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Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

More veterans are getting hired but many are still likely to be underemployed, according to new data from LinkedIn. An underemployed worker is defined as someone whose skill set is not being used at their job. Experts say what often happens is veterans will start receiving letters or emails saying a job has been filled. So veterans will likely turn to other positions where they can get hired but may not use their skills. “We believe that employers have kind of unintentionally created programs that have really created the path of least resistance for the veteran community, so it’s pipelined them into particular industries or certain roles, which has sort of limited the aperture of what's available and what's possible,” says Sara Roberts, the head of military and veteran programs at LinkedIn. Experts at LinkedIn say it's important for veterans to research the industry when they begin to look at civilian jobs to understand the type of jobs that are out there. And to network, especially with other veteran groups. “What veterans can do is be thoughtful and intentional about diversifying their network with industry leaders, as they plan for what's next, and the different types of opportunities that they're excited about, especially as they make their transition,” Robert says. Some cities have stronger veteran networks than others.You can also look online for organizations that can help, like the 1426

A Port St. Lucie man is recovering after he was bitten on the leg by an 8-foot alligator while walking his dog over the weekend, authorities said.According to the Florida Fish and Wildlife Conservation Commission, Mark Johnson, 61, was attacked near a canal in a Port St. Lucie development around 9:30 a.m. on Sunday."I kind of slide and my foot is stuck in the mud, and the next thing I know, I see the lunge," Johnson said. "He starts clamping down pretty tight and he started to pull, and the next thing I do, I instantly, here's my fingers, I poke through the eye."Johnson said the gator was trying to drag him under the water, spinning while clamping down on the victim's leg."This gator was coming in fast. He was aggressive," Johnson said. "My foot was hanging out of the corner of his mouth."Johnson said that after he poked the gator in the eye, it let go of his leg and took off."I had to do something. That's what I say, you have seconds to react," Johnson said.The victim was taken to a local hospital, where he received 62 stitches in his right left and was later released.Johnson said his dog Rex was not hurt.The FWC said an alligator trapper responded to the area of the attack and captured an 8-foot gator. The reptile was then relocated to an alligator farm.People with concerns about gators should call FWC's nuisance alligator hotline at 1-866-FWC-GATOR (866-392-4286). This story originally reported by Ryan Hughes and Matt Papaycik on wptv.com. 1490

