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The BeyGOOD small business fund application submittal closes this Saturday. Go to https://t.co/TlsgbUl6D2 for all details. pic.twitter.com/I3l0Ljwfsz— BeyGOOD (@BeyGood) July 17, 2020 191

Texas kicked off early voting Tuesday. People stood in long lines, voting in ways they've never done before. Some lined up before daylight on sidewalks outside major sports arenas to allow for more physical distancing.Early voting started Monday in Georgia and nearly 127,000 people cast their ballot, a first day record for the state.“There were hours-long wait times in some locations and glitches that added to the challenges,” said Mike Lydon, a principal at Street Plans. “Voting rights and having access to a safe and convenient polling location is going to really drive participation.”Street Plans is an urban planning and consulting firm that deals with transportation. They got a grant over the summer to put together a physical design plan for cities to best cope with social distancing, capacity restrictions and high voter turnout.“How you can make use of streets and public spaces to alleviate some of those issues and of course add some comfort elements like tents, seats, sanitation stations periodically throughout the queue,” said Lydon.The plans cover all types of polling locations, and how to properly do drive-up, curbside, outdoor and indoor voting.There are many potential problems for election officials when situations can change quickly.“COVID being this unknown variable, you could have a spike in the next three weeks at a certain location and that might totally change what was planned for in person indoor voting to go outdoors,” said Lydon.Street Plans is also offering free consulting assistance to cities. The plans are also free to download on their website StreetPlans.com. 1616

STURGIS, Mich. — If you’re not a cat person, keep reading.Ron Williams of Sturgis turns 85 in September. Not too long ago, to keep him company, a friend brought him a boy cat named Fluffy.Over the first few weeks they had together, Williams says he and Fluffy hit it off right away.“I looked at him and hey, I just fell in love with him,” said Williams.As it’s safe to say we all do with our pets, Williams talked to Fluffy quite a lot. When the senior got calls on his cellphone, he’d joke around with Fluffy then too.“The phone would ring, and I would say ‘ring-a-ding,’” said Williams. “And I didn’t know he’d pick up on it.”Then, a few days ago, Williams slipped and fell getting out of the shower. He couldn’t move.“My arm was pinned under me, and the hours kept going by,” said Williams. “16 hours…”From roughly 8 a.m. until midnight later that day, Williams laid in agony. The door was closed, and his Life Alert was in the other room on the charger. His phone was in the bathroom with him, but just out of reach on the counter.Lucky for Williams, Fluffy was in the room too. And whether or not he knew it, he’d been training Fluffy for this moment accidentally.“So I said ‘ring-a-ding Fluffy, you’re my only hope,’” Williams said, tearing up. “And he was. It wasn’t even five minutes later I felt something hit my hand. And I’m here because of it.”The cat had brought Williams his phone and he was able to dial 911.“I relive it a million times. What if he wouldn’t have been in there with me? I’d be dead today,” he added.Now Williams, who served with the U.S. Army in Korea, is fine – left only with some soreness and bumps and bruising. Compared to the alternative, he knows he’s lucky.“He’s my hero, and he always will be,” said Williams. “He’ll never be away from me until the day I die.”This story was originally published by Doug Reardon at WXMI. 1868

Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541

Stevie Wonder has joined Twitter and his first tweet did not disappoint.The Grammy-winning superstar paid tribute to Dr. Martin Luther King on Wednesday in his inaugural tweet posted shortly after 8 p.m. ET. The timing of the tweet appears to coincide with the moment the civil rights leader was pronounced dead fifty years ago.The tweet came with a star-studded video in which the Obamas and celebrities such as Common, Bette Midler, and Billy Crystal talked about their own dreams -- a nod to King's famous "I Have A Dream" speech. King delivered the speech five years before he was assassinated in Memphis."On April 4th, 1968 at 7:05 p.m. central time, Dr. King's life was cut tragically short. 50 years later a need for his dream to be fulfilled is far greater than ever," Wonder tweeted on Wednesday. "Share your dream & post your own #DreamStillLives video. Spread love...spread hope."Wonder called in a host of famous friends from politics, sports, business, music and entertainment to help him with the video tribute. Kamala Harris, Dave Chappelle, Warren Buffett, Bon Jovi, Katy Perry, Serena Williams and Smokey Robinson also made appearances in the five-minute video. 1190

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