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BOULDER CITY, Nev. – What was supposed to be a routine bike ride turned into deadly crash in Nevada.Thursday morning, a box truck plowed into a group of bicyclists on U.S. 95, killing five of them.At least three other bicyclists were injured. One was airlifted to a hospital in critical condition from the scene south of Boulder City. Another one was transported by ambulance and is in serious condition. The third bicyclist suffered minor injuries.Troopers with Nevada Highway Patrol say the driver of the box truck was not hurt and is cooperating with police. They don’t believe at this time that the driver was impaired.The bicyclists did have a safety car with them at the time of the incident. However, one group of cyclists was in front of the car and the other was behind. It is not known which group was struck.“I don’t even know. It’s just the worst thing I’ve ever seen in my life," said former Las Vegas Metropolitan Police Department officer Michael Anderson.He was collecting his thoughts after a horrific day. Five of his fellow bicyclists were killed after that box truck struck their group.“Try to contact their families... I don’t even know how to say it to them,” he said.Anderson says the wind caused part of the group to get behind a safety vehicle to protect themselves when the box truck hit them. The group was on an annual bike ride, making a 135-mile loop into California.NHP troopers say the crash was one of the worst they’ve ever seen.“It’s a horrific tragedy when you have a beautiful sunny day like this, and we just lost the lives of five people,” Trooper Travis Smaka said.Watch law enforcement provide an update on the crash: 1667

BEIRUT — A huge fire has broken out at the Port of Beirut, triggering panic among residents a month after a massive explosion. It was not immediately clear what caused the fire at the facility which was decimated by the Aug. 4 explosion when nearly 3,000 tons of ammonium nitrates detonated. A column of black smoke billowed from the port with orange flames leaping from the ground. The explosion last month killed more than 190 people and injured around 6,500 and damaged thousands of buildings in the Lebanese capital. The sight of another huge fire a month later created panic among residents traumatized by last month’s explosion. 642

BLOOMINGTON, Ind. — At least two protesters were struck by a vehicle Monday during a demonstration against racism in Bloomington.The incident happened around 9 p.m. Monday in the area of 6th and Walnut in Bloomington near the Monroe County Courthouse as the protest was wrapping up.Hundreds of people had been taking part in a rally and protest march through Bloomington in response to an alleged racist attack at nearby Lake Monroe over the weekend. In that incident, which was caught on video, several men attack and allegedly threatened to lynch Vauhxx Booker, a Monroe County Human Rights commissioner.Geoff Stewart was one of the two people struck by the vehicle during Monday's protest."A woman driving the vehicle came up to the stop and had started revving her engine toward us, and we tried to stop her and let her know that the crowd is clearing up," Stewart said. "But, she and her passenger both wanted to go right away, so they started to push. They pushed into the woman that was with me and when she pushed again both of us went on the vehicle."Stewart said when the driver started to accelerate, the woman he was with ended up on the hood of the vehicle, and he ended up hanging off the driver's side of the vehicle."I was just trying to block her vision so she would slow down, so I tried to pull myself as far in her way to obstruct her view," Stewart said. "She drove through red lights and made her turn up here that threw both of us off the car."One protester was transported to the hospital with injuries, and another was checked at the scene. The extent of their injuries is currently not known.This story was originally published by Cameron Ridle on WRTV in Indianapolis. 1704

Ben Watkins died at the age of 14 from a rare form of cancer, after capturing the country’s attention in 2018 competing on MasterChef Junior.Watkins reportedly died in a Chicago area children’s hospital Monday, according to the family’s attorney. Watkins had a rare illness called Angiomatoid Fibrous Histiocytoma. Only six people in the world have been diagnosed with it, according to the family.“Our Ben went home to be with his mother this afternoon after a year-and-a-half-long battle with Cancer. After losing both of his parents in September 2017, we have marveled at Ben’s strength, courage and love for life. He never, ever complained. Ben was and will always be the strongest person we know,” reads a statement from the family on a GoFundMe page for Watkins.Shortly before Watkins’ appearance on MasterChef, when he was just 11 years old, his parents both died in a murder-suicide in 2017. He was cared for by an uncle and family members, according to reports.Just after his 13th birthday, Watkins was diagnosed with the rare cancer, with a soft tissue tumor. Chef Gordon Ramsay posted his tribute to the young chef on social media. Ramsay hosted the cooking competition show, and worked with Watkins in season 6.“Ben you were an incredibly talented home cook and even stronger young man. Your young life had so many tough turns but you always persevered. Sending all the love to Ben Watkins’ family with this terrible loss,” his tweet reads. 1459

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

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