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As the end of an incredibly contentious and the heated 2020 election season ends, new research suggests that Americans are more susceptible to falling prey to disinformation depending on which state they call home.For months, Bhaskar Chakravorti and his team at the Global Business School at Tufts University have been analyzing how misinformation has been spreading during this election cycle. Where a person lives often makes them a higher target to everything from fake Facebook accounts to fake Twitter accounts and even fake headlines."We are in extremely more dangerous territory now than we were two years ago," Chakravorti explained.Bad actors, the analysis found, are more likely to target people in states that are either facing hotly contested Presidential or Senate races. Chakravorti says in places like Florida, South Carolina, Kentucky, Montana and Arkansas, voters are more vulnerable to being hit with misinformation. In places like Georgia, Illinois, New Jersey and Minnesota, residents are less likely to be bombarded by false or misleading posts and stories.A person's age, education level and media consumption all weigh into the findings.Chakravorti also says that misinformation is more likely to spread and gain traction on social media."The misinformation is asymmetric in its power,” he explained. “It travels further and faster than truth and facts."Most troublesome right now, the amount of misinformation spreading about voting, from fake stories claiming people can vote after Nov. 3 to false information about mail-in ballot deadlines. Experts also say the spread of misinformation will likely continue long after Election Day.The non-profit Common Cause has also been studying the issue closely."It can result in more uncertainty when there’s already a decrease in the institutional trust and authority that many people feel with their government," said Jesse Littlewood, who works with the group.So, what's the best way to combat misinformation?Do it on the local level. People are more likely to trust information that comes directly from their city or state officials, especially about voting."It’s a real challenge for voters to stay abreast with all that changing information," Littlewood said. 2239

As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844

ATLANTA (AP) — Rapper and actor T.I. has settled civil charges with the U.S. Securities and Exchange Commission that he helped promote a fraudulent cryptocurrency. T.I., whose real name is Clifford Harris, agreed to a civil settlement with the SEC that was announced Friday. He's paying a ,000 fine and agreeing not to sell or market similar securities for at least five years. A representative for T.I. did not immediately respond to an email seeking comment on Monday. The charges against Harris were part of a larger enforcement action against others including film producer Ryan Felton, who faces wire fraud and other charges in a 28-count indictment unsealed Wednesday. 685

At least one person in southwestern Kentucky was killed Saturday night when severe thunderstorms blew through the state, the Logan County Sheriff's Department said.A 79-year-old woman died in her home, the agency said.The county's emergency management office said some structures, including barns and grain bins, were damaged.Robertson County, on the other side of the border with Tennessee, also had reports of damage.The National Weather Service has issued a tornado watch for parts of Arkansas, Illinois, Kentucky, Mississippi, Missouri and Tennessee until 9 p.m. CT (10 p.m. ET). 591

As the end of an incredibly contentious and the heated 2020 election season ends, new research suggests that Americans are more susceptible to falling prey to disinformation depending on which state they call home.For months, Bhaskar Chakravorti and his team at the Global Business School at Tufts University have been analyzing how misinformation has been spreading during this election cycle. Where a person lives often makes them a higher target to everything from fake Facebook accounts to fake Twitter accounts and even fake headlines."We are in extremely more dangerous territory now than we were two years ago," Chakravorti explained.Bad actors, the analysis found, are more likely to target people in states that are either facing hotly contested Presidential or Senate races. Chakravorti says in places like Florida, South Carolina, Kentucky, Montana and Arkansas, voters are more vulnerable to being hit with misinformation. In places like Georgia, Illinois, New Jersey and Minnesota, residents are less likely to be bombarded by false or misleading posts and stories.A person's age, education level and media consumption all weigh into the findings.Chakravorti also says that misinformation is more likely to spread and gain traction on social media."The misinformation is asymmetric in its power,” he explained. “It travels further and faster than truth and facts."Most troublesome right now, the amount of misinformation spreading about voting, from fake stories claiming people can vote after Nov. 3 to false information about mail-in ballot deadlines. Experts also say the spread of misinformation will likely continue long after Election Day.The non-profit Common Cause has also been studying the issue closely."It can result in more uncertainty when there’s already a decrease in the institutional trust and authority that many people feel with their government," said Jesse Littlewood, who works with the group.So, what's the best way to combat misinformation?Do it on the local level. People are more likely to trust information that comes directly from their city or state officials, especially about voting."It’s a real challenge for voters to stay abreast with all that changing information," Littlewood said. 2239

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