昌吉带环多少费用(昌吉无痛人流什么时候做比较好) (今日更新中)

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

GameStop announced this week that an additional 400 to 450 locations would close across the country by the end of 2020.While more video games are available for digital downloads, the next generation PS5 and Xbox will contain disc drives. The company was concerned that the next generation models would be digital only.Already in the last year, GameStop has closed 388 locations, shrinking its current retail footprint to 5,192 locations.“This will allow us to more efficiently and profitably service our customers,” company CEO George Sherman said about the closures.While many retailers have been shrinking their footprints as customers change their buying habits, GameStop is also encountering a change in technology in recent years, which has allowed customers to purchase games online.But GameStop says that there are some customers who prefer a physical disc, and that large video game downloads can use up internet data.“We believe the actions we are taking to optimize the core operations of our business by increasing efficiencies and creating a frictionless digital ecosystem to serve our customers, wherever and whenever they choose to shop, are enabling us to navigate the COVID-19 environment while positioning us well for the launch of the next generation of consoles,” Sherman said.GameStop saw a 26.7% drop in Quarter 2 sales in 2020 compared to 2019. 1374

Gina Haspel was confirmed Thursday to be the first female director of the CIA with the help of votes from a half-dozen Senate Democrats.Haspel was confirmed in a 54-45 vote, the culmination of a roller-coaster nomination that appeared to be in danger at several points after she was abruptly selected by President Donald Trump in March.Three Republicans opposed Haspel's nomination: Sens. Rand Paul of Kentucky, Jeff Flake of Arizona and John McCain of Arizona, although McCain did not vote because he's battling brain cancer at home.But Haspel secured enough votes to win confirmation with the backing of six Democrats, including Virginia Sen. Mark Warner, the top Democrat on the Senate Intelligence Committee.Most of the Democratic votes in favor of Haspel came from senators who are up for re-election in November in states that Trump won in 2016, including Sens. Joe Manchin of West Virginia, Joe Donnelly of Indiana, Heidi Heitkamp of North Dakota and Bill Nelson of Florida.Sen. Jeanne Shaheen of New Hampshire also voted in favor of Haspel's confirmation.Democrats who backed Haspel pointed to her 33-year CIA career, 32 years of which was spent undercover, as well as her broad support from former intelligence officials, including many senior Obama administration officials."Gina Haspel is among one of the most qualified people to be nominated to be director of the CIA," Warner said. "I feel safer knowing the CIA has Miss Haspel at the helm. ... I believe Gina Haspel should be confirmed. I look forward to supporting her."But Haspel faced a barrage of criticism from some Democrats and human rights groups after she was picked in March to succeed Mike Pompeo as the nation's top spy, over her role in the George W. Bush administration's detention and interrogation program.The criticism came on two fronts: Haspel ran a CIA black site in Thailand in 2002 where detainees were brutally interrogated with tactics that critics say is torture. And she drafted the cable that her boss sent to destroy dozens of CIA interrogation tapes in 2005.RELATED: CIA releases memo clearing Haspel over destruction of waterboarding tapes"What I can say is her classified comments about her background have been as troubling as her public testimony," Democratic Sen. Ron Wyden of Oregon, a member of the Senate Intelligence Committee, said on the Senate floor Thursday.The attacks on Haspel's record made Trump administration officials nervous about her nomination, especially after Paul announced his opposition, which meant Democrats had the ability to block Haspel's confirmation.Alternatives to Haspel were tossed around within the administration, and Haspel herself offered to withdraw ahead of her confirmation hearing.But the White House pushed forward on Haspel, and in her confirmation hearing last week she did enough to secure votes from Democrats who were on the fence, even as she repeatedly danced around questions about whether she thought the Bush-era interrogation program was immoral.Senate Intelligence Chairman Richard Burr, a North Carolina Republican, said that Haspel has "consistently proven herself as a strong leader" on the Senate floor Thursday.Haspel took one more step this week to get wavering Democrats on her side, sending Warner a letter on Tuesday in which she acknowledged that the interrogation program did damage to the CIA and should not have been conducted, which she didn't say in her public hearing.Haspel's critics argued she still wouldn't say if she thought the interrogation program was immoral. And they expressed frustration that the CIA -- and Haspel herself -- refused to make public a full accounting of her CIA career and her role in the interrogation program.They argued that the CIA selectively released details publicly about Haspel's career -- like the 2011 internal CIA report that cleared her of wrongdoing in the tapes' destruction -- in order to bolster her nomination.The CIA did make classified materials about Haspel's record available to senators. But several of her opponents pointed to the fact that the Justice Department's report from the special counsel who investigated the destruction of the tapes was available only to senators on the Senate Intelligence Committee, and not the full body."My questions about Ms. Haspel's role in the destruction of videotapes relevant to discussions occurring in Congress regarding the program have not been adequately answered," Flake said in a statement announcing his opposition.Burr, who argued that the report shouldn't have been made available to the Senate at all, said the CIA declassified everything that it was able to."She has earned the respect of the agency workforce, of her peers, of Republicans, of Democrats, of military officers, of civilian security leaders, evidenced by the number of letters received in support of her nomination too numerous to read," Burr said on the Senate floor.The-CNN-Wire 4925

Hamilton premieres on #DisneyPlus this Friday!??Join the watch party and tweet along with the cast of the show starting at 4:00pm PT/7:00pm ET using #Hamilfilm, and tune-in to a special pre-show starting at 3:30pm PT/6:30pm ET. pic.twitter.com/DiQ5yDMvMK— Walt Disney Studios (@DisneyStudios) July 2, 2020 313

Genetic testing company 23andMe has been given federal approval to sell at-home kits that test for three breast cancer gene mutations.This will be the first direct-to-consumer DNA test for these particular breast cancer gene mutations, the Food and Drug Administration said on Tuesday.A spokeswoman for 23andMe said the test for the three BRCA1/BRCA2 breast cancer gene mutations will be added "in the coming weeks" to the broader Health + Ancestry services, with no increase to the existing 9 cost.The test can only detect three out of more than 1,000 known BRCA mutations, according to the FDA. The BRCA1/BRCA2 hereditary mutations occur in about 2% of Ashkenazi Jewish women, but rarely occur in anyone else, the agency said in a press release."The test also does not provide information on a person's overall risk of developing any type of cancer," the FDA added.23sandMe already tests for genetic health risks for diseases like Parkinson's and Alzheimer's, along with wellness reports for things like lactose intolerance and saturated fat, and ancestral composition including Neanderthal ancestry.In 2013, the FDA ordered the company to stop sales of its home-testing kits, saying the Alphabet-backed company had failed to prove the validity of its product.Related: 23andMe gets funding for drug developmentAnne Wojcicki, who founded the company in 2006, called the FDA shutdown a "transformative moment" that prompted 23andMe to branch into drug development."Thank you to the FDA for hard work and progress on innovation," she tweeted on Tuesday.In 2015, 23andMe received approval from the FDA to test customers for whether they are carriers of certain disease-carrying genes that could be passed on to their children. In early 2017, the company received approval to issue genetic health risk reports.In September of last year, the company said it received 0 million in funding from Sequoia Capital to develop drugs based on user DNA.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 2050

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