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Hate crimes across the U.S. have risen to the highest level in more than a decade. And federal officials have recorded the highest number of hate-motivated killings since the FBI began collecting that data in the early 1990s. An FBI report released Monday shows there were 51 hate crime murders in 2019. That includes 22 people who were killed in a shooting that targeted Mexicans at a Walmart in the border city of El Paso, Texas, in August 2019. There were 7,314 hate crimes last year, up from 7,120 the year before. Advocates want the federal government to mandate police agencies report hate crimes to the FBI. The current system is voluntary. 655

Good people of America, the dream is still alive.There was no winner in Tuesday's Mega Millions lottery drawing.That means the jackpot for Friday's drawing is now at least 0 million or a cash lump sum of 3 million, as of Wednesday afternoon. It will be the largest jackpot in the game's history and the second largest in the US lottery jackpot history.The Mega Millions jackpot beat its own record once again after no ticket matched all the six numbers in the drawing Tuesday night. The winning numbers on Tuesday were 69, 45, 61, 3, 49, and the Mega Ball was 9. 576

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

High school sports programs around the country are trying to figure out what the fall season will look like. In California, the sports season will be delayed until December or January. So, what does that mean for students hoping to play in college?Julian Jenkins is a Senior Regional Recruiting Director for Next College Student Athlete, the largest athletic recruiting network in the world. “So it puts you in a pickle. 'How am I going to get recruited? My son is not playing for these 3-4 months, how is he or she in her sport gonna get recruited' and that’s a big question," said Jenkins.In baseball, a pickle is when a base runner is caught between two players throwing the ball back and forth. Off the field, it's students who are now trapped in the stands.“Our number one job is to help them fill their roster spots every year with potential candidates for these opportunities," Jenkins said.They work with college and high school coaches, club coaches, athletic administrators and families. They were online before the pandemic and have been around 20 years. “College coaches don’t have endless time. They’d love to be everywhere at all times, they’d love to go to every single high school game, every club tournament, but they can’t be, so they come to our website and reach out directly to our people and say 'I need an outsider hitter in volleyball, I need a quarterback in football.'"Before Covid-19, recruiters from NCSA were at every live sports event you can think of. More than 500 last year. Now, there's lots of layers to what happens next, as regions try to figure out what the sports season looks like. Jenkins says students should know that a pause on the field doesn't mean a pause in college recruiting. “A lot of these students have academics. A lot of them have game video, but in sports like baseball, soccer, softball, they have skills video and some experience they can share with college coaches,” Jenkins said.California's sports season might be delayed but other states aren't at this point. Which means the push to get ahead and the competition to get to that next level just got more intense. “The power of technology is very powerful and there’s a big technology gap out there. But we’re encouraged by students using their cell phones and filming themselves in their workouts and we cannot minimize the positive power of coaches,” Jenkins added.As for developing players who may or may not have been discovered, Jenkins stresses training and practice.“Not necessarily the type where you have the whole team there, you’re giving them the platform. We have Zoom and Microsoft as opportunities to connect, where coaches are saying this is your workout,” she explained.Colleges are still filling their rosters and NCSA is still getting contacted about athletes. Some are traveling, playing tournaments in other states. And there's a new dynamic out there. All of a sudden, there's time to network. To figure out what school you really want, or perhaps, to work on your SAT score. To get your grades up. To properly fill out that college application.“Can you build relationships with colleges? Absolutely. If there is a delay it's maybe in certain sports that haven’t developed a virtual, but every college coach out there is having to develop more virtually because of the dead period of when college coaches can physically see players play in person has been pushed back for months,” Jenkins said.Some athletes are taking community college courses so they have a leg up for college should they decide to further their athletic career. And Jenkins says, a word of advice for students and families, this is a small time out in your lifetime. Which means, keep your eye on the ball and your focus on your grades and everything else will fall into place. 3788

Google has decided that most of its 200,000 employees and contractors should work from home through next June. It's a sobering assessment of the pandemic’s potential staying power from the company that provides the answers for the world’s most trusted internet search engine. The remote-work order issued Monday by Google CEO Sundar Pichai also affects other companies owned by Google’s corporate parent, Alphabet Inc. It marks a six-month extension of Google’s previous plan to keep most of its offices closed through the rest of this year. The prolonged lockdown of Google’s offices could influence other major employers to take similar precautions. 659

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