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WASHINGTON (AP) — The Trump administration’s plan to provide every nursing home with a fast COVID-19 testing machine comes with an asterisk: The government won’t supply enough test kits to check staff and residents beyond an initial couple of rounds. A program that sounded like a game changer when it was announced last month at the White House is now prompting concerns that it could turn into another unfulfilled promise for nursing homes. Residents and staff of nursing homes account for as many as 4 in 10 coronavirus deaths. Administration officials respond that nursing homes can pay for ongoing testing from a billion federal allocation available to them. 674

WASHINGTON, D.C. – A bipartisan group of U.S. senators and members of the House of Representatives announced a COVID-19 emergency relief framework Tuesday morning.The proposed legislation would provide about 8 billion in aid, with 0 billion going to state and local governments. It also includes 0 billion in additional unemployment insurance and 8 billion for small businesses.The lawmakers say the bicameral framework will help American students, families, businesses, workers and health care providers during the COVID-19 crisis.The plan is designed to last until about March 31, or the end of the first financial quarter.“This four-month COVID-19 emergency relief package will help us get through the hardest months of winter and into a new administration,” said Rep. Josh Gottheimer (D-NJ) during a press conference announcing the legislation. “It’s an essential down payment in what our families, small businesses and local communities need.”Sen. Mitt Romney (R-UT) stressed that the proposal isn't a stimulus bill and explained that much of the funding will be repurposed from the CARES Act.“This is not a .8 trillion stimulus bill. This is a relief measure, half that amount, 8 billion," said Romney. "I would note that of that fund, 0 billion is money repurposed from the first CARES Act, so the amount of new money is actually 8 billion.”Romney also said liability protection is included in the bill and argued that it's critical. “We did negotiate a liability provision that provides a temporary moratorium, a temporary suspension, of any liability-related lawsuits at the state or federal level that are associated with COVID, giving states enough time to put in their own protections. And let me note that any state that doesn’t put in place protections hasn’t been thinking this through very carefully, because if I was a CEO, I would never think about putting a new business in a state that didn’t have liability protections for COVID.”U.S. Senators Joe Manchin (D-WV), Susan Collins (R-ME), Mark Warner (D-VA), Bill Cassidy (R-LA), Jeanne Shaheen (D-NH), Lisa Murkowski (R-AK), Angus King (I-ME), and Maggie Hassan (D-NH) were also among the lawmakers who worked on the plan and presented it Tuesday.The proposal, which does not include another round of stimulus checks, comes after months of failed negotiations between the White House and congressional leaders to pass another stimulus bill to help the American people during the current wave of coronavirus cases.The proposed 8 billion plan was broken up as follows:State, local and tribal governments – 0 billionAdditional unemployment insurance, 0 billionSupport for smalls businesses, including Paycheck Protection Program, EIDL, restaurants, stages and deductibility – 8 billionCDFI, MDI Community Lender Support – billionTransportation (airlines, airports, buses, transit, and Amtrak) – billionVaccine development and distribution, testing and tracing – billionHealthcare provider relief fund – billionEducation – billionStudent loans – billionHousing assistance (rental) – billionNutrition/Agriculture – billionU.S. Postal Service – billionChild care – billionBroadband – billionOpioid treatment – billion 3269

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

WASHINGTON, D.C. – It’s a convergence of two health crises: the ongoing coronavirus pandemic and a new flu season now underway.“There’s not much flu in the northern hemisphere in the summer - but there is a lot in the southern hemisphere,” said Dr. Amesh Adalja, a senior scholar at the Johns Hopkins Center for Health Security and an infectious disease critical care and emergency medicine physician.Dr. Adalja said health care professionals have observed the flu in places like Australia and New Zealand during the past several months, which could offer clues into what might be expected here as our weather gets colder.“The southern hemisphere has had a remarkable flu season mostly because it's 99% lower than what they've seen in prior years,” Dr. Adalja said. “This has to do with the fact that the social distancing that people are doing for COVID-19 also has an impact on influenza because they're both spread in the same manner.”However, the U.S. has failed to control the spread of the coronavirus, leading to fears that the country might be facing a “twindemic,” where COVID-19 and the flu collide.The one silver lining: less international travel around the world may make it harder for the flu to spread globally like it has in years past.“The point we have to continue to emphasize is we don't know for sure if we'll have a light flu season and we have to prepare for one that's severe,” Dr. Adalja said.So far, the coronavirus has killed more than 210,000 people in the U.S. this year. According to the Centers for Disease Control, that’s more than the previous five flu seasons combined.Estimated flu season deaths:2015-16: 23,0002016-17: 38,0002017-18: 61,0002018-19: 34,0002019-20: 22,000Total 2015-2020: 178,000Still, any uptick in hospitalizations because of the flu could further strain hospitals already dealing with COVID-19. One region of concern is the upper Midwest, in places like Wisconsin, which is a current coronavirus hotspot."It is stretching our hospital capacity, and it is overwhelming our public health infrastructure,” said Andrea Palm of the Wisconsin Department of Health Services.One step that could help is to ensure everyone gets a flu shot, even if it doesn’t end up being a perfect match to this year’s strain.“Even if it isn't a complete match and it doesn't prevent you from getting the flu, it still will prevent you from dying from influenza and getting hospitalized with influenza or getting complications from influenza,” Dr. Adalja said.It is also now one of the few tools available in a time of great uncertainty. 2573

WATCH REPLAYOne day after announcing his running mate, presumptive Democratic Party presidential nominee Joe Biden appeared alongside Sen. Kamala Harris for the first time since Tuesday’s announcement.The US senator from California ran against Biden among a field of candidates vying for the Democratic presidential nomination. While President Donald Trump said that Harris was “nasty” toward Biden during her presidential campaign, Biden came to Harris’ defense from Trump’s attacks."Is anyone surprised Donald Trump has a problem with strong women?” Biden said.Harris also fired back at the president, this time taking aim on his response to the coronavirus pandemic.“At the president's mismanagement of the pandemic has plunged us into the worst economic crisis since the great depression, and we are experiencing a moral reckoning with racism and systemic injustice that has brought a new coalition of conscience to the streets of our country demanding change,” Harris said. “America is crying out for leadership, yet we have a president who cares more about himself than the people who elected him, a president who is making every challenge we face even more difficult to solve, but here is the good news. We do not have to accept the failed government of Donald Trump and Mike Pence.”Trump's response Wednesday evening?"I was surprised he picked her because of the horrible way she spoke about him, and frankly because she dropped like a rock," he said.Biden reflected on his time as President Barack Obama’s running mate and vice president, and how it guided him toward choosing Harris."When I agreed to serve as President Obama's running mate, he asked me a number of questions, as I've asked Kamala, but the most important one, he said to me, what -- he asked me what I wanted, most importantly,” Biden said. “I told him I wanted to be the last person in the room before he made the important decisions. That's what I asked Kamala. I asked Kamala to be the last voice in the room. To always tell me the truth, and she will. Challenge my assumptions if she disagrees. Ask the hard questions. Because that's the way we make the best decisions for the American people."Harris said she had a strong personal connection through Biden’s son Beau, who died in 2015 from brain cancer. The two formed a bond as they both served as state attorneys general."I learned quickly that Beau was the kind of guy who inspired people to be a better version of themselves,” Harris said. “He really was the best of us. And when I would ask him, where did you get that? Where did this come from? He'd always talk about his dad." 2624

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