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HAWAII (KGTV) -- As more evacuations loom in Hawaii, San Diegans are working to help those already in shelters on the Big Island.  143

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

HOBE SOUND, Florida — For Rony Bottex, 65, fracturing his leg and using crutches is nothing compared to what could have happened on I-95 in Hobe Sound, Florida on Monday morning. "If he wasn't there, if the officer wasn't there, I'd be dead," said Bottex. Rony was involved in an accident on I-95. Florida Highway Patrol Trooper Mithil Patel, 31, was the first to respond and while he's talking to Rony?outside of the car, a van slammed into a car, sending it spinning in their direction.?"He saw the car come right to me and pushed me to the side and thank God I fall, but he's the one who got hurt for me," said Bottex. "He take the hit and pushed me out of the way." Trooper Patel was taken to St. Mary's Medical Center where he is now in good condition. Rony says he has not stopped praying for the brave trooper who he says nearly gave his own life to save Rony. "They do the jobs for you, not for them, and he was going to take the hit for me, he did," he said. Rony says thanks to Trooper Patel, he's still alive for his wife and six children. He now wants this stranger who saved him to be a part of his family too. "What I want to tell his family, I want to be with him as a family because people like this you never forget them," added Bottex. The trooper's father said the family has been overwhelmed with calls and support. Rony says he hopes he can get in touch with the trooper and his family. 1490

GRAND RAPIDS, Mich. — David Burkard, a 28-year-old Emergency Room doctor at Spectrum in Grand Rapids, Michigan, is currently working on his residency, but about two weeks ago he was a patient at the same hospital, due to COVID-19.“I woke up on a Thursday morning, just not really feeling like myself. I had a fever, cough, short of breath, fatigue, all the classic symptoms”, he explained. But Burkard admits, as someone who runs five days a week with no underlying health concerns, he wasn’t real concerned about how it would affect him. “I am a young healthy guy. Probably prior to getting it, I probably at one point said, ‘I hope I can just get it and get it over with,' because I didn’t think it would hit me,” Burkard added.Nearly a week of not feeling well, Burkard thought he was getting better, but his symptoms quickly took a turn for the worse he explains. "On day six, someone dropped a package off on my door and I got up out of bed and went and picked it up. And it’s about ten steps to my door, and I bent over and picked up the package and was like, ‘Oh, that’s not normal.’” A couple of days later, he went to his own workplace, the Spectrum Health Emergency Room, due to his dropping oxygen levels, which went from the high 90s to the low 80s. “That’s when you start to worry that like, your organs, your liver, kidney, brain, heart start to not get enough oxygen,” he said.After three days in the hospital and receiving supplemental oxygen, convalescent plasma and Remdesivir, Burkard turned the corner and was released to go home.He now thinks this experience will make him an even more compassionate doctor once he’s allowed to return to the work that he loves. “I think it definitely changes the way I practice medicine, going into those conversations in the future. The 75-year-old man who says goodbye to his 75-year-old wife before we put a breathing tube in, or the 50-year-old man who has to zoom with his family because he’s going downhill quickly. Those are experiences that we, as emergency medicine physicians, deal with every day. I mean, my experience was not the same, I did not have to get a breathing tube. Another takeaway is just the loneliness that I felt when I was admitted to the hospital and being able to relate to patients now on that level is something that’s important to me," Burkard explained.He is now urging everyone to take this virus seriously as we head into a holiday season where we usually gather with family and friends.This story originally reported by Derek Francis on FOX17online.com 2553

Gab has been taken offline following revelations that the suspected Pittsburgh synagogue gunman used the social network to threaten Jews.A statement on the platform's website Monday said it would be "inaccessible for a period of time" after several web hosting services declined its business.Gab said it has also been removed from app stores and refused service by payment processing firms."Gab.com is under attack," the company said in the statement. "We have been systematically no-platformed [and] smeared by the mainstream media for defending free expression and individual liberty for all people."The platform has come under scrutiny after it emerged that suspected gunman Robert Bowers frequently targeted Jews in his Gab posts, and even logged onto the platform shortly before allegedly killing 11 people at the Tree of Life synagogue. 850