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’Twas days before Black Friday when all around the country, shoppers were gearing up for a day full of shopping.OK, so maybe you haven’t exactly been gearing up for the day after Thanksgiving. Maybe you haven’t done any research at all.No need to worry; we’ve broken down everything you need to do between now and Black Friday to snag the biggest savings — with the least amount of effort.Here’s your last-minute Black Friday guide.Search the web for salesYou’ve probably been getting emails about Black Friday sales since October. Believe it or not, those were the early sales. The actual Black Friday event will take place on Nov. 27, and, yes, more deals are coming.Part of the reason for the longer holiday shopping season? Retailers are in “fierce competition” for sales given the pandemic’s rippling effects of consumer unemployment and lower disposable income, according to Simone Peinkofer, assistant professor of supply chain management at Michigan State University.Most retailers have already announced their planned Thanksgiving Day and Black Friday discounts with shiny websites and flashy ads. Go directly to a store’s website or do an online search for the store’s name plus the words “Black Friday” to preview the deals. Some deal sites like NerdWallet sift through the ads and pull out the biggest discounts for you.Go online — or hold a spot in lineAfter you zero in on what you want, decide how you’ll get it. This year, there’s more than one way to shop on Black Friday: online, at the store or a hybrid of both.Another one of the many retail effects of the COVID-19 pandemic is an increase in online shopping, as opposed to in-store purchases, as people avoid packed indoor spaces.“There will hopefully be no crowds, no stampedes, and no long lines,” said Vicki Morwitz, the Bruce Greenwald Professor of Business at Columbia Business School, in an email.Retailers are making it easy to avoid the traditional physical store experience. You can shop online for home delivery or curbside pickup. If you do choose to go to a store, Target will even let you save a spot in line.Morwitz says stores will probably look different this year as they carry fewer product categories to free up space. The products that occupy the space are changing, too. For example, as business attire gives way to athleisure, retailers may shift space allocations to reflect the current demand.Save a little extraPerhaps most importantly, make it your goal to pay the least amount possible for your Black Friday purchases.Discounts will likely be deep this year because, as Morwitz points out, retailers are counting on a successful holiday selling season, especially after many stores have suffered financially during the COVID-19 crisis. But that doesn’t mean you should pay the first price you see. Compare prices across stores.Online discount strategies will be particularly useful this year for added savings. Search for coupons and use cash back, recommends Tiara Rea-Palmer, head of partnerships at CouponFollow, a coupon website.Make a list of the things you know you absolutely want to buy. Then, you can even prepare to buy any items that you think will be in high demand or at risk of selling out.“Because everyone’s shopping online, no one is going to be lining up in a store,” Rea-Palmer says. “The equivalent of that online is really to put these items in your shopping cart beforehand so that you’re ready to purchase them when they go on sale.”Prep for a return tripIf you buy something you don’t like on Black Friday, you can usually return it. So just in case something goes wrong with your bargain purchases, figure out how you can return them to the store or by mail.Walmart and Best Buy, among other stores, have extended their holiday return windows. Look at retailer websites before Black Friday to familiarize yourself with their policies.As Morwitz points out, longer return periods and easier return methods that don’t require going into stores can help mitigate crowds after the holiday season. Consider making returns by mail when possible.And after all of your planning and preparation, reap the rewards of Black Friday discounts.“I think even this year, these retailers are going to go all out to try to get people to continue to shop in the same way that they did in years past,” Rea-Palmer says. “So the deals are going to be very competitive.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletBlack Friday 2020 Pandemic Version: Online Hacks and Store HoursHow to Get the Best Apple Black Friday 2020 DealsIPhone Black Friday 2020 Deals: Are They Worth It?Courtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4754

