昌吉怀孕3个月能做药流吗(昌吉龟头出浓怎么办) (今日更新中)

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

handed out to elementary students, stating that they intend to remove the image from the school's curriculum.Laura Lewis, the mother of a first-grader at London Elementary student, expressed her concerns over her daughter's homework. The assignment was a worksheet asking students to identify what "fat" is."I thought to myself, 'They are going to look at it, and then look over at my daughter and say this you, you're fat.' I don't want her to deal with that like I had to, cause it really hurts," Lewis said.The school system issued a press release stating that the page had been identified and the image had been "removed from the material." The school says textbook publishing company McGraw Hill created the assignment."We are currently reviewing the entire series for other images that could be a concern. In addition, we have sent this concern and related information to McGraw Hill Publishing and we will be discussing this concern with them," the district's statement read in part.This story was originally published by Melissa Ratliff on 1050

With the revolving-door slate of deals making it tough to keep track of what's coming and going to Netflix each month, we're here to help you catch some movies and shows you may have had on your list before they leave the service and become a lot harder to find.After Aug. 1, you'll need a time machine to check out the "Back to the Future" trilogy on Netflix, because they are vanishing like Marty McFly's family does in his photo. There are several other beloved movies leaving, including the coming-of-age dramedy "Can't Hardly Wait," the sci-fi classic "E.T. the Extra-Terrestrial" and the seminal romantic comedy "Hitch."Here are the shows and films leaving Netflix in August, courtesy of What's on Netflix:August 1Back to the FutureBack to the Future Part IIBack to the Future Part IIIBlack Heart (Season 1)Can’t Hardly WaitCare Bears: Welcome to Care-a-Lot (Season 1)CasperCharlie and the Chocolate FactoryChernobyl DiariesComedy Bang! Bang! (5 Seasons)E.T. the Extra-TerrestrialFreedom WritersGodzillaGuess WhoHancockHitchHogie the Globehopper (Season 1)JarheadJarhead 2: Field of FireJarhead 3: The SiegeOpen SeasonQB1: Beyond the Lights (Season 1)Ramayan (Season 1)Resident Evil: ExtinctionRomeo Must DieSaltScary Movie 2Searching for Sugar ManSex and the City 2Stuart LittleThe Edge of SeventeenThe InterviewThe PianistThe Pursuit of HappynessTwisterWilly Wonka & the Chocolate FactoryVroomiz (Season 1)August 2Skins (Season 1-7)August 4Dino Hunt (Season 1)Paranormal Survivor (Season 1)August 5Enemigo Intimo (Season 1)Ever After High (Season 1-5) 1571

in order to pad his pockets.Dr. Yasser Awaad allegedly forced children to endure grueling medical tests — including sleep deprivation — multiple times, though the children never needed them.Mariah Martinez was just nine years old when she said she was referred to Awaad for headaches. At the time, Awaad worked for Oakwood Healthcare, which is now owned by Beaumont Health.Martinez says Awaad wanted her to undergo an electroencephalogram or EEG, and then told her she had epilepsy. Martinez says she was confused because she'd never had a seizure."I didn't know what epilepsy was at that point," she said.Martinez said the diagnosis scared her."Being told you're abnormal, or the tests are abnormal, means I'm not like everyone else, and at that age, you just want to fit in," Martinez said.She said the anti-seizure medication not only made her drowsy – it made her headaches worse."I kind of withdrew into myself, didn't want to be around people," she said.It wasn't until Awaad suddenly left his practice four years later and Martinez saw a new doctor that she found out she never had epilepsy."I lost, I feel like a piece of my childhood. All the time, I could have been learning to do things, playing with the other kids, I could have friends, I could have joined a sport – you never know," Martinez said.Martinez was not alone."I think it's despicable and deplorable that he would do this to any innocent child, let alone several hundred," medical malpractice lawyer Brian McKeen said. McKeen and a team of attorneys are suing Awaad and the hospital."When you look at all the evidence in this case. The conclusion is inescapable. That this was done intentionally," he said.McKeen alleges Awaad ran an EEG mill: the more tests he ran on the kids, the more money he made. At a 2018 deposition, McKeen claimed Awaad made "hundreds of thousands" of dollars for running the tests; money Awaad later said he was "entitled to."McKeen says one of Awaad's pediatric neurology colleagues even blew the whistle on him to Oakwood administrators back in 2003."She told them he's doing unnecessary EEGs, he's diagnosing kids with epilepsy that don't have it, and he's giving kids unnecessary drugs, and they did not do anything about it. They swept it under the rug," McKeen said.McKeen says Awaad also falsely diagnosed Martinez's sister with epilepsy, and in a different family, he's accused of misdiagnosing four out of five siblings.Hundreds of medical licensing records show that since 2010, the state has been accusing Awaad of violating the public health code for wrongly diagnosing kids with epilepsy. The state complaints use words like "negligence" and "incompetence" to describe Awaad, yet he still held on to his medical license.In 2012, he was put on probation and forced to pay a ,000 fine."That wasn't enough. They should suspend his license. He should never be allowed the opportunity to practice medicine and violate the trust of any other patient," McKeen said.In June, a jury awarded Mariah Martinez million for her case against Awaad. The second lawsuit of the 267 pending against Awaad is currently underway in Wayne County Circuit Court."I don't know if I'll ever be 100 percent," Martinez said.Beaumont Health and its lawyers chose not to comment, citing pending litigation and patient privacy laws. A spokesman also said that they have not had a relationship with Awaad since 2017.Beaumont spokesman Mark Geary declined to provide someone to talk on camera, but released the following statement:"The litigation involving Dr. Yasser Awaad and Oakwood Healthcare dates back more than a decade to 2007. We cannot comment about the specifics of this case or others because of pending legal proceedings and patient privacy laws. After his employment with Oakwood Healthcare, Dr. Awaad was briefly employed by Beaumont to provide medical education and clinical curriculum for residents and medical students in pediatric neurology. He completed this work in 2017 and has not had any relationship with Beaumont since that time."Meanwhile, the Michigan Attorney General's Office has filed another administrative complaint against Awaad's license. The hearing was supposed to be held next week, but Awaad's lawyers asked for it to be delayed. It's now scheduled in March.This story was originally published by Heather Catallo on 4344