The Kansas City Chiefs announced Monday that star quarterback Patrick Mahomes signed a 10-year contract extension, which reportedly will be the richest contract in sports history.ESPN's Adam Schefter broke the new early Monday afternoon, citing league sources.The Chiefs confirmed the 10-year extension, which is in addition to the two years remaining on his current rookie contract, via social media several hours later. We have signed QB Patrick Mahomes to a 10 year extension. Mahomes secured with Chiefs for the next 12 seasons. pic.twitter.com/ZsADdVkvxZ— Kansas City Chiefs (@Chiefs) July 6, 2020 Kansas City exercised its fifth-year option on Mahomes' rookie deal earlier this spring, but this offseason marked the first time the club had the chance to negotiate a long-term extension with Mahomes.In a tweet, Mahomes said he's "here to stay." Here to stay. . .! :alarm_clock::alarm_clock: pic.twitter.com/mfwMga3Kl0— Patrick Mahomes II (@PatrickMahomes) July 6, 2020 Clearly, Chairman and CEO Clark Hunt, who watched the Chiefs wander the NFL wildness for decades unable to draft and develop a franchise QB, and General Manager Brett Veach weren't messing around.“This is a significant moment for our franchise and for the Chiefs Kingdom,” Hunt said in a statement from the team. “Since he joined the Chiefs just a few years ago, Patrick has developed into one of the most prolific athletes in all of sports. With his dynamic play and infectious personality, he is one of the most recognized and beloved figures to put on the Chiefs uniform. He’s an extraordinary leader and a credit to the Kansas City community, and I’m delighted that he will be a member of the Chiefs for many years to come.”Veach said the Mahomes extension "has been a priority for us for quite a while now" and thanked his agents, Chris Cabott and Leigh Steinberg, "for their efforts and patience" along with his own staff for getting the deal done."I’ve said from the beginning that Patrick is one of the most impressive players I’ve ever scouted, but I don’t think anyone could have envisioned everything he’s brought to our football team and community," Veach said in a statement from the team. "His abilities are so rare, and to couple that with an incredible personality is outstanding. We’re going to continue to do everything we can to surround him with talent, and this deal provides us more flexibility to do that. He’s obviously an integral part to our success and we’re thrilled he’s going to be the quarterback of the Kansas City Chiefs for a long time."It didn't take much convincing to get coach Andy Reid, who cemented a Hall of Fame legacy by guiding the Mahomes-led Chiefs to the Super Bowl LIV title, on board with keeping Mahomes around as long as possible.“I’ve had the privilege of coaching a lot of incredible athletes and special people in my career, and Patrick is without question on that list of players.” Reid said in a statement. “The best part is he’s still early in his career. He’s a natural leader and always grinding, whether that’s on the field, in the weight room or watching film, he wants to be the best. He’s a competitor and his teammates feed off his energy. He makes us all better as an organization and we are blessed he’s going to be our quarterback for years to come.”Mahomes' decade-long extension, which matches the longest contract extension in league history and keeps the 24-year-old Mahomes with the Chiefs through the 2031 season. Chiefs and QB Patrick Mahomes have reached agreement on a 10-year -- 10-year! -- contract extension that ties him to Kansas City through the 2031 season, league sources tell ESPN.— Adam Schefter (@AdamSchefter) July 6, 2020 Exact terms of the deal were not announced Monday, but Schefter later said the deal would be worth 0 million overall with 0 million guaranteed for injury.No other NFL player is currently signed beyond the 2026 season. Compensation update: Patrick Mahomes’ 10-year extension is worth 0 million, sources tell ESPN.The injury guarantee is 0 million, per source.The contract does not contain language that ties its value to a percentage of the salary cap.Richest deal in sports’ history.— Adam Schefter (@AdamSchefter) July 6, 2020 The Chiefs traded up in the first round of the 2017 NFL Draft to pick Mahomes at No. 10 overall.He spent his rookie season learning the offense and the professional ropes under Alex Smith's tutelage, making one start in the regular-season finale at Denver that season.During his first season as Kansas City's starting quarterback after Smith was traded, Mahomes led to the Chiefs to the top seed during the regular season and the AFC Championship Game, the first one ever hosted at Arrowhead Stadium. He also was selected as the 2018 NFL MVP.After bouncing back from a dislocated knee early in 2019, Mahomes led the Chiefs to the franchise's second Super Bowl title in February 2020, picking up Super Bowl MVP honors along the way.Mahomes' 10-year extension ties an NFL record for the longest contract with two other former star quarterbacks.New England's Drew Bledsoe signed a 10-year, 3-million extension in March 2001, though he was injured in the second game of the 2001 season and replaced by Tom Brady in the Patriots' lineup.Atlanta signed quarterback Michael Vick to a 10-year deal worth 0 million in January 2005, but he was out of the league two years into the contract after pleading guilty to federal charges related to a dog-fighting ring.The 10-year extension is the richest in sports history. Los Angeles Angels star Mike Trout currently boasts the largest contract in sports history, a 12-year deal worth 6.5 million signed last year.With the two existing years on the deal, Mahomes will be owed 5 million during the next 12 years, Patrick Mahomes had two years and .6 million left on his existing deal -- .8M this year, .8M in 2021.His 10-year extension is worth over 0M, though it's still uncertain how much over.So the lowest his 12 year-deal could be worth is 7.6 million. But will be more.— Adam Schefter (@AdamSchefter) July 6, 2020 Mahomes' deal will easily surpass current Falcons quarterback Matt Ryan's 0-million contract, a five-year deal signed two years ago, for the richest in terms of total value in NFL history by more than triple the amount.The most-lucrative NFL contract in terms of annual value is Seattle Seahawks quarterback Russell Wilson's four-year deal, which he signed last year and pays him an average of million per season.Mahomes' extension pays him million per season. KSHB's Sam Hartle and Tod Palmer first reported this story. 6696

The holidays may be a bit different this year but New York City will still look like Christmas soon enough.The Rockefeller Center Christmas tree has been selected and will soon be on its way to Manhattan.The massive tree stands at about 100 feet tall and hails from Oneonta in Upstate New York, where it currently stands under 24-hour surveillance until crews cut it down for the trip to the Big Apple.A likely scaled-back version of the annual Rockefeller Center tree lighting ceremony is scheduled for Friday, Dec. 4."We want that to be a great experience," Mayor Bill de Blasio said at his daily briefing Tuesday.However, considering the pandemic, things will likely be done a bit differently to prohibit too much crowding throughout the holiday season."We'll get an update on how it will be handled, but we will take proper precautions," they mayor assured.A magnificent decorated Christmas tree has been lit and on display in Rockefeller Center every year since 1933. This article was written by Mark Sundstrom for WPIX. 1048