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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

An additional 13 sets of human remains were discovered Monday in Northern California, bringing the death toll from the Camp Fire to 42, making it the deadliest wildfire in the state's history, the sheriff of Butte County said.The increased death toll comes as first responders continue battling blazes on both ends of the state, bringing the statewide toll to 44.They are fighting fierce winds to contain the Woolsey Fire and save lives and homes in populous Southern California. Meanwhile, harrowing stories of nightmarish escapes from burning homes and cars are trickling out of the rural northern part of the state, where firefighters made progress Monday in containing the Camp Fire, which also is the most destructive fire in state history. 753

As cases of COVID-19 surge among members of FC Dallas, the MLS announced that it has postponed the team’s match against the Vancouver Whitecaps scheduled for Wednesday.Six players from FC Dallas in the last week have tested positive for COVID-19.The MLS is resuming play this week in Orlando, Florida as part of a tournament after the league shutdown in mid-March, less than two weeks into the 2020 season.. The entire league is staying in Orlando, and will play all matches at the Wide World of Sports complex.Four of the positive tests have cone since the team has arrived in Orlando, prompting concerns that the virus could spread within the protective bubble the league has established.All FC Dallas players are quarantining themselves in their hotel rooms.The match has now been pushed back to July 15.“In consultation with MLS medical officials, FC Dallas took proactive steps to isolate the newly-affected players as well as all FC Dallas players and staff in Orlando out of an abundance of caution. All members of the club delegation are following MLS health and safety protocols and will remain quarantined in their hotel rooms pending the results of further COVID-19 testing,” FC Dallas said in a statement. 1225

As investigators seek to determine the cause of the Miami bridge collapse on Thursday that killed six people, attention has turned to the companies involved in the .2 million construction project.Records show that a construction company -- Munilla Construction Management, or MCM -- has done extensive work for the government and that some of its projects have come under scrutiny from safety officials. 414

An unattended hippo escaped from a zoo in Israel.By the looks of the security video, the big animal appears to simply walk through the door.A zookeeper found the hippo as it was escaping and watched it eat some grass and inspect some toilets before returning shortly thereafter.Watch the escape in the video below: 322

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