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LOUISVILLE, Ky -- A Kentucky judge delayed until Friday the release of secret grand jury proceedings in Breonna Taylor’s killing by police. That's according to the state Attorney General Daniel Cameron’s office. Kentucky's Attorney General Daniel Cameron sought a delay of a week to enable names and personal information to be redacted from the recordings. Information to be redacted included phone numbers and addresses. The motion was filed Wednesday morning, the same day a Louisville court was expected to release the audio recordings. Cameron’s spokeswoman said Wednesday that a judge granted a shorter delay, giving the attorney general until noon Friday. 670

MALIBU (CNS) - More Malibu residents forced to flee the Woolsey Fire were back home today, in time to face a rain forecast for Wednesday that raises fears of possible mudslides as the estimated date for full containment of the fire was moved back to Thursday.Since erupting Nov. 8 in Ventura County and quickly spreading into Los Angeles County, the fire has charred 96,949 acres and was 94 percent contained by Monday morning, up from 91 percent earlier in the day.Full containment had been projected to occur Sunday, but that estimate was initially pushed back to Monday and then to Thursday.RELATED: Frantic search goes on for missing after Camp FireThe number of structures destroyed across the two counties has been raised to 1,500, with 341 damaged. About 95 percent of the burn area assessment has been completed. Nearly 1,100 firefighters remained in the battle, including nine hand crews, patrolling the burned area in search of hot spots to put out, fire officials said.Seven helicopters and eight bulldozers were in use. The death toll stands at three civilians, and three firefighters have been injured. The current weather conditions of reduced winds and moderate to good humidity have helped firefighters.RELATED: Fire claims popular recreation spots in Southern CaliforniaHowever, officials in Los Angeles and Ventura counties warned that rain is likely to hit Southern California on Wednesday, raising potential for mud and rock slides, especially along Highway 1 and the canyon roads.Officials have gradually allowed residents to go home as utilities are restored and areas deemed safe. Much of the city of Malibu, however, will be without power until 8 p.m. Monday -- a planned, daylong outage to allow utility crews to replace destroyed and damaged power poles and string new electrical lines.Residents of the Broad Beach area of the Malibu Colony Cove neighborhood returned Sunday in an area bounded by the ocean on the south, Malibu City limit on the north, Guernsey Avenue on the east and the Ventura County line on the west.Evacuation orders were also lifted in the Malibu Colony Cove neighborhood from the ocean on the south, the Malibu City Limit on the north, Puerco Canyon Road on the east and Paradise Cove Road on the west; and for the Las Virgines Road/Malibu Canyon Road areas from the Malibu City limit on the south to Mulholland Highway on the north, with Mulholland Highway still closed westbound from Malibu Canyon Road.Latigo Canyon, Corral Canyon, Ramirez Canyon and Puerco Canyon roads remained closed north of PCH. Evacuation orders were lifted in the Topanga area from PCH to Mulholland Drive on Friday. Evacuation orders also were lifted in Malibu Lakes, and the following areas: -- Mulholland Highway on the north, Bulldog Mountain Way on the south, Lake Shore Drive on the east and Shadow Creek Drive on the west.Mulholland Highway will remain closed eastbound at Cornell Road and westbound at Troutdale Road due to bridge damage. -- Pacific Ocean on the south, Malibu City limit on the north, Paradise Cove on the east and Guernsey Avenue on the west. Latigo Canyon and Corral Canyon roads will be open from PCH to the Malibu City limit but areas north of those locations will remain closed.RELATED: Billions worth of homes threatened by California wildfiresEvacuation orders also were pulled for the Seminole Springs neighborhood between Kanan Road on the north, Cadenhorn Drive on the south, Trousdale Drive on the east and Seminole Drive on the west. Westbound Mulholland Highway west of Seminole Drive and southbound Kanan Road south of Triunfo Canyon Road will stay closed.The Los Angeles County Emergency Operations Center issued a safety statement for people returning to their homes after the Woolsey Fire. Fire officials warned people using Malibu Canyon Road to be aware of falling debris, including rocks that may be dislodged by unstable soil. Post- fire areas adjacent to mountains and hills are known for their ability to produce rock and debris flows, which can form quickly.Additionally, areas not prone to flooding may now be at larger risk because of higher than normal flows from streams and rivers. In preparation for rain -- anticipated Wednesday night into Thursday -- officials in Los Angeles and Ventura counties have transitioned into emergency response mode, with an emphasis on debris, flood fighting and support activities. Those activities include the monitoring of all flood facilities and equipment, the operation of debris dams and providing logistics support, field operations and responses to emergencies. Sandbags and sand were being made available to all residents at Los Angeles County and Ventura County fire stations. Disaster Assistance Centers were opened to help residents affected by the blaze.Customers were reminded to bring proper photo ID to obtain their mail at the USPS Facility at 7101 S. Central Ave. between 10 a.m. and 6 p.m. today through Friday. They will be closed Thanksgiving but reopen Friday and Saturday from 10 a.m. to 6 p.m. They are located at the former Malibu Courthouse at 23525 Civic Center Way, and at the Conrad L. Hilton Foundation, 30440 Agoura Road, in Agoura Hills.Authorities noted that the assistance centers would not be affected by the daylong power outage in the Malibu area. Pepperdine University officials announced the campus would be without power during the planned outage. Malibu schools were expected to remain closed at least through the Thanksgiving weekend.Officials of the Santa Monica Malibu Unified School District said a certified staff of specialists will begin cleaning the schools so they are ready to ropen after the holiday. The Los Angeles County Waterworks District No. 29 in Malibu and Las Virgenes Municipal Water District determined their tap water is safe to drink and no longer has to be boiled for drinking or cooking, officials said.Residents were urged not to try to restore their gas service but to contact SoCal Gas to do it. They also were cautioned to watch out for workers restoring services. 6072