WOODFORD COUNTY, Ky. (LEX 18) -- Mason and Ethan Gilbert were your typical Woodford County, Kentucky teenage boys."Mason loved to work out. He loved to lift weights. He was a prankster. He always had a smile on his face, " The boys' aunt Erin Hawley said. "Ethan was just a little bit more reserved but just as much fun."But on the inside, unbeknownst to their close-knit family, the brothers were struggling. Each of them ultimately dying by suicide just 23 months apart."What our family has been through is honestly so unbelievably hard to even put into words that I can't," Hawley said.The boys' aunt said through the tragic losses, they have channeled their pain into a foundation called Brothers' Run. Its mission is to spread suicide education in schools and prevent future tragedies.The foundation was formed just two years ago, and even during a pandemic, they raised over ,000 through their virtual 3k to donate to various school programs across the area."Mason and Ethan were just like any other teenage boys, they had lots of friends. They were social, they had lots of fun, but they were struggling, and we didn't know," Hawley said. "And I think for a lot of families. I would just say take the time to talk with your kids. Open the door for them to come to you because if you're going to wait for them to open the door for you ... I don't know if that'll ever happen."Dr. Melinda Moore, associate professor in the Department of Psychology at Eastern Kentucky University said Hawley is right on the money. She said it is important to create that dialogue with kids, especially as we head into the holidays during this unprecedented year."I'm noticing that you know you're not quite yourself, can we talk about it? Can we talk about what's going on? And then also not being scared to ask the question, 'are you having thoughts of suicide?' because we don't know what's going on in their minds unless we ask, " Moore said.She said the same idea goes for managing your child's expectations this Thanksgiving and Christmas on the heels of so many other changes and sacrifices that have had to be made."This is an opportunity for us to remind ourselves and to remind our children what the meaning of this time is, you know, what we have, how we can connect in different ways, virtual ways maybe, and then it's not going to last forever," Moore said.As for Hawley, she said during the holidays it's important for her to make a plan, so if she or her kids find themselves struggling, they have support in place."Thinking about taking a walk or reaching out to someone. Let's do a Zoom call, and just really thinking about what I could do to make myself feel good because I know I'm going to start thinking about what we used to do and those memories of our family," she said. "It's still great to talk about those things, but just kind of knowing that I could reach out to my other family members and I know that they might be feeling the same way."It's advice that could save a world of hurt and maybe even a life.Brothers' Run is planning their third annual 3K Run for Sept. 11, 2021. Click here for more information.If you or someone you know is in crisis, the National Suicide Prevention Lifeline is 1-800-273-8255, or text 741-741.Other resources:The Trevor Project, saving LGBTQ LivesTele-health services via EKUThis article was written by Claire Couch for WLEX. 3389

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