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At the age of 22, Purdue University graduate Andrew Hoyler accomplished his goal of becoming a pilot. But in doing so, his debt took off. He took on 4,000 in student loan debt. “It was tough to look forward to the future, just because 4,000 clouding over your head is not something that anyone wants,” he says. As a new pilot, he brings less than ,000 a month after taxes. Yet, less than two years after he graduated, he's been able to pay off more ,000. “Looking back, it's crazy that it's already come this far and that I’ve been able to pay off this much, but it hasn't been without sacrifice,” Hoyler says. Those sacrifices include living at home with parents, skipping out on vacations with friends and using a large chunk of a ,000 signing bonus to pay down his debt.“It was a little rough putting most of that towards the student loans,” he says. “But here today, I'm happy I made that decision and didn't go out and buy a new car.” Hoyler says he also uses his tax refunds to help pay down his debt. It's something anyone who gets a refund can do, whether it's for student loans, car payments or credit cards. “For many Americans, the biggest windfall they get all year is a tax refund, so this time of year, that is a great opportunity to really take out a big chunk of your debt,” says Arielle Oshea, a personal finance expert with NerdWallet. Oshea says for Americans struggling with debt, taking small steps like cutting cable, skipping eating out or not going shopping can add up.“Small amounts seem like they're going to be a drop in the bucket compared to your debt balance in many cases. But when you add them together and you make a cut here and make a cut there, and you maybe bring in some extra income, all of that adds up and it can very quickly lead to you being able to make bigger payments on your debt every month,” Oshea says. As Hoyler proves, small sacrifices can lead to a big payoff. 1940
Lending a helping hand is what Stephen Peth loves to do. Peth spends a lot of his time in the rehabilitation unit at Walter Reed National Military Medical Center in Bethesda, Maryland, helping wounded warriors get back on their feet. "The job is basically to do whatever we can to help the therapist," Peth explains. At 72 years old, Peth couldn't imagine any other way to spend his time. “I could be out on a golf course doing something for me, but to be here and be working for these wonderful service people that are here for a variety of reasons, to me, that’s inspirational,” he says. Peth says he’s inspired by all the patients he sees, because, he too, was once a warrior wounded in combat. "This is the boot that I was wearing the day that I got shot," he says. In 1967, 11 months into his tour during the Vietnam War, Peth, an army rescue helicopter pilot, was attacked by gunfire. "We took 39 hits on the aircraft,” he recalls. “I took a round through my boot and took a round though my arm." That dangerous mission earned him one of the highest awards of valor. "Gen. Craton Abrams came out and pinned a Silver Star on me," he says.His award and scars serve as reminders that he was once where these war heroes are now, compelling him find a way to serve his country once more. 1305
ARLINGTON, Va. – Within an hour of a food bank’s opening came a delivery organizers have been counting on: frozen chicken by the pallet. “Two weeks ago, we began preparations for the future,” said Charles Meng, director of the Arlington Food Assistance Center in Virginia. Meng remembers the last time they encountered a sudden spike in need – right after 9/11. “We saw a very significant increase at that time,” he said. “And so, this is just that on steroids.” The center typically serves about 80,000 pounds of food to 2,400 families a week. One-third of those they help are children under 18, but the numbers are starting to climb. “We expect to see is many more of those families come to us. That's really going to be the first bump up,” Meng said. Like many food banks across the country, the economic conditions brought on by the coronavirus are stretching their resources and those of families all over the country. “It will last them until we come back on Friday and I don’t have to worry about what they’re eating,” said one parent, Sarah Baldrick, who was in Ohio picking up food, during a distribution at a local school there. There is some cause for concern, though, when it comes to food bank donations. So far, the food assistance center says they are still getting help from corporations, companies and individuals. However, they are seeing trouble from some supermarkets. “That amounts, in our case, to about 40-percent of the food we distribute -- have all but dried up,” Meng said of the food bank’s supermarket donations. “So, we're going to have to significantly increase the purchasing of food for our families.” That means they now have to count on monetary donations to buy food for those in need, at a time when people’s pocketbooks are taking a hit. “I'm relying on the generosity of this community,” Meng said. “We all have a need to survive this time.” It is a time that’s now filled with uncertainty.For more information on the Arlington Food Assistance Center, 2004
