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ANZA-BORREGO (CNS) - A mild earthquake shook the far eastern reaches of San Diego County late Wednesday afternoon.The 3.1-magnitude temblor, centered about 10 miles northeast of Mount Laguna in the Anza-Borrego area, struck shortly after 5 p.m., according to the U.S. Geological Survey.No damage or injuries related to the quake were reported. 351

Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

Among the many casualties of social-distancing directives is the child’s birthday party. So when coronavirus lockdowns came to Truckee in the California mountains, Craig Fierro wanted to do his part. Fierro runs a shop specializing in motorized vehicles, parts and maintenance northwest of Lake Tahoe. He also carries brightly colored toy replicas of the motorbikes that are a favorite of kids who come to the shop. So he started dropping them off as wrapped birthday presents for tots and teens in the community in mid-April. According to the Sierra Sun, Fierro posted on Facebook asking if there were kids celebrating during the pandemic. After he handed out what he had in his story, Fierro got a surprise when he went to re-order. When the distribution center learned what he was doing, they reportedly sent him double his order. As of last count, he'd delivered about 50 after extending the gift-giving through June. 929

Another 1.2 million people filed new jobless claims last week, according to the Department of Labor’s latest jobless claims report, and 16.1 million people had continuing claims. There are many reasons why finding a job right now is difficult, but one reason may involve the number of people holding off on retirement.“My career has been absolutely wonderful,” said Peggy Morriston Outon. “Because I am privileged to be around people who want the world to work justly and fairly.”For 40 years, Outon has worked in non-profit and is currently the assistant vice president for community engagement and leadership development at Robert Morris University in Pittsburgh. This May, she was planning on retiring.“I decided I was going to let this job open, a job I have loved and benefitted from, and have somebody else have a chance and see what they could do with it,” said Outon.However, a few months before retirement, the pandemic hit the United States and Outon’s plans had to change.“They were not going to be able to re-fill my position because of economic challenges with COVID, so all of a sudden, my desire to open up a position and leaving more work for my co-workers,” Outon added.Outon has now delayed her retirement indefinitely. She’s part of a growing number of Americans doing so because of COVID-19. In fact, the non-profit organization, Life Happens, just conducted a survey that showed 43 percent of adults have either already delayed retirement or are considering it.“It kind of has to do with the uncertainty of what this is going to look like, this pandemic’s effects on long-term and short-term finances, said Fasia Stafford, the president and CEO of Life Happens.“What we also found interesting was that the younger folks were delaying it even more than the older folks, so when you are looking at folks from 18 to 23, they are thinking that this is going to have long-term effects on them, that their retirement age might be delayed because of what is happening currently.”Currently, it doesn’t help with our country’s high level of unemployment, having so many people postpone their retirement. It negates the natural cycle of people exiting the labor market and making room for newer people to enter.“It is important for society,” said Outon. “I think it is healthy for younger people to get their chance and for there to be ability for them to make decisions and be in charge frankly.”If retirement nest eggs keep cracking because of economic recessions hitting almost every decade, those chances are going to be more and more delayed. 2566

Arlina Allen is a life-recovery coach and podcaster. She’s been sober for 26 years. From her experience, she says the holiday season is often challenging for people recovering from addiction.“I would experience situations or triggers that I didn’t know how to handle," Allen said. "Like nobody plans to get triggered, but once you have an emotional response to a situation, if you are not prepared and you don’t have tools, it’s very difficult to choose wisely. Like my compulsive choice was to reach for a drink or a bong hit.”She says connecting with others who have shared similar trauma experiences is essential in the recovery process. That’s why she plans to attend a holiday fellowship marathon on New Year's Eve and New Year's Day offered for free by Lionrock Recovery.“For me personally, Lionrock is my revenge against addiction that took my sister and almost took one of my children,” said Lionrock Recovery Co-founder and CEO Peter Loeb.Father Peter Loeb and daughter Ashley Loeb Blassingame are co-founders of Lionrock. Ashley’s been sober for 15 years and she says she’s here to set an example of what sobriety can be.“Holidays are traditionally tough for anyone in recovery, not least because these occasions typically involve alcohol. In fact, CDC numbers show that December is the most dangerous time of year for drug and alcohol-related deaths”They’re determined to help people looking for recovery – which is why they offer the 15-hour marathon every year, all done virtually.“We were telehealth from the very beginning," Loeb said. "People got to laugh at us for many years before, in the last really year, telehealth has gone mainstream.”Run by Lionrock staff, the marathon isn’t only for people struggling with addiction. Loeb says it’s available for anyone feeling lonely or with mental health struggles. All you have to do is visit lionrock.life online. The entire day is filled with fellowship and activities.“Mindfulness meditation, a documentary about Chris Herren who is in recovery, coffee by the campfire, a painting activity,” Loeb listed.Loeb Blassingame says recovery, alcoholism, addiction or any kind of mental health illness thrives in isolation, which has made 2020 even more difficult.“The people who are staying sober and staying well are the ones who are connected by some sort of community where there is some sort of anchor," Loeb Blassingame said. "And the ones who are falling off are the ones who are passing away or the ones who are relapsing.”What fuels Arlina’s podcast is the power of people sharing their stories and opening their hearts.“When someone is vulnerable and speaks from their heart, that is a language that passes all boundaries," Allen said. "We get connected and suddenly we feel like we’re not alone or we’re not that different.”It’s a battle that’s so hard. Both Allen and Ashley Loeb Blassingame fully understand that battle. However, there is hope for change.“I am encouraging people to focus on the solution, find connection in any way you can, and put one foot in front of the other whatever that looks like,” Loeb Blassingame said. 3109