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Remote learning. More people are online and the hackers know that, according to David Anefils, the senior solutions engineer at supportclub.com."It's a major threat," he said. "It's very important for schools to take preventative measures to keep themselves as safe as possible, because people work 9 to 5, and all they do is a hack."Anefils said he's worked with some local schools."I would love to see the schools educate parents more on steps to take," he said. "The fact that the bad guy knows everybody is online."There are some steps you can take to keep your family safe while distance learning.Anefils said to make sure you provide physical supervision while your child is learning.Equally important is practicing good computer habits."By having good anti-virus to prevent malware from spying on your activity and computer updates on schedule," he said.Make sure to set up parental controls on devices being used. He also suggested calling your provider to make sure your home router is updated."A lot of hackers can take advantage of firmware not being updated and compromise your router," Anefils said.Make sure to update your computer regularly. Of the utmost importance, perhaps, is installing a virtual private network or VPN."It basically masks your router's IP address and allows you to surf the web without being spied on," he said.Make sure to avoid public WiFi without a VPN, if at all possible. Don't ever click on unknown links in emails. The bottom line, stick to what you know, making sure it is popular and secure."I feel safe on zoom ever since they made the latest updates," he said.This story was first reported by Tory Dunnan at WPTV in West Palm Beach, Florida. 1697

Property manager Brandon Scholten is seeing big price drops in some of his listings since COVID-19 hit.“We’re at ,040 but we started at above ,300,” Scholten said about a two-bed, two-bath townhouse in downtown Denver.Scholten, the owner of Keyrenter Property Management Denver, says some of his downtown rental properties are staying on the market 20% longer and that prices have dropped nearly 20% compared to the same time last year. And he believes the plummet is linked to the pandemic.“Especially with so many remote work options now,” Scholten said. “I think all of it is just going to push that pressure outward and you’ll see prices fall in the urban corridor.”What’s Scholten is seeing in downtown Denver is happening to other major metropolitan areas across the country.“The pandemic has shifted the demand for rentals away from these really expensive areas,” said Crystal Chen, a marketing manager with Zumper an apartment rental tracker.Zumper’s recent national rent report found one-bedroom rent prices in San Francisco fell nearly 12% year-over-year, the largest drop that city’s ever seen.Other major cities that saw decline in rent prices are New York, Boston and San Jose. Cities that reported some of the largest rent increases include Lexington, Akron and Anchorage.“It makes sense,” Chen said of the prices changes for rent. “Why would people want to pay a big city price tag if they can’t use the amenities and they’re stuck at home?”With more companies embracing working from home and more people looking to social distance, Chen says more renters are now leaving expensive big cities for cheaper surrounding areas.“Which we like to call the 'Brooklyn effect' since the important factors now are space and affordability,” she said.Space and affordability: two things New York City is not known for.“I’ll be honest, a lot of people are leaving,” said Lauren Feldesman, a real estate agent with Compass. “The number of lease break calls I get a week is astronomical.”Feldesman says she is seeing a huge surplus of downtown apartment rental inventory since coronavirus concerns swept the country.“It’s a tough situation,” she said. "People lost their jobs, they’re furloughed or they have their own businesses and their business is really shut down or has taken a huge hit.”While vacancy rates are going up in major metropolitan cities across the country, some downtown renters are seeing some financial relief.“People are now negotiating down 10, 15, even up to 20% of their rent because there is so many more vacancies now as than there was before,” Chen said.Without a vaccine, however, Chen predicts rental prices in downtown areas will continue this downward trend as the rental demand shifts from cities to the suburbs. 2757

President-elect Joe Biden still has two more months before he is sworn in, and while many Republicans are finding it difficult to accept his win, Biden is meeting with key Democrats in hopes of having a deal in place for an economic stimulus plan. Biden has spoken with the top two Democrats in Congress — but not their Republican counterparts yet.Biden’s transition team announced Thursday that he spoke by phone with House Speaker Nancy Pelosi and Senate Democratic leader Chuck Schumer, thanking them for their congratulations and expressing “his commitment to uniting the country after a hard-fought campaign.”The three spoke about “intensifying” the country’s coronavirus response and coping with the economic fallout the pandemic has inflected. They also discussed the “urgent need” to use the lame duck congressional session to approve bills on slowing the spread of COVID-19, as well as economic relief for “working families and small businesses, support for state and local governments trying to keep front-line workers on the payroll,” expanded unemployment insurance and expanded access to affordable health care.Biden said Tuesday that he had not spoken to Senate Majority Leader Mitch McConnell, though the two have been friends for years.But there is still optimism this week among some on Capitol Hill a deal on economic stimulus can be approved during the lame duck session. "The need is too urgent. We need to do it now. Not wait. Families are going to be coming together, even though in smaller groups for Thanksgiving. They should have the assurance of another stimulus payment by Thanksgiving. It's doable," said Sen. Richard Blumenthal, D-Connecticut. 1680

REDDING, Calif. (AP) — California authorities have returned a pet tortoise to its owner after the wandering animal was spotted in another resident's backyard.The Record Searchlight reported the 41-year-old tortoise named Dino ambled away after a storm blew open the latch on its outdoor enclosure in Red Bluff.An animal regulation officer says the tortoise was found about a half-mile (0.8 kilometers) from the home of owner Cindy Haase.Authorities used watermelon to lure the 150-pound (68-kilogram) tortoise before lifting it into a vehicle for transport.Tehama County sheriff's deputies and the state forestry and fire protection department helped return Dino to Haase.Tortoise Acres Rescue and Sanctuary owner Katie Hoffman says this is breeding season and roaming pet tortoises seeking companionship are "a daily occurrence this time of year." 856

Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470