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College football players from across the country united in an attempt to save a season being threatened by the pandemic and ensure they won't be left out of the big decisions anymore. Monday morning, it appeared President Donald Trump endorsed the players' movement. The tweet came shortly after reports the Big Ten Conference had voted to cancel their fall season, however that has not been confirmed by the conference. 429

Consumers are looking for greater protections for their personal and financial information in the wake of the Equifax data breach. Many have decided to take precautions and put their credit on ice: a credit freeze.A credit freeze aims to block anyone from opening new accounts in your name. The catch is that the block applies to legit inquires, too. So it's not a great idea if you're shopping for a home or an auto loan. But when you're not looking to take out any loans or open any lines of credit, it can be a financial lifesaver.The Equifax hack, in which the names, Social Security numbers, birth dates, addresses, and driver's license numbers of 143 million people were exposed, may create a new normal in which protections previously viewed as cumbersome -- like credit freezes -- are now a valued line of defense."A security freeze is the most effective measure against 'new account' identity theft, because it stops thieves from using the consumer's stolen information," says Chi Chi Wu, a staff attorney at the National Consumer Law Center.Here's what you need to know about freezing your credit:What is a credit freeze?A credit freeze limits who can see your credit report information. The goal is to prevent anyone from opening any new accounts. It doesn't damage your credit or stop your credit report from evolving by your own actions.Your credit information will still be released to your existing creditors and any debt collectors who may come calling.But, if you want to open new lines of credit, you'll need to lift the freeze first. This can be done temporarily, either for a set time or for a particular party, like a landlord or lender.The costs to freeze and lift the freeze on your credit vary based on where you live and for each credit reporting agency, but commonly range from to per agency.If you're a resident of certain states -- like Maine or South Carolina?-- it's free.In response to public outcry, Equifax announced that fees to freeze your credit will be waived for the next 30 days.But even that doesn't totally protect your information since your data isn't fully frozen until it is on ice at all three credit bureaus. The other bureaus have their own fees. It's also unclear whether Equifax would still charge you a fee to lift the freeze. The company did not immediately respond to request for comment.Consumer protection organizations like the National Consumer Law Center are further calling for Equifax to waive the fees for credit freezes at all three credit bureaus.How is it different from fraud alerts or other credit monitoring?The credit reporting companies do little to make getting a credit freeze easy: you have to ask each of them individually, pay a fee (usually) to put it in place, ask each of them specifically to lift the freeze and often pay another fee. That's because your data is the product that they sell to other people and companies. If you freeze it, it isn't as valuable.As such, they are more likely to offer you fraud alerts and other credit monitoring products. These are services that will let you know when someone is looking at your credit and may contact you about a new account opened in your name. It's helpful, but it is often after the fact."Equifax is offering something that it says functions like a credit freeze," says Mike Litt, consumer program advocate with US Public Interest Research Group. "The problem is that it is incomplete protection and it only lasts for a year. What we're recommending is that people don't bother with the package Equifax is offering and just place freezes with the three credit bureaus instead."Can I still get a credit card or loan?Sure. When your credit is frozen you can continue to operate your financial life just as you typically would. The only notable thing is that you will need to notify the credit bureaus to lift the freeze before you ask a lender to approve you for credit.If you are able to determine which credit agency your potential lender is using to run your credit, you can even save yourself some fees by just requesting the freeze to be lifted on that one.The reporting agencies tell you that this may delay a legitimate credit request.But for those who don't feel comfortable with the way the credit reporting agencies are handling their treasure trove of personal information, a notification to the agencies and day or so delay may be a fair price to pay for added security.The agencies advise you to plan ahead and lift a freeze a few days before actually applying for new credit.How do I freeze my credit?With millions of people feeling vulnerable after the hack and scrambling to secure their most important information, getting a credit freeze has been more difficult than usual in the past few days. Users on Twitter report trying again and again to secure credit freezes, with both the website and phone systems failing.Keep trying.To set up your own credit freeze, go to the freeze page at each credit agency's website individually: Equifax, TransUnion,?Experian.You will be asked to provide information. If you do not want to put your information into another automated computer system, you can call the agencies directly. Usually you are given a PIN number, which is your key to lift the freeze. Do. Not. Lose.In addition to being subject to your state laws, the cost may also vary by agency.Often there is no charge for victims of identity fraud to add or lift a security freeze. Rules and fees at TransUnion, Experian and Equifax are similar, with the exception of Equifax's being waived for the next 30 days. 5652