Boxing legend Mike Tyson, who lives in Las Vegas, is finally going to be allowed to vote and he is encouraging others to do so. This election will be my 1st time voting. I never thought I could because of my felony record. I’m proud to finally vote. Go to https://t.co/7O281P87lE to register. #NationalVoterRegistrationDay— Mike Tyson (@MikeTyson) September 22, 2020 Tyson was previously unable to vote because he is a convicted felon. Tyson said in his tweet that it will be his first time voting.The boxer was convicted of rape and sentenced to six years in prison in 1992. He was released after 3 years.Felons in Nevada regained the right to vote in 2019 with the passage of Assembly Bill 431 during the 2019 Legislative Session. Under the new law, felons immediately regain their rights to vote upon release.Many celebrities have taken to social media in recent weeks to promote voting in this year’s election.Tyson has also been making headlines recently for his plans to return to the ring in a fight against Roy Jones Jr. The fight was originally scheduled for Sept. 12 but has been pushed back to Thanksgiving weekend. I. AM. BACK. #legendsonlyleague. September 12th vs @RealRoyJonesJr on #Triller and PPV #frontlinebattle @TysonLeague pic.twitter.com/eksSfdjDzK— Mike Tyson (@MikeTyson) July 23, 2020 Tyson also recently fought a shark during Shark Week on the Discovery Channel. I can’t tell you how many times I asked myself this question during this dive. #SharkWeek pic.twitter.com/9dES3GlfhH— Mike Tyson (@MikeTyson) August 10, 2020 This story originally reported by Joyce Lupiani on KTNV.com. 1654
Living in a world where business revolves around technology, cybersecurity has become a more common issue. Studies show the greatest risk for a data breach is employee negligence. “Somewhere between 85 and 95 percent of successful attacks on organizations now stem from phishing,” cybersecurity expert Ross Jordan said. Ross Jordan with High Touch Technologies says phishing is a way for foreign groups or companies to gain private information from a company by targeting the employee usually through email. Scammers have become advanced enough to appear as a person or organization you trust asking for your password or credit card number. “Phishing is something that’s usually sent out by bots. Literally just blasted out to hundreds if not thousands of emails at a time. And they’re hoping for that one na?ve person to follow the link, and when they do, you’re literally opening the doors to the kingdom,” Jordan said. Employees are often tricked because the email contains a reactionary ask telling somebody they need to share personal information right away. “They’re taking advantage of our human nature. And when somebody needs your help, and somebody needs an action from you, you want to respond, you want to do something,” Jordan said. According to Jordan, the best way to prevent these attacks is to train your employees. Commercial General Contractor, Pinkard Construction, is one company leading by example. Technology Manager Eric Schmeer says models that used to be on paper have now become fully digitized using laser scanners, drones and 360 degree cameras. “All of these devices, all this information, it’s all computerized, it’s all digital, it’s all connected to the internet. And so when you’re running these multi-million dollar projects and all that information is digital, it’s really, really important to protect it,” Schmeer said. For that reason, Pinkard Construction takes time to educate its employees on what an attack could look like. “Teach people just the fundamentals about how to analyze an email, and determine whether it looks phishy or not. And what to do when they’re not sure about links and whether they should click them, and how to figure out where they go,” Schmeer said. The company also fosters an environment where employees are encouraged to come forward with questions. “Nobody is ever hesitant to forward an entire technology team here and say ‘Hey is this legitimate? Can I click this link? What’s gonna happen here?’” Knowing you could be just one click away from killing your company, it’s always OK to ask for help. “Just ask. It’s very simple. We’ll be glad to help out,” Jordan said. 2658