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They're called the religious nones--a diverse group made up of atheists, agnostics, the spiritual, and those with no specific organized religion in particular. And over the years, this population has continued to grow, with millennials increasingly driving the growth. "I think many of us are finding connections in spirituality in ways that for our parents would seem quite odd, but for us, feel more relevant and feel more authentic," said Jill Filipovic, a columnist and author of the book OK Boomer, Let's Talk: How My Generation Got Left Behind.A millennial herself, Filipovic considers herself a part of this growing trend."I don't affiliate formally with any of these religious beliefs. I would qualify myself as religious none, even though I'm culturally Christian," said Filipovic. The Pew Research Center found just 27 percent of millennials say they attend religious services on a weekly basis, compared to 38 percent of baby boomers. And only about half of millennials--adults born between 1981 and 1996--say they believe in God with absolute certainty, and only about 1 in 10 millennials say religion is very important in their lives."Millennials, as I said, are relatively progressive people, and the Catholic Church is a formal patriarchy. It's an organization in which women are formally barred from being in positions of power," said Filipovic. The Pew Research Center says religious nones are growing faster among Democrats than Republicans, though their ranks are swelling in both partisan coalitions.But while less religious, millennials are still likely to engage in spiritual practices."It doesn't surprise me to see spirituality on the rise; it's such a key part of the human condition to want to understand why am I here, what is my purpose."The trends are not going unnoticed by religious institutions like the Roman Catholic Diocese of San Diego, which created the Young Adult Ministry to connect young adults to the Catholic Church."That's where we start to cultivate relationships and just bring us all the baggage, bring us all the stuff that you have questions about, and let's just talk about it," said Patrick Rivera, director of Young Adult Ministries.Rivera says before the pandemic, they would hold social events that don't necessarily feel religious."We have Theology on Tap, where we'll go to a bar or a parish hall, we'll bring in our own kegs and speakers and live musicians and have a theological discussion," said Rivera.He says the effort has been a sort of rebranding of the church. "One of the hardest parts for me in the last few years has been the rise of different scandals and things that have come up," said Rivera.Through conversation and social events, he says they're working to connect with marginalized groups like the LGBTQ community, who've historically felt ostracized from the church."That's the issue we want to try and resolve. It doesn't necessarily matter how you enter into faith or community, the community is still there longing to accept you as you are," said Rivera. "Definitely LGBT community is an area that we seek to try to mend some of the damages we've seen done across the previous generation or so from the church."A young adult ministry coordinator, Daniel Godinez, was 27 when he reconnected with the Catholic church."I didn't have the right friendships, I didn't have the right connections, it all came down to a moment of emptiness in my life," said Godinez.Despite having a great job and friends, he says life's pleasures were not fulfilling him. In 2012, an old friend invited him to a church retreat, which Godinez believes was God calling him back home. "It was absolutely tough, not having support from your friends at that moment when you're going through that transition process, I think is probably the toughest thing you can encounter at that moment in life," said Godinez.Godinez is now the Young Adult Ministry Coordinator at Most Precious Blood in Chula Vista and married to a woman he met through the church.Rivera says COVID-19 has impacted the church's ability to reach new people; rather than large gatherings, they must rely on small events to continue outreach. However, Rivera says it's allowed them more opportunities to focus on the one-on-one small-scale relationship model."It's one person at a time for us," said Rivera. 4331

There’s a common anxiety dream that involves walking into a classroom to discover it’s the day of finals and you haven’t cracked a book all semester. Then there’s the waking dream a lot of Americans have — the one where you’re getting ready to retire but haven’t saved enough money to cover expenses if you stop working.Just six in 10 workers report having saved anything — anything — for retirement, according to the Employee Benefit Research Institute, so a lot of people today may be losing sleep over their future finances.Even those who are making a diligent effort to prepare for their golden years are falling short: Data from workplace plan administrator and fund giant Vanguard shows that just 18% of workers save the 10% or more of income that experts recommend squirreling away for retirement. More than a third are putting away less than 4%. (Unclear where your savings stand? A retirement calculator is a good place to start.)Suspect you’re behind? Here are 13 ways later-in-life savers can address anemic retirement portfolios before it’s too late. 1080