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

Men who work in construction and extraction had the highest rates of suicide in the United States, according to a report published Thursday by the US Centers for Disease Control and Prevention. For women, suicide rates were highest among those who work in arts, design, entertainment, sports and media.From 2000 to 2016, the suicide rate among the US working-age population -- people 16 to 64 -- increased 34%, the report says.Using information from the 17 states that participated in the 2012 and 2015 National Violent Death Reporting System, the CDC analyzed the suicide deaths of 22,053 Americans of working age. Occupations were classified using the Standard Occupational Classifications from the US Bureau of Labor Statistics.In 2015, the construction and extraction field had the highest rates of suicides for men, with 53.2 suicides per 100,000 working people. Women in arts, design, entertainment, sports and media had a suicide rate of 15.6 per 100,000 working people in 2015.Arts, design, entertainment, sports and media saw the largest increase in suicides among men: 47% from 2012 to 2015.For women, the largest increase -- 54% from 2012 to 2015 -- was among food preparation and serving-related occupations, such as chefs, bar managers and baristas.The occupational groups with the highest rates of suicide for men were: 1366

Meghan Markle is now a fully fledged member of the Church of England after the American actor was reportedly baptized and confirmed in a secret ceremony at St James's Palace in London this week.Archbishop of Canterbury Justin Welby administered the holy sacrament in a 45-minute service on Tuesday evening at the palace's Chapel Royal with her fiance, Prince Harry, by her side, UK media outlets reported, quoting the Daily Mail.Kensington Palace has not made a public statement but Prince Charles and his wife, the Duchess of Wales, were also said to have been among the handful of guests in attendance.Welby was reportedly asked to lead the service by Markle, 36, with whom he has developing a close bond after providing guidance on the rites and sacraments of the Church in recent weeks.As part of the ceremony, holy water from the River Jordan was poured on Markle's head, the Mail reported.It was not necessary for Markle -- who attended a Roman Catholic high school but was brought up Protestant -- to convert in order to marry Prince Harry, but she announced at the time of her engagement that she would do so anyway before their wedding in mid-May.Lambeth Palace, the official London residence of the Archbishop of Canterbury, decline to comment Thursday when asked about the service.Markle's formal acceptance into the Anglican Church is the latest arrangement by the royal couple ahead of their wedding in St George's Chapel at Windsor Castle in May.The move appears to be a mark of respect to the Queen Elizabeth II, who is the head of the Church of England.Catherine, the Duchess of Cambridge and wife of Harry's brother, William, was confirmed shortly before her wedding in 2011. Neither William or Catherine were present on Tuesday evening, the Mail reported.The decision to conduct the rite at the Chapel Royal at St James's Palace will hold special importance for Prince Harry. His body of his mother, Diana, the late Princess of Wales, lay there for a week prior to her 1997 funeral. More recently, it was the chapel chosen to host the christening of Prince George in 2013.Female empowerment 2116

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