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SAN DIEGO (KGTV) - According to the San Diego Association of Governments, the unemployment rate in San Diego County was just under 16% at the end of June. The good news is that number is down from the 25% unemployment in May. Still, more than 250,000 San Diegans are unemployed, and many are hurting financially. However, ABC 10News did discover a select group that plans for unforeseen events such as the COVID-19 pandemic, and they seem to be doing just fine. What's their secret? FIRE.FIRE stands for Financial Independence Retire Early. We profiled this group back in November. Last fall, we met Jennifer Mah, a money coach and Community Manager for the San Diego FIRE chapter called Choose-FI before screening a documentary on the subject. And we learned then that many in the Financial Independence community save an average of 40% of their income. So we wanted to know, how are they doing now in the middle of this financial meltdown?"This is the first time in an economic downturn or instability that I've ever had a sense of strength," says Mah over a recent Zoom interview.And Jennifer's not alone. She introduced us to two couples with diverse stories."As soon as quarantine started and I was laid off, that was super scary for me," adds Grace Damazo.But not as scary for Grace and Mike Damazo had they not been part of the Choose-FI community. The Damazo's are a self-described frugal couple in their 30's. Yes, they save more money than many of their peers, but they're also investing in real estate. And before the pandemic hit, they sold one of their cars to cut back on expenses. If they travel, they do it with credit card bonuses, meal prep to save instead of eating out, and if they do, they take advantage of happy hours or specials."And also Grace, cutting my hair," says Mike laughing.From the looks of it, Grace is doing a great job with those clippers, and it all adds up. Mike's position in the Navy is, of course, considered essential. But Grace, a fitness instructor, was laid off at a big box gym and immediately transitioned her clients online. The pandemic only has them doubling down on saving."It was a realization that this was the right path, at least for us, and we need to fast track it," adds Grace.And then there is Wendy and Curtis Mays. A couple in their 50's, with six kids. If you think 50 is too late to start saving, think again. The Mays claim they were in a million-dollar hole just three years ago, and then they found Choose-FI."It's been a long time of having that fear in the back of our minds, and to not have it anymore is just incredible," says a relieved Wendy Mays.Wendy and Curtis sold their house and started renting because they could save more money and pay down debt. Family outings are free when possible, like a trip to the beach. They've paid down so much debt; Wendy was able to quit her full-time job and co-host her own financial consulting business. Curtis says the key is moving past the stigma of debt, talking with others, and figuring out what works best."They're able to do it, and we're able to do it, we just put it in our form with our platform, with our background, with our kids," adds Curtis Mays.Both couples were on what they call a 50-50 plan. 50% of their income goes straight to savings, and 50% to pay down debt. But in these uncertain times, they say they're saving even more because you never know what tomorrow will bring. 3417

SAN DIEGO (KGTV) - A San Diego man thanked lifeguards Thursday for saving his life after he fell from the Ocean Beach pier.Adrian Castillo, 19, was drinking alcohol with his brother and friends in January when he suddenly fell backwards into the cold water.Castillo’s brother called 911 and after nine minutes, lifeguards Marc Brown and Jim Lockwood found him floating face-down in the water.Castillo was technically dead for five minutes.He spent three days in a coma and also suffered pneumonia from the cold water.“I have a scar in the back of my head,” said Castillo. “I have a couple of scars on my chest from grabbing on the poles.”Castillo is now fully recovered.“I’m very grateful,” said Castillo.  “If it wasn’t for them I probably would have been lost out in the ocean for like a month or something.”“We’re happy that you’re back and safe and alive,” Brown said to Castillo. “You have a second chance in life now.”San Diego Lifeguards, Police and city officials want everyone who heads outdoors this summer to be educated on rip current safety, drowning prevention, bonfires and know what they should not bring to our local beaches.The city has created a website to help guide locals and visitors to safety. 1230

