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Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492
This year is already one of the most active for Atlantic storms and hurricanes. Now, the National Weather Service says, as if 23 named storms were not enough, there is a “zombie tropical storm.”NWS tweeted about the phenomenon Tuesday morning. “Because 2020, we now have Zombie Tropical Storms. Welcome back to the land of the living, Tropical Storm Paulette.” 368
Things at grocery stores seem relatively calm now, in comparison to how it was back in March. Remember the toilet paper fiasco?But as we hear talk about another wave of coronavirus infections, some are wondering if grocery supplies will take another hit.We went to experts who track grocery data. They say what we saw earlier this year was historic.“Those mid-March weeks were the largest we've seen in the history of grocery shopping. I don't expect to ever see big waves like that again,” said Anne-Marie Roerink, President of 210 Analytics.People first stocked up on just cleaning items and then they started stocking up on all types of items, including pantry foods and that precious commodity – toilet paper.Roerink says that while it is possible people will stockpile again later this year, toilet paper may not be on the list. Cleaning items may become hard to find again. The timing of all this really depends on the virus and how cases evolve.“Should it come down to where the virus is big enough of a wave or we might go back down to a shelter in place, or where people feel more safe at home than they do out and about, I can see where our grocery spending will go back up,” said Roerink.Earlier this year, holidays like Mother’s Day and Father’s Day actually contributed to the clearing of grocery shelves. They’re typically holidays where we go out to eat, but that wasn't really an option in most places. So, people had to improvise.“All of a sudden, retail had to absorb all those dollars to take care of mom and cook her a fun brunch or dinner, so we had an enormous peak again for Mother's Day and Father's Day,” said Roerink.That means holidays like Thanksgiving and Christmas could change how things work out at the grocery store as well.Generally, supply and demand has started to normalize, but grocery sales are still about 10% higher than what they normally are. Though, prices could still change depending on the demand. 1952
TORONTO, Canada (KGTV) - Incredible dash cam video shows tires flying after a car hit a tow truck Saturday on a Toronto, Canada highway.The camera attached to Adil Kanan’s tow truck was recording the moments Kanan stepped out to help three people in a disabled pickup truck."They seemed to be all alert and fine," he told CTV Toronto.RELATED: Tow truck driver seriously injured in crash on SR-125Karan returned to his truck to alert police that his vehicle and a truck were blocking one lane of the freeway."As I was sitting there looking through my back window, that's when I observed the white Lexus approaching at a high rate of speed," he said.The white vehicle hit the pickup truck, sending debris flying.RELATED: Bear opens door, steals from car in Lake TahoeOne of the pickup truck’s passengers had been standing outside the truck and was thrown into the guardrail.Two people inside the truck were ejected, and the driver ended up face-down on the highway. All three were listed in stable condition.CTV News contributed to this report. 1056
There's an upsurge in approved carry concealed weapon (CCW) licenses in San Diego County. Data provided to Team 10 by the San Diego County Sheriff's Department shows a more than 300 percent increase from 2017 to 2018.Advocates say most people want the ability to protect themselves while opponents argue more people carrying guns doesn't make the streets any safer.Team 10 collected 100 "good cause" statements to examine what reasons people gave to obtain the license. It's a part of the CCW application people have to fill out explaining why they should be approved for a permit. In almost every case, the reason had to do with personal safety. 654