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I’d never buy an extended warranty for a new car. But if someone else asked whether they should buy one, I’d have a different answer: It depends.Over the years I’ve talked to hundreds of car buyers and found that the decision to buy an 248
Hi Matthew! At DAIRY QUEEN, we are very proud of our 100% beef hamburgers. We serve a high-quality hamburger with no additives or fillers.— Dairy Queen (@DairyQueen) August 23, 2019 194

GRAVETTE, Ark. -- Tosha is an obedient student and a friendly face around the halls of Gravette Upper Elementary in Arkansas. She's also got four legs, a wagging tail and an important job to do.The beloved service dog 230
Google has uncovered evidence of a sustained effort to hack large numbers of iPhones over a period of at least two years, its researchers said.Earlier this year, Google cybersecurity experts "discovered a small collection of hacked websites" that exploited vulnerabilities in Apple's smartphone software, Ian Beer, a researcher with Google's Project Zero, 368
Holiday marketers have your number, and they know how to entice you to spend.You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who shopped at sales were 50% more likely to say they spent more than they expected. Among shoppers who used coupons, 38.5% said they overspent.Many shoppers try to be careful instead of making a spending plan. Using a budget can feel like it’s wringing the joy out of a happy season. Why? Giving feels good, says Jeff Kreisler, co-author of “Dollars and Sense: How We Misthink Money and How to Spend Smarter.”But simply being careful doesn’t work, “because a lot of the reasons we make poor financial decisions are unconscious,” says Kreisler, who’s editor in chief of PeopleScience.com, which applies behavioral science to the marketplace.However, you can position yourself to recognize — and overcome — overspending triggers.Use the best defense: a holiday budgetAshley Feinstein Gerstley, a financial coach and founder of the Fiscal Femme website, advises setting aside time — not over an hour — to list holiday expenses. Build in a buffer, because you’ll forget some things. But you’ll be better off if you have a number in mind, she says.Be realistic, not rigid, about your budget. Otherwise, controlling expenses can seem so futile you don’t bother trying, she says. “It’s like being on a strict diet and figuring if you cheated and had a cookie, you may as well eat the whole bag.”If you worry about overspending, consider getting a prepaid gift card in that amount, Kreisler says. It can help you stay aware of what you are spending and what’s left.Having a successful holiday spending plan may also inspire you to 1855
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