City of San Diego workers on the taxpayer dime were doubling the hours worked on their timecards and getting paid for it anyway. The revelation is part of a damaging new audit set to be released Friday. "Quite frankly, we're appalled," Johnnie Perkins, a city deputy chief operating officer, said in a press conference called Thursday. The audit found the a unit of 17 workers in a unit of public utilities department were working an average 3.6 hours per day, but putting eight hours on their timecards - and supervisors were approving them. The unit is charged with replacing faulty cement water meter covers and water meter boxes at homes and business across the city of San Diego. "We need to make sure that we're changing what our expectations are not just for those that are on the front line repairing our lids and boxes," Perkins said, "but for our midlevel and senior managers, what do we expect in terms of how they are going to be evaluated or held accountable for their performance, or in this case, lack thereof?"The investigation comes just months after City Auditor Eduardo Luna's department found that the public utilities department sent erroneously high water bills to nearly 3,000 San Diego families. Perkins said reforms are currently being installed. The announcement came one day after city public utilities director Vic Bianes announced his retirement, effective Thursday. Matt Vespi, an assistant director in the finance department, takes over on an interim basis.The city plans to have a permanent replacement by the end of the year.   In a statement, Mayor Kevin Faulconer said the public utilities department needs to earn back the trust of its customers."The Mayor has called for sweeping reforms that include looking into every aspect of the department’s operations and changing how things are done to better serve the public," he said. In the case of the inflated timecards, Perkins declined to say how much was lost, what the workers earned, and exactly how long it was going on. He promised taxpayers that despite the troubles, the water supply is safe, and that the city would get to the bottom of it. "We own this," he said. "If there's an issue we're going to own it, and we're going to be held accountable because it's the ratepayers and the taxpayers of San Diego who we work for, and we cannot forget that."  2439

Coffee giant Starbucks has set a goal to become more diverse: by 2025, they want 30% of its corporate employees and 40% of its retail and manufacturing employees to be Black, indigenous, and people of color.The Seattle-based company made the announcement Wednesday as they look to create a more diverse and equitable workplace to "advance racial and social equity as part of its ongoing journey to create a welcoming and inclusive Third Place.""As we consider the role and responsibility of Starbucks, as a company, to lead by example in areas of inclusion, diversity, and equity, we will be intentional about the actions we take and how they line up with our Mission and Values, commit to transparency with all stakeholders about our thinking and our goals, and hold ourselves accountable," Starbucks CEO Kevin Johnson said in a letter to employees.They also are starting a new mentorship program, anti-bias training requirements, and other initiatives.The company added that it'll connect its executive compensation program to its goals of building "inclusive and diverse teams."Starbucks says these diversity goals will ensure that its coffee shops are "welcoming places for all." 1191

Conor McGregor and Khabib Nurmagomedov's suspensions have been extended indefinitely following the brawl that broke out after their UFC fight earlier this month.The Nevada State Athletic Commission unanimously ruled on Wednesday to uphold the fighters' suspensions until the end of its investigation into the ugly scenes that broke out following McGregor's defeat by Nurmagomdov in Las Vegas.The Commission also voted to withhold half of Nurmagomedov's million purse until a hearing in December.READ: Conor McGregor comeback ends in defeat amid chaotic scenes"I have felt half was a good enough amount of money, to release a million dollars," the NSAC chairman, Anthony Marnell, said during the meeting. "That should cover all expenses, give the fighter some money."At the same time, it's still a very substantial amount of money to be withheld until we can get to the case in December and get all of the testimony or potentially we get a settlement agreement."Who knows how that will go over the next 60 days, but it's enough money to keep this contestant's interest in this hearing."READ: UFC 'never going to change' after trash talk fuels ugly brawlIt comes after Nurmagomedov, who maintained his unbeaten 27-0 record with a comfortable victory over McGregor, scaled the octagon to launch an attack on the Irishman's team after the fight on October 6.Members of the Russian's team also launched their own assault on the beaten McGregor. Three men were reportedly arrested but later released after McGregor refused to press charges.While Nurmagomedov apologized for his actions, he said he had been aggravated by McGregor's pre-fight trash talk, with the Irishman, who had not fought since his boxing match against Floyd Mayweather in August last year, making remarks concerning the Russian fighter's family, religion, and nationality."This is a respectful sport, not a trash-talking sport," Nurmagomedov said during a post-bout media conference.READ: Khabib Nurmagomedov threatens to quit UFC after brawlThe pair were previously handed temporary suspensions on October 15 following the ugly scenes at UFC 229.The-CNN-Wire 2135

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