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When’s the last time you checked your credit report? A new report by CreditCards.com found nearly half of adults haven’t checked their credit report in the last 6 months.It’s been 6 months since the massive Equifax breach where millions of people’s personal information was leaked. CreditCards.com found out nearly half of us haven’t checked out credit report since then to find out if we were one of the victims. Matt Schulz with CreditCards.com says, "Frankly that’s disturbing."Schulz says, “This was an enormous deal. Key personal information like social security numbers were compromised for nearly 150 million people.”Once your personal information is compromised, it’s out there for good. 74% of you said that having your personal data stolen would be worse than having your cell phone stolen.Schulz recommends you check your credit report once a month. “We don’t think about checking Instagram or Facebook 10x a day but, it seems way too much to ask to go to your bank website or check your credit report on a regular basis.”Now more than ever it’s easy to check your credit report.Schulz says, “A credit report will show you if somebody in particular has opened an account under your name without you knowing about it. And that is potentially one of the most damaging things someone can do.”You can get your vantage score, credit score and free Transunion credit report at places like CreditCards.com"Remember, the last thing you want is for your credit score to be dinged by mistakes that aren’t your own.” 1529

West Virginia public school teachers will strike for an eighth day Monday because the state legislature didn't meet their demand for higher pay and better benefits over the weekend.All 55 counties announced school closures for Monday. About 20,000 teachers walked out February 22, keeping almost 277,000 students out of class.Union leaders say the teachers won't return to work until they get a 5% raise.The pay raise remains in legislative limbo. At the state capitol in Charleston, a conference committee has been appointed?to resolve the differences between the state Senate and House.It's not known when the committee will meet, so it's possible the strike could stretch out for days.The waiting frustrates parents, students and union leaders, who've marched and crowded the state capitol for legislative hearings."We're playing with people's emotions, their livelihoods and it directly affects our students," said Christine Campbell of the American Federation of Teachers. "This is unprecedented. It's confusing and I think (teachers are) disheartened by the process."West Virginia public teachers earn?an average salary of about ,000, making them among the lowest paid educators in the United States.Gov. Jim Justice and the union leaders agreed earlier in the week that teachers and service personnel would receive a 5% pay raise.However, that raise must be passed as a law, since West Virginia is not a collective bargaining state.The bill quickly passed in the House Wednesday, but Senate lawmakers expressed concern about how the state will fund the raise.Democrats say new revenue projections show the money is there and that a difference of one percent would amount to million.On Saturday, after hours of passionate argument and discussion by lawmakers, the state Senate passed a version of the bill that provides a 4% raise.The House voted not to adopt the 4% version of the bill. With no agreement between the chambers, the conference committee was created.Three members from the House and three from the Senate -- two Republicans and one Democrat -- were selected. The group will have three days to come to a decision about the bill.A brief period of confusion occurred Saturday night after the Senate believed it had voted for the 4% raise. But a House version of the bill, which favored the higher pay raise, had somehow been entered into the Senate voting system and was approved by unsuspecting Senate members. When the error was discovered, the Senate corrected the mistake and re-voted for the lower pay raise.Elizabeth Yost, a teacher from Mercer County, said she was not discouraged by the votes in the legislature."When the events unfolded from there, it was evident we have a representative government in the Senate that abused power last night," she said. "Today, my determination, and that of my colleagues, is stronger." 2868

White House press secretary Sarah Sanders slammed Hillary Clinton's new memoir Tuesday, accusing the former secretary of state with running "one of the most negative campaigns in history," adding that the book is a "sad way" for her to continue attacking President Donald Trump."I think it is sad that after Hillary Clinton ran one of the most negative campaigns in history and lost, and the last chapter of her public life is going to be now defined by propping up book sales with false and reckless attacks," she said during her daily briefing. "And I think that is sad way for her to continue this."Sanders, who seemed prepared for the question, said she was unaware whether Trump is going to read the book, entitled "What Happened.""I would think he is pretty well versed on what happened, and I think it is pretty clear to all of America," she said.Clinton's post-2016 campaign memoir was officially released Tuesday. It's a nearly 500-page reflection on the 2016 campaign that heads plenty of blame on outside factors but finds Clinton facing up to many off the mistakes she made before her stunning loss to Trump.Clinton signed books at a New York City Barnes & Noble on Tuesday afternoon, where supporters camped out overnight to be the first in line to meet the former Democratic nominee.In the memoir, Clinton slams Trump as an ill-prepared president and suggests that his election was illegitimate, saying she lost primarily because of Russian intervention in the 2016 election on behalf of Trump and fired FBI Director James Comey's announcement days before the election that the bureau was re-opening (and then closing) their investigation into Clinton's emails.But Clinton also takes her fair share of blame, coping to her inability to match Trump's anger and her failure to understand what the American electorate wanted. She also calls her decision to use a private email server campaign defining, but blames the media for blowing the story out of proportion."I think it's fair to say that I didn't realize how quickly the ground was shifting under all our feet," she writes. "I was running a traditional presidential campaign with carefully thought-out policies and painstakingly built coalitions, while Trump was running a reality TV show that expertly and relentlessly stoked Americans' anger and resentment." 2345

Wildfires continue to rip through the Western United States, destroying homes, businesses, and parks.“We know that they can get exponentially large very quickly,” James Marugg, division chief for San Miguel Fire and Rescue in California, said.Those on the front lines like Marugg say each year, the blazes seem to get more destructive.“Prevention is key and it’s defensible space, and the extra few minutes that defensible space gives us to be able to set up a perimeter, be able to get in and make the difference for someone's home," Marugg said.Defensible space is the area closest to a building, which is cleared of vegetation to help slow the spread of the flames.“Defensible space equals time,” Marugg said. Now, firefighters out west are getting some much-needed assistance in getting rid of some of that vegetation, from a team that’s hungry to help."Fifteen years ago, I’d say people need to wake up,” said Johnny Gonzales, the field operations manager for Environmental Land Management.Gonzales showed us a herd of almost 300 goats. It's not a petting zoo, but a work zone. “I see it as a work zone,” he said. “They’re coming in here and eating what we consider flash fuels. And that's basically broadleaf weeds, grasses, brush.”It's all that stuff you can see in between the trees in a field. The difference between before and after is noticeable.“Our goal is to bring back nature into the equation of fire control,” Gonzales said. “We’re not raising these goats to go to the market. These goats are true urban foresters if you will.”Hundreds of goats, right near the road and adjacent to homes.“Goats, depending on the time of year, can eat about 7 to 12 percent of their body weight,” Gonzales said. On this current project next to Cuyamaca College, the goats are getting through about an acre a day.“Our college actually sits on 165 acres of wildlife, and yet, you can see it’s completely overgrown. There’s non-native dry brush, and just a few weeks ago before the goats were here, we actually had a fire on campus,” Nicole Salgado, interim vice president of administrative services at Cuyamaca College, explained. “It poses a risk not only to our college but the surrounding community.”Hiring the goats just made sense for them, cost-wise.“To have the goats here, it’s 30 percent less than that of a human crew,” Salgado said.“You're as safe as your neighbor, and then it turns into you’re as safe as the block and your community. We’re now a whole state that's in need of fire fuel mitigation,” Gonzales explained.It helps out firefighters when it comes time to put out flames. Less dry brush means slower spread of flames.“You harden your house to keep a burglar from coming in, you need to do the same with wildfire. You need to look at it and think what are my vulnerabilities,” Marugg said.There’s also another trend he said is impacting the number of homes we lose to fire.“There’s more houses in the woodland area and we have to respond to them quicker, otherwise we lose more homes,” Marugg said.“Each year, the limits for the development lines still get higher and higher. More homes are being built in the mountains, Essam Heggy, a research scientist at the University of Southern California, said.“Our visual understanding of the environment we’ve been living in, in many places have been [associated] to the malls we visit and not to the environment that’s surrounding us. This disbelief in the complexity of our environment is the main driver of these hazards."As we near the end of wildfire season, Gonzales and his herders continue to clear up the spaces they can year-round, in a sustainable way.“I see this in the future becoming as common as trash pick up,” Gonzales said. “They really may be historically, and in the future, one of the greatest things of all time for fire fuel mitigation.” 3832

When the Trump administration required nursing homes to report their COVID-19 cases, it also promised to make the data available to residents, families and the public in a user-friendly way.But some facilities that have had coronavirus cases and deaths turn up as having none on Medicare’s COVID-19 nursing home website. Those data may be incomplete because the reporting requirements don’t reach back to the start of the pandemic. Numbers don’t necessarily portray the full picture.“The biggest thing that needs to be taken away ... is in its current form, it is really leaving consumers in the dark,” Sam Brooks, project manager for Consumer Voice, said of Medicare’s data website. Consumer Voice is a national advocacy group for improved quality in long-term care.Nursing homes are only required to provide the government with data on coronavirus cases and deaths among residents and staff as of May 8, or more than two months after the first outbreak in a U.S. facility was reported. Nursing homes have the option of full disclosure, but not all have taken it, and there is no penalty for withholding older data that may reflect poorly.The missing information from early in the pandemic leads to some puzzling results on the website.For example, a nursing home that had one of the first major reported outbreaks in the country — Life Care Center of Kirkland, Washington — shows no confirmed COVID cases and no deaths on the CMS data page.A spokesman for Life Care Centers of America, a major chain, said the company is providing the information the government requested.“We are reporting what CMS is asking us to report to them,” said Tim Killian. “We are not evading them in any way.“The Kirkland facility is now COVID-free and it has been for some time,” Killian added. The data showing no cases “is a snapshot of what is currently in the facility.”The company said its cumulative count shows 100 residents tested positive, and 34 died. “You can ask us directly and we’ll give you the exact numbers,” said Killian.But consumer advocate Brooks said that information should be on the CMS site.As it stands, the site “doesn’t tell the whole picture,” he said. “You are not going to be able to look at a home and make an informed decision.”The federal Centers for Medicare and Medicaid Services, which sets standards for nursing homes, said protecting nursing home residents is a top priority, and “transparency and information sharing has proven to be one of the keys to the battle against this pandemic.”But CMS said it lacked the legal authority to require nursing homes to disclose COVID information from before the effective date of its reporting rule in May.On Capitol Hill, there is pressure for more information.Sen. Chuck Grassley, R-Iowa, recently introduced legislation that would require nursing homes to report coronavirus cases and deaths going back to Jan. 1, a push that has bipartisan support.The estimated 1.4 million