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The NBA’s player representatives have voted to support the notion of starting this coming season on Dec. 22, the date that the league has been targeting in its talks about how and when to get teams back on the floor for a planned 72-game season. The player vote is just one part of the process. Among the primary matters to be determined: how much more escrow will be taken from players because of the shorter-than-usual season, and how the league and the players will navigate testing and other health and safety issues amid the ongoing coronavirus pandemic.The 2019-20 season ended more than three months later than normal because of the coronavirus."The Board of Player Representatives of the National Basketball Players Association (NBPA) has tentatively approved a start date of December 22, 2020 for the 2020-2021 NBA season and a 72-game schedule. Additional details remain to be negotiated and the NBPA is confident that the parties will reach agreement on these remaining issues relevant to the upcoming season," the NBPA said in a statement. 1059

The pregame ceremony at Nationals Park on Thursday to start the 2020 MLB season was a reminder of several crises facing America in recent months.The pregame ceremonies started with leading infectious disease expert Dr. Anthony Fauci throwing the ceremonial first pitch in an empty Nationals Stadium, an indication that the 2020 season was disrupted by the coronavirus, which has claimed over 144,000 US lives. The MLB season started on Thursday, nearly 15 weeks later than scheduled.Fauci’s throw, which to his credit came from the stadium’s mound, bounced well wide of the plate.And then members of both the Yankees and Nationals took a knee in honor of the Black Lives Matter movement. The teams knelt while an audio clip was played by actor Morgan Freeman about social justice, a nod to the recent unrest in the wake of the death of George Floyd while in police custody.The game was the first official one played since last fall, when the Nationals won the 2019 World Series.As part of the pregame ceremony, the Nationals celebrated their World Series victory. 1071

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623

The holidays are right around the corner, but Walmart won't be hiring for help.The retailer plans to meet its need for extra work during the holiday shopping season by giving existing employees more hours, according to a release from the company.Hiring seasonal holiday help is a tradition in retail. Walmart rival Target has already announced plans to bring on 100,000 temporary holiday workers.But Walmart's move is a sign of the tightening labor market which has made it difficult for employers to fill open positions. There were a record number of unfilled job openings nationwide in the latest government reading of the labor market. More than 600,000 of the open positions were from retail.It also can be seen as part of the effort by Walmart, the nation's largest private sector employer, to make jobs there more attractive and to cutdown on turnover.The company announced a series of pay raises for its lowest paid employees in early 2015, which took the minimum pay for most employees to an hour by last year, and the average pay for its full-time workers to about an hour. Part-time workers are paid about an hour on average.For part-time employees, additional hours could increase total pay more than an increase in hourly pay.Walmart says it employed the same strategy of more hours for existing employees during the holidays last year and "we heard great feedback from our customers and associates," according to Judith McKenna, chief operating officer of Walmart U.S.Walmart had 1.5 million U.S. employees as of Jan. 31, according to a company filing. 1585

The production company behind the American version of the Russian state-funded network RT has officially filed as a foreign agent with the Department of Justice.T&R Productions LLC formally registered on November 10 as an agent of ANO TV-Novosti, described in the forms as a non-governmental organization "under Russian Federation law," which has principal "responsibility for creating a TV network that will be competitive with other TV networks operating around the world." The DOJ identified ANO TV-Novosti as the "Russian government entity responsible for the worldwide broadcasts of the RT Network"In its announcement, the DOJ said T&R Productions LLC "has operated studios for RT, hired and paid all U.S.-based RT employees, and produced English-language programming for RT, which is both shown on cable networks across the United States and available on RT's website."The DOJ announced the registration and published the forms on Monday. The National Security Division's FARA Registration Unit is reviewing T&R's filings for sufficiency, the DOJ said."Americans have a right to know who is acting in the United States to influence the U.S. government or public on behalf of foreign principals," Acting Assistant Attorney General for National Security Dana J. Boente said in a statement on Monday. "The Department of Justice is committed to enforcing FARA and expects compliance with the law by all entities engaged in specified activities on behalf of any foreign principal, regardless of its nationality."The filing comes after weeks of public pronouncements and increasing tension between Russia and the U.S. over media outlets in the two countries. RT said after initially skipping its October deadline to register under FARA, they were forced to file or their employees could face imprisonment and have their assets seized. While this is technically true under the law, harsh enforcements under Foreign Agents Registration Act are rare, experts say.The DOJ's registration request has prompted Russian officials to retaliate by threatening to enforce harsher restrictions against American news organizations operating in Russia, especially government-funded outlets such as Radio Free Europe and its television sister network Current Time.The filing was made under news director Mikhail Solodovnikov, a former reporter for a Russian TV outlet who said in the forms that he is a U.S. citizen by marriage. He listed his salary as 0,000 a year. He is the sole member and owner over the LLC and produces the various shows for ANO TV-Novosti, according to the filing.Solodovnikov disputed the need for the FARA registration in the filing."The production of shows remains under the independent editorial control of registrant," he wrote. "Registrant respectfully disagrees that FARA should apply."T&R confirms in the paperwork that ANO TV-Novosti is financed by a foreign entity, but the production company also said on the forms that it was not "sufficiently aware" of who controls or funds the NGO.In the filing, Solodovnikov wrote that he does not see RT as political actors, saying that the "primary purpose of T&R Productions LLC is to produce news, talk show, and entertainment programs that are designed merely to inform, not influence. Programs produced cover a broad range of news and talk show topics, reflect balance regarding commentary, and are not aimed to primarily benefit any foreign government or political party."RT was singled out in a January intelligence community report for the impact it may have had on the 2016 U.S. election. The report said RT "conducts strategic messaging for [the] Russian government" and "seeks to influence politics, [and] fuel discontent in the U.S." The report also mentioned a separate Russian-government-controlled website Sputnik as "another government-funded outlet producing pro-Kremlin radio and online content."Federal investigators are also reportedly looking into whether Russian government-funded outlets such as RT and Sputnik were part of Russia's influence campaign aimed at the 2016 presidential election. Yahoo News has separately reported that the FBI interviewed a former Sputnik correspondent about his work at the website.Russian government officials, including President Vladimir Putin said they'd take a "tit for tat" measure against American outlets in Russia in retaliation for the pressure on RT. Last week Russian Foreign Ministry Spokeswoman Maria Zakharova said that new action against American outlets would come this week. 4546