San Diego (KGTV) - About a hundred people packed the auditorium at Crown Point in Pacific Beach Wednesday night to sound off about the deckles bikes and scooters invading their community.The PB Town Council held the meeting.  Representatives from LimeBike, Ofo, BIRD, and Mobike were present to take questions from the crowd.RELATED: Coronado to begin impounding dockless?bikes, fining companiesThe two main concerns dealt with encroachment issues and safety concerns. The dockless bike and scooter rental model involves people checking them out using an app, but after they’re done using them, they can leave them anywhere for the next rider to find and use.Many complained of the vehicles cluttering sidewalks, storefronts and residential blocks.Other say people are riding them illegally, either because they are too young, without a helmet, or riding them without where the vehicles are not allowed.“They have no regard for human life I think someone is going to die,” one woman said.“it's with anything new right? You have a couple of bad actors that don’t know how to operate the vehicle responsibly,” Zack Bartlett with LimeBike said. “The community seems to be behind the technology.  We’re also in 45 markets, so this isn’t our first rodeo. Every issue we’ve seen, other communities have seen, and we’ve gotten past it.”The PB Town Council has not taken a position on the issue. 1410

SAN DIEGO (KGTV) — Among the propositions that will be on the November ballot in California, Proposition 17 will ask voters to decide whether or not to allow individuals on parole to vote.Voters will vote "yes" or "no" on the proposition, which is an amendment to the state's constitution introduced by Sacramento Assemblymember Kevin McCarty, according to BallotPedia.In California, those who are "mentally incompetent or imprisoned or on parole for the conviction of a felony" for a state or federal sentence are not allowed to vote.The passage of Proposition 17 would instead direct the state to only disqualify those who are currently serving a sentence for the conviction of a felony and allow those on parole for a felony conviction to vote."Parole is not an extension of punishment. It's a reintegration time for someone to come back in their community," says Shay Franco-Clausen, the Yes on Prop 17 Campaign Manager. "What better way to make them feel that they have a stake in the community is there than giving the right to them."Those who support Prop 17 argue, "when a person completes their prison sentence, they should be encouraged to reenter society and have a stake in their community. Restoring their voting rights does that. Civic engagement is connected to lower rates of recidivism. When people feel that they are valued members of their community, they are less likely to return to prison," according to the official support statement.19 other states, plus Washington DC currently allow ex-felons to vote while they're on parole. And the Yes on Prop 17 campaign points to a 2011 study by the Florida Parole Commission that showed parolees who are given the right to vote are less likely to commit another crime."If you're invested in your community and you feel like you are stakeholders, you're part of it. You don't want to do harm," say Franco-Clausen.Opponents to the Proposition declined interview requests by ABC 10News, pointing to their published literature instead.In it, they say, "Parole is an adjustment period when violent felons prove their desire to adjust to behaving properly in a free society. Their every move is monitored and supervised by a trained state officer. If the state does not trust them to choose where to live or travel, with whom to associate and what jobs to do, it MUST NOT trust them with decisions that will impact the lives and finances of all other members of society..."Proposition 17 will allow criminals convicted of murder, rape, sexual assault against children, kidnapping, assault, gang gun crimes, and human trafficking to vote before completing their sentence including parole."Proposition 17 started as ACA 6, and passed the State Assembly and Senate with 70% approval. It now needs a simple majority to become law. 2794

SAN DIEGO (KGTV) - After thousands of Art Institute of California - San Diego students were let down by the institute they trusted, some faculty members are left wondering if they'll receive their final paychecks.Student worker Stefon Harris was waiting for a check on Friday that never came. “Just been checking and checking and checking and it never showed up, it never showed up. I only have in my account," said Harris. The for-profit college abruptly shut down on March 8. The school's operator, the for-profit Argosy University, shut down the campus after court documents alleged it misused millions of dollars in federal funds.“it was shell-shocking, you don’t plan for stuff like that," said Harris. On Monday Harris received a letter from the court-appointed receiver for Dream Center Education Holdings (DCEH), the parent company of the Art Institute. The letter says that given the financial circumstances funds have not been secured and pay is delayed. The letter goes on to say they are doing everything they can to expedite payment for funds owed. 1073