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2025-05-24 03:19:25
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  昌吉市博爱医院做无痛上环   

First lady Melania Trump said in an interview that aired Thursday that she is the most bullied person in the world, which has led her to create her anti-bullying "Be Best" initiative, before softening her comments slightly to say she is one of the most bullied."I could say I'm the most bullied person on the world," Trump told ABC News in an?interview during her first major solo trip to Africa last week when asked what personally made her want to tackle the issue of cyberbullying."You're really the most bullied person in the world?" ABC News' Tom Llamas asked during the exchange. 598

  昌吉市博爱医院做无痛上环   

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

  昌吉市博爱医院做无痛上环   

Following the FBI's admission that it failed to properly act on a tip on Jan. 5 about the man who killed 17 people at a Florida high school, Governor Rick Scott called for FBI Director Christopher Wray to resign."We constantly promote 'see something, say something,' and a courageous person did just that to the FBI. And the FBI failed to act," Scott said in a statement. "'See something, say something' is an incredibly important tool and people must have confidence in the follow through from law enforcement. The FBI Director needs to resign."Read Scott's full statement below.Today, Governor Rick Scott made the following statement regarding the FBI’s admission that they failed to take action after receiving information on January 5, 2018, regarding “[Nikolas] Cruz’s gun ownership, desire to kill people, erratic behavior, and disturbing social media posts, as well as the potential of him conducting a school shooting.”Governor Scott said, “The FBI’s failure to take action against this killer is unacceptable. The FBI has admitted that they were contacted last month by a person who called to inform them of Cruz’s ‘desire to kill people,’ and ‘the potential of him conducting a school shooting.’“Seventeen innocent people are dead and acknowledging a mistake isn’t going to cut it. An apology will never bring these 17 Floridians back to life or comfort the families who are in pain. The families will spend a lifetime wondering how this could happen, and an apology will never give them the answers they desperately need.“We constantly promote ‘see something, say something,’ and a courageous person did just that to the FBI. And the FBI failed to act. ‘See something, say something’ is an incredibly important tool and people must have confidence in the follow through from law enforcement. The FBI Director needs to resign.”Nikolas Cruz, who has confessed to police to being the shooter, showed patterns of racism online and also promised to harm people with assault rifles. 2000

  

Feeling lucky? Employees of United Airlines weren't.On Monday, United quickly shelved plans to replace quarterly employee bonuses with a 0,000 lottery prize, after a stinging backlash from its workforce.The lottery, which the airline announced on Friday, would have paid 0,000 to one lucky employee selected at random, and smaller bonuses of ,000 or ,000 to about 1,300 more. Other employees would have gotten prizes including 50 vacation packages or 10 Mercedes.The overwhelming majority of United's 90,000 workers would have lost bonuses that paid up to ,500 over the course of the year."Our intention was to introduce a better, more exciting program, but we misjudged how these changes would be received by many of you," said Scott Kirby, president of United Continental, the holding company for the airline, in an email to employees. "We are pressing the pause button," he wrote.Experts on compensation and workplace culture said they had never heard of a company of United's size and stature trying this kind of lottery program."I really thought it was a joke when I first heard of it," said Tom Gimbel, founder and CEO of LaSalle Network, a national staffing and recruiting firm. "It's very amateurish."The backlash and reversal comes while United is negotiating a new union contract with its pilots. The union wasn't happy with the lottery."This just puts a bad taste in our mouths," said Roger Phillips, a United pilot and spokesman for the pilots union at the airline. 1497

  

Former national security adviser to President Donald Trump Michael Flynn has asked a federal judge to spare him from prison time, according to his defense team's memo before his sentencing.He said his cooperation with Robert Mueller's special counsel investigation "was not grudging or delayed.""Rather, it preceded his guilty plea or any threatened indictment and began very shortly after he was first contacted for assistance by the Special Counsel's Office," his team wrote.He is asking for no jail time and has offered to do 200 hours of community service. 568

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