(KGTV) - The Department of Education Thursday offered resources to former students of the now shuttered Art Institute and its parent company, Argosy University.The agency published a fact sheet online to help former students learn about their options moving forward, automatic loan cancellation for the current term, how to obtain academic records, how to apply for a closed school loan discharge, and other common questions and answers related to school closings.The website also offers students impacted by the school closures a list of transfer fairs to help facilitate continuing their education at another school.RELATED: Art Institute latest for-profit run school to abruptly closeCourt documents claim San Diego art institute altered recordsStudents concerned for future of Art Institute of California - San Diego"The Department will email students to make them aware of the online resources and explain their options, and in the coming days, a schedule of webinars for students will be added to the closure site," the website says. "Additionally, the Department continues to coordinate efforts and communications to students with state licensing and accrediting partners."The Art Institute of California - San Diego abruptly closed in its Mission Valley campus this month, leaving hundreds of students scrambling to figure out what to do next. The institute's operator, Argosy University, shut down the campus after court documents alleged it misused millions of dollars in federal funds. 1504

(KGTV) — The holidays have begun at Disneyland and California Adventure Park, bringing back the annual seasonal tradition so many San Diegans have come to cherish.This year, in addition to guests' favorite holiday fun in the form of parades, fireworks, and, yes, even snow, new surprises await.Disney Festival of Holidays brings together live entertainment from holiday toy and a delicious, diverse dishes from around the world.GALLERY: Holiday merch hits World of Disney shelves in Downtown DisneyDancing and musical performances from Holiday Toy Drummers, Mostly Kosher, Blue13 Dance Company, and the Grammy award-winning Mariachi Divas will surely keep families entertained outside of the California Adventure's rides.And come with an empty stomach, because there's plenty of international flavors to try at the Festival of Foods Marketplace. The Three Caballeros will also host a Disney iViva Navidad! street party, with folklórico and samba dancers and live music.Cars Land is dressed head-to-toe in its holiday best and Santa himself will be at the park's Redwood Creek Challenge Trail. Guests may even catch "Santa Goofy" making the rounds!THE EATS: Disneyland, California Adventure?gets into holiday spirit with festive foodOver at Disneyland, classic holiday fun is everywhere, from the Haunted Mansion to It's a Small World rides."A Christmas Fantasy" parade runs daily, marching toy soldiers, favorite Disney characters, and Santa (how is he everywhere at once) down Main Street for a bright and cheerful celebration of the holidays.Sleeping Beauty's Castle has been winterized with shimmering icicles and a massive, 60-foot Christmas tree greets guests as they enter the park.RELATED: 10 San Diego holiday traditions to experienceDowntown Disney is getting in on the fun as well, with special entertainment, holiday-inspired goodies, and decorations without admission to the park. 1920

A 7-year-old Guatemalan girl died last week, hours after she was taken into Border Patrol custody, the Department of Homeland Security said.The Washington Post first reported Thursday that the girl died of dehydration and septic shock last week in El Paso, Texas after she was taken into custody by Border Patrol after crossing illegally with her father into the United States."Our sincerest condolences go out to the family of the child," the Department of Homeland Security, which oversees Border Patrol, said in a statement."Border Patrol agents took every possible step to save the child's life under the most trying of circumstances. As fathers and mothers, brothers and sisters, we empathize with the loss of any child."The girl and her father were part of a large group of migrants who approached Border Patrol agents in a remote area of the New Mexico desert last Thursday, the newspaper reported, citing US Customs and Border Protection records.The child began having seizures hours after she was taken into custody and was airlifted to the Providence Children's Hospital in El Paso, CBP told the Post. 1119

(KGTV) — Searches skyrocketed for "San Andreas Fault" following Friday's magnitude 7.1 earthquake in Southern California.Despite this, the second quake to hit the San Bernardino County area in as many days was more than 100 miles away from the fault zone.The 6.4- and 7.1-magnitude earthquakes near Ridgecrest on July 4 and 5 were along two other fault lines, according to USGS seismologist Lucy Jones. RELATED: Examining San Diego's fault lines after Ridgecrest earthquakeUSGS' map shows a few faults near the town, including the Garlock and Panamint Valley fault zones. 579