This year has brought a lot of changes for everyone and there could be a chance that those changes could translate to savings on your insurance policies.Bankrate is encouraging people with home and car insurance to take a fresh look at their policies.“You could save anywhere from a few dollars to a few hundred dollars, but it is going to depend on location, it is going to depend on your lifestyle, and how it has changed vs the past. So, it is worth comparing and really kicking the tires on various insurance policies from different companies,” said Stephen Kates, Insurance Analyst at Bankrate.There are several lifestyle changes that could have happened this year.Many people took on home improvement projects during this pandemic. Some of those may have included adding safety features to our home, which can help save money on home insurance.A lot of Americans are also driving a lot less now, which can help with car insurance.“If you're working from home, like a lot of us, you're probably driving significantly less than you used to and that's something you can bring up to your insurance carrier because that can significantly reduce the amount you pay for your premium,” said Kates.Insurance policies haven't necessarily changed, but the way insurance companies look at lifestyle changes may have changed, so it's worth checking in on your policies. Experts at Bankrate suggest doing so at least once a year. 1429

To know how a pandemic and politics have impacted Nogales, Arizona, Aissa Huerta will tell you to just look around.“It’s another world here, so often, it’s missed,” said Huerta.On the street that’s home to her art gallery, steps from the border, there’s not much to see at all. Morley Avenue is empty, many of the stores are closed.“We don’t have shoppers,” said business owner Evan Kory, who owns La Cinderella.For more than seven decades., Kory's family has owned stores in Nogales. The Arizona border city has a population of around 20,000 people. On the other side of the border wall is Nogales, Mexico, a city with a population of more than 200,000 people.Since March, the Mexican-American border has been closed to non-essential travel. The rules mean Mexican shoppers and the millions of dollars they spend in Arizona must stay on the other side of the wall.Kory says at least 90 percent of his store’s customers are from Mexico.“We’ve always been dependent on population in Mexico to support our local economy, so as soon as that’s cut off, our economy is shut down essentially,” he explained.Air travel isn’t restricted, but policy says people must have an essential reason to drive or walk across the border.For now, the restrictions that have been extended monthly since March, mean Alex La Pierre can’t lead tours across the border for his non-profit, the Border Community Alliance, a group that aims to show how concrete and barbed wire can’t divide two cities with powerful similarities.“The more opportunities that we can get to, citizen to citizen, one on one, to meet our neighbor and to see that we’re all not that scary that we have a lot of common interests,” La Pierre said.“The worst part is we can’t share what we love about this area,” said Chef Minerva Orduno Rincon, who has led tours with BCA, using food to create a connection across the border.In this part of Arizona, it’s less about what’s considered Mexican or American.“Really it feels like one whole city here, just divided by a fence,” said Nogales high schooler Ingrid Torres.Many of Torres’ friends live and Mexico and she hasn’t seen them since the pandemic began.For locals like Aissa Huerta, the closer you live to the border, the easier it can be to see through the narratives about immigration often written by those who live far away.“You hear about the worst-case scenario or the drug busts or immigration, so you hear the atrocities of this area without ever getting the opportunity for residents here to tell their story or what it's like to live on the border of two different nations,” Huerta said. 2604

There’s a growing problem you need to consider if you're thinking about buying a new home security system.Alarm systems for your home are becoming more affordable and available to everyone. But a recent report made by the Consumer Federation of America says that scary sales tactics and false claims are allowing companies to take your money right from in front of you, and the problem is growing across the country.While burglaries in the country are down by nearly 5 percent, the amount of alarm systems is expected to be up 30 percent by 2020."They're starting to see these alarming practices of companies using scare tactics, other kinds of misrepresentations and also failing to really make clear to consumers how much their services are going to cost," says Susan Grant, director of consumer protection and privacy at Consumer Federation of America.The report found companies tried instilling fear in people in order to get them to purchase their system.Other methods used are a little more subtle, but they can be just as deceiving. The report found that companies were often pressuring consumers into deals that were too good to be true."No deal is too good to pass up,” says Grant. “If the deal is good today, it's going to be good tomorrow."There are ways you can protect yourself. Grant says it's best to do your research; never sign anything on the spot. Also, avoid digital contracts that require you to sign on a phone or tab. You should ask for a copy of what you are signing."You want to shop around and see what the costs are of other companies and compare their reputations as well," suggests Grant.Checking the company’s reviews on the Better Business Bureau is a good place to start when choosing the right company.  1749

来源：资阳报