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My grandmother used to take me to Cielo Vista Mall. Now it’s one more mass shooting scene. How many more must grieve before we act? #ElPaso— Pete Buttigieg (@PeteButtigieg) August 3, 2019 201

MILWAUKEE —The Milwaukee County Zoo welcomed another brand new baby giraffe to their family this month.According to the Milwaukee County Zoo, the new female calf was born one week ago to mother Marlee, and dad, Bahatika. This marks the second offspring for Marlee, and the fourth for Bahatika. The new giraffe joins young male, Kazi, the most recent giraffe born at the Zoo in September 2017.Zoo doctors say the calf weighed about 174 pounds and was approximately 6 feet 1 inch tall during her first exam.Zookeepers and medical staff have been monitoring the mother and her baby.  They say Marlee appears very calm and attentive to the calf, who is nursing regularly.Marlee is 6 yearsold, and arrived at the Milwaukee County Zoo in 2013 from Zoo Miami. Bahatika is 12-years-old and arrived in Milwaukee in 2006 from the Cheyenne Mountain Zoo in Colorado.The Zoo currently houses six giraffe: adults Bahatika, Marlee, Ziggy, Rahna; youngster Kazi; and the newborn. 986

More than seven months after Hurricane Irma a Vero Beach, Florida woman is still feeling the effects of the damage.Her vehicle was totaled from flooding and sold. But that sale is still costing her because of one item she left behind on the car: her license plate.Now, her family wants to keep anyone else from making the same costly mistake.Jamie Portell’s mother lives at Indian River Estates assisted living in Vero Beach.Portell rode out the storm with her mother there.The next morning, they realized her mother’s car flooded.“The seats, the electric, she couldn’t adjust anything,” Portell explained. The carpet was soaked.They called the woman’s insurance company, State Farm, and said someone came out, looked at the car, totaled it and arranged for it to be towed away.About a week later, Portell said she took her mother to a local State Farm location to pick up a check.“We didn’t think anything more about the car, until about four months later she received, from the state of New Jersey, a bill with the picture of the back of her car,” Portell said.The letter was a toll road fine.“She was very upset not knowing what had happened to the car,” Portell said.  They called State Farm and asked the agency to take care of the mishap.“Another 3-4 weeks later, she gets another bill from the state of New Jersey with another picture of her car,” Portell said. It was another fine.“Called the insurance company again and said 'I thought this was taken care of, can you please look into it, ' ” Portell said.This month, they did not get a bill and hope this matter has been resolved.But, they learned a lesson.“Definitely remove your plates. You don’t think about those things needing to be done, you just assume your agency is going to take care of that,” Portell said.A State Farm spokesperson told Scripps station WPTV in West Palm Beach in a statement: "While I am unable to speak to the specifics of this claim due to customer privacy reasons, I can share in general that we typically encourage customers to remove all personal belongings and items from the total loss vehicle prior to being towed, including their personal license plate. State Farm works with an auto salvage vendor to dispose of the salvage vehicle in the form of a salvage sale. If personal property was not removed from the vehicle, that property may remain on the vehicle throughout the sale. We encourage customers to contact their claim representative should they discover personal property has remained on the vehicle, so measures can be taken with the customer to help track down personal property." 2633

NASHVILLE, Tenn. — A spokesman with Metro Nashville Police Department (MNPD) says unless changes are made to the city’s pandemic plan, there’s very little officers can do to enforce mandates at a private residence.The party, which caught the attention of Chad Boseman and his friend Andy, happened across the street from their house on Fern Ave. in East Nashville Saturday evening.“There was just tons of everything. Whatever you can think of a party, just times 20,” Andy said.They weren’t sure what they were seeing at first when people began lining up at the door. All they knew was they wanted to see for themselves. They walked over to find a party with what they say was easily more than 200 people.“I’m still recovering from this night,” Andy said.Promoted as the big unveiling for The Fashion House intended for photoshoots, people showed up to snap pics and even get tattoos.Boseman and company say they were there from 11 P.M. to 3 A.M. before MNPD officers arrived. Boseman says once people noticed cars were being towed, people began to leave.When approached by reporters, one of the homeowners declined to comment.Later in the day, one person claiming to be a homeowner posted a Facebook message saying he contacted police beforehand, and there were no violations. The homeowner ended the statement with “nothing illegal was done or the police would have stopped it.”MNPD said officers wrote citations for those parked illegally in neighboring driveways, but they did not write any citations related to the coronavirus mask mandate.Metro Nashville Public Health says it is investigating but won’t say what rules may have been broken.Not that any of the neighbors we talked to were too concerned. For them, it was something they couldn’t miss and likely won’t forget any time soon.“I mean there’s the usual risk that you take when you’re around a group of people, just like getting trampled or something. But I didn’t see any concerns really. I was just there to have a good time,” Andy said.This story was originally published by Levi Ismail on WTVF in Nashville. 2084

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108