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What would it take to save million for retirement? Right now, more people than ever are 401k millionaires.Financial adviser Jonathan Duong says saving million is not as impossible as it may seem."A million dollars is very achievable for folks who aren't necessarily making really large six-figure incomes," Duong says.   The average 401k millionaire has been contributing to their retirement fund for over 30 years, according to MarketWatch.  So, how do you get to million in your 401k? Duong says there are a few easy ways.   First, defer over 10 percent of your paycheck to your 401k. Fidelity Investments says it might seem like a lot, but in the end, it should leave you with an annual income that you're use to once you retire.   Next, take advantage of your employer match."A match is free money," Duong says.   MarketWatch found 28 percent of the contributions to the average 401k millionaire's account came from their employer.   "Additional things you can do is working a little bit longer and delaying social security," suggests Duong.   Delaying Social Security until you’re in your 70's will allow you to get more money opposed to taking it sooner.   “It’s fairly good to say that if you've got 25 to 30 times your annual living expenses saved up, you might be in a position to retire, but there are a lot of other details that go into it," Duong explains.   There's no rule of thumb for how much everyone should save, Duong says. It all depends on your living expenses and how much it takes for you to live comfortably.   "In my mind, the ability to start today is really a reality for most people it's never too late," Duong says. 1756

White House press secretary Sarah Sanders privately berated the White House communications and press staff Friday after a leak the previous day of comments by aide Kelly Sadler about Sen. John McCain, according to several sources familiar with the meeting.In discussing McCain's opposition to CIA nominee Gina Haspel, Sadler,?a special assistant who handles surrogate communications for the White House, said in a private meeting Thursday that it doesn't matter "because he's dying anyway." It was a joke that fell flat, a White House official told CNN. 571

While Democrats are projected to take control of the US House, the party hoped that a blue wave would include winning a number of major gubernatorial seats. But in two larger states, Republican candidates hung on and won in Florida and Ohio. This came as some polls showed Democrats leading in those states heading into Tuesday's Election Day. In Florida, Republican Ron DeSantis held off Andrew Gillum, the Democrat who is the mayor of Tallahassee. DeSantis held a 1-percent advantage with more than 99 percent reporting. In Ohio, Republican state Attorneys General Mike DeWine defeated Democrat Richard Cordray. Cordray was previously appointed to the Consumer Protection Finance Board by President Barack Obama. DeWine had previously defeated Cordray in 2010 for the state's AG position. In a fierce battle in Georgia, Democrat Stacey Abrams said she is vowing to continue her fight despite trailing Republican Brian Kemp by a 51 to 48 margin late on Tuesday. The only county with outstanding votes remaining is the Democratic stronghold of Fulton County, which includes the city of Atlanta. If Kemp falls below the 50-percent threshold, the race will go to a runoff. Kemp has come under fire from Abrams' campaign for administering the election as secretary of state while running for governor. Abrams' campaign added that they expect that there are still nearly 45,000 uncounted votes in Democratic-leaning counties from paper ballots.In Iowa, Republican Kim Reynolds, who was previously the lieutenant governor of the state, defeated Democrat Fred Hubbell in a tight race. Although the results were disappointing for Democrats in Florida in Ohio, the Democrats have turned over at least four governor's seats on Tuesday. In Kansas, Democrat Laura Kelly is projected to win the seat there. Congresswoman Michelle Lujan Grisham was elected to New Mexico's governor seat. J.B. Pritzker, a first-time candidate and venture capitalist, won the governor's seat in Illinois. Former Michigan state senator and prosecutor Gretchen Whitmer was elected as the governor of Michigan.  2185

While many have people lost their jobs over the past few months, for some people, the COVID-19 pandemic caused a scenario that made it easier for them to find work. Lashaunda Garner is one of those people.“In my situation I was out of work for 16 years,” said Garner.After nearly two decades, Garner found a work-from-home job at the start of the pandemic.“As soon as I got the job, I was like ‘oh my gosh, I can do something past my disability,’” she added.Garner suffers from severe PTSD and anxiety, which makes it difficult to work in a traditional work environment.“In my case, there are certain sounds, certain smells and things that trigger your depression and when I am at home, I can limit those things,” said Garner.While work-from-home options were previously limited. During forced business closures and stay at home orders, the U.S. saw a surge in work-from-home jobs, especially call center positions.“The pandemic struck, and all of the call centers had to send their agents home. This was worldwide. This was something that never happened before,” said Alan Hubbard. “Some of the agents that were sent home in India, the Philippines and China didn’t have the physical infrastructure in order to do those jobs.”Hubbard is with the National Telecommuting Institute (NTI), which helps people with disabilities work from home. In Garner’s case, it had already helped her setup a home office and everything needed to work from home when the surge happened.“You hear people say, ‘you aren’t your job’ right, but for a lot of people, that is how they identify themselves,” said Hubbard. “That they are working, that they are productive. That is the opportunity that we try to provide.”Garner is just one example out of many people with disabilities who have been able to find work-from-home jobs and thrive in that environment over the past few months.Since the beginning of the pandemic, NTI has had a significant increase in companies come to them for help finding workers. They have four times as many available jobs to fill and have actually been able to place nearly 200 people in work-from-home jobs in the last six weeks. When, typically, it places about 50 people a month.“That is what the pandemic has done. It has opened up this opportunity for these folks,” said Hubbard.Hubbard is currently working with a dozen companies looking to hire another 240 people.Lashaunda is thriving in her current role and hoping her story inspires not just other people with disabilities, but the millions looking for work right now.“Do the best you can and fight for what you want,” said Garner. “It may take you, hopefully not 16 years, but you will end up getting it.” 2681

White House officials said Monday that the Trump administration is pursuing another legislative push on immigration, but when pressed said the effort would largely be the same as it has been trying unsuccessfully since last fall.The comments came in a call on Monday with reporters organized to back up a string of tweets from President Donald Trump over the weekend and into Monday pushing a hard line on immigration, sounding off on the Deferred Action for Childhood Arrivals policy, illegal immigration and Mexico.The call, held on the condition the speakers not be quoted by name, largely re-hashed the administration's talking points on immigration, calling provisions of US and international immigration law "loopholes" that human smugglers misconstrue to encourage would-be migrants to make the journey to the US. 838

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