra satellite, gives a better sense of the scope of the Camp Fire in relation to the state. Smoke from the blaze obscures a wide swath of the northwestern part of the state, stretching south from Paradise to just north of San Francisco. 1005