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Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

ARLINGTON, Va. – The Transportation Security Administration (TSA) says it screened more travelers on the day before Thanksgiving than any day since March 16, around the time the COVID-19 pandemic hit the U.S.TSA spokesperson Lisa Farbstein announced on Twitter Thursday that the administration screened 1,070,967 people at its checkpoints nationwide on Wednesday.“It's the highest volume since March 16 and only the 4th time passenger throughput has topped 1 million since that date,” wrote Farbstein.Still, air travel is significantly down, compared to in 2019. Last year, TSA says 2,602,631 people were screened on Thanksgiving eve. That’s more than double the amount screened this year.As coronavirus cases spike throughout the country, the Centers for Disease Control and Prevention (CDC) is advising not to travel to visit loved ones this Thanksgiving. Officials want Americans to avoid spreading the coronavirus, especially to those most vulnerable, like the elderly.Instead, the CDC is suggesting that Americans should stay home and celebrate turkey day with the people they live with."Gatherings with family and friends who do not live with you can increase the chances of getting or spreading COVID-19 or the flu," the CDC says. 1245

America's beloved monarch butterfly is facing possible listing as a threatened species. The Trump administration is expected to announce this week if it supports protecting the monarch under the endangered species act. Climate change, development and heavy farm use of herbicides have wiped out well over a hundred million acres of monarch habitat. And numbers of West Coast monarchs in particular have plummeted from the millions in the 1980s to the low thousands today. Environmental groups say grassroots efforts to raise the monarchs' host plant, milkweed, aren't enough to save the orange and black butterfly in the global extinction crisis. 654

ARROYO GRANDE, Calif. (AP) — Cal Fire alleges that fast food chain In-N-Out was responsible for a 2017 wildfire in rural Arroyo Grande, according to a lawsuit filed in San Luis Obispo Superior Court.The San Luis Obispo Tribune reports that Cal Fire claims the September 2017 wildfire was caused by a tractor mowing grass on In-N-Out property, saying it was covered in “dry annual grasses and scattered brush, which created a receptive bed of flammable vegetation.” The agency also claims the tractor was improperly maintained and the driver allowed the fire to spread.Cal Fire is seeking roughly .2 million from the burger chain to recoup costs.The fire burned about 245 acres (99 hectares) in four days. In-N-Out did not respond to a request from The Tribune.___Information from: The Tribune, http://www.sanluisobispo.com 832

Arming teachers may be a "terrible" or even a "ridiculous" idea to critics, but some teachers across the country already bring guns to school.In the wake of the Florida school shooting, the debate over whether teachers should carry guns in class has intensified. President Donald Trump is proposing bonuses for educators who undergo gun training. State lawmakers are beginning to consider legislation while school officials are pushing for an increase in classroom resources but not guns.State laws related to guns in schools vary by state and although many only apply to college campuses, some states give teachers with concealed carry permits the ability to have guns on the grounds of K-12 schools, according to the Giffords Law Center to Prevent Gun Violence.Here's a look at some of the states where teachers and other school staff are willing to carry their weapons.  886