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With millions of Americans getting tested for COVID-19 every single day, some are struggling with long waits for results.But now, researchers say there’s a much easier and faster way to test for the virus, and its right under your nose.“You scratch it, smell it, and then you have a choice of these different windows and you pick which one,” said Derek Toomre, Ph.D., a professor at Yale University School of Medicine.Toomre is part of U-Smell-It, a team that created a scratch-and-sniff app to help determine if someone has COVID-19 all through the sense of smell.“It's going to see how good your sense of smell is and if you do really well, you’ll pass,” Toomre said. “And if you don’t, it will say, ‘hey, you got something up.’”Despite being less accurate than a COVID-19 diagnostic test, this product is much faster and less costly. With results available in less than a minute and the cards costing 50 cents a pop, scientists say this smell app could outperform traditional tests at a fraction of the price.“We’re all familiar with the idea of testing people for fever as a way of finding people who have COVID,” said Roy Parker, Ph.D. a biochemistry professor at the University of Colorado, Boulder. “But that hasn’t worked very well.”Parker says with only about 20% of people with COVID-19 getting a fever, compared to 80% of people with COVID-19 reporting a loss a smell, a smell test is a much better indicator of COVID-19 infection than a temperature check.“It would make a big difference because you would identify people who have COVID, but they have such mild symptoms that they don’t know it and they’re out walking around potentially infecting other people and their family,” Park said.While commercially available, U-Smell-It is now looking for emergency FDA approval with the goal of getting their scratch-and-sniff cards into people’s hands and under their noses as quick as possible.“I can see people saying, ‘hey, this is not serious,’ and that’s fine, don’t take it serious,” Toomre said. “Let’s just try to do it and see if it works. And if you can’t smell that test and it’s saying, ‘hey, there’s something up’ well, you know, you should isolate and check out.” 2192

What are Apple’s Black Friday 2020 plans?As we all know, Apple doesn’t have “discount” in its DNA. While Apple tempts us with its latest technology, Black Friday deals often come from retailers clearing out last-generation inventory. Apple has introduced the iPhone 12 Pro and iPhone 12 Pro Max, but any discounts you find will likely be tied to contracts with carriers.All of which means you might have to do a little more work to find Black Friday deals on Apple tech. We’ve done some of that shopping reconnaissance for you.What are Apple’s Black Friday 2020 deals?Here’s what we know so far:AT&T is offering a credit up to 0 on an eligible smartphone trade-in with an upgraded or new line and the purchase of an iPhone 12.Best Buy will be offering discounts up to 0 on select MacBook Pros and up to 0 on select iPad Pros (through Nov. 28).Walmart will have AirPods Pro for 9 ( savings) and Apple Watch Series 3 (GPS) for 9 ( savings), both online only.Amazon hasn’t leaked any significant Apple discounts yet; off here, there. The best we’ve found is a 2017 model iPad Pro for 0.84 (.16 savings).How can you save money on Apple products?Here are a couple of ways to save on Apple products. First, with an Apple Card, you can get 3% cash back when you buy directly from Apple. You’ll also have the option to pay in monthly installments with zero interest charged, with approved credit.And iPhone or iPad owners can receive up to a 0 credit toward the purchase of a new Apple product with Apple Trade In.What were Apple’s Black Friday 2019 deals?Apple products are customer magnets during the holidays. Here are some of the Black Friday specials from last year:Apple offered gift cards ranging from to 0 with the purchase of select Apple and Beats products.HomePods were discounted to 9.99 (regularly 9).Target featured a 0 gift card with the qualified activation of an iPhone 11 or iPhone XS with Verizon or AT&T.Walmart sold the Apple Watch Series 3 (GPS) 38mm for 9 (regularly 9).More From NerdWalletSmart Money Podcast: The Holiday Shopping EpisodeIPhone Black Friday 2020 Deals: Are They Worth It?Cell Phone Black Friday 2020 Deals: Are They Worth It?Hal M. Bundrick, CFP is a writer at NerdWallet. Email: hal@nerdwallet.com. Twitter: @halmbundrick. 2332

What we would have given to be a fly on the wall in the trailer with Dwayne "The Rock" Johnson and Vin Diesel.Johnson revealed in a recent cover story with Rolling Stone that the meeting was part of the meltdown of their friendship, leaving fans all abuzz.The pair have famously starred on the "Fast & Furious" franchise together, but have since reportedly not seen eye to eye. 389

When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are for more established buyers — is that it?Not necessarily.Actually, the differences between FHA loans and conventional mortgages have narrowed in the past few years. Since 1934, loans guaranteed by the FHAn have been a go-to option for first-time home buyers because they feature low down payments and relaxed credit requirements.But conventional loans — which are not insured by a government agency like the FHA, the Department of Veterans Affairs or the U.S. Department of Agriculture — have gotten more competitive lately.Both types of loans have their advantages. Here are the factors to consider when deciding between an FHA and a conventional mortgage. 886

White House press secretary Sarah Sanders said Wednesday she wasn't aware that President Donald Trump knew of a payment made by his personal lawyer to the porn actress Stormy Daniels in October 2016.And she said she didn't know whether Trump had spoken to his lawyer, Michael Cohen, over the past week.Answering questions from CNN's Jeff Zeleny, Sanders said the President has denied having a sexual relationship with Daniels."The President has addressed these directly and made very well clear that none of these allegations are true. It has already been won in arbitration. Anything in addition to that I would refer you to the President's outside counsel," Sanders said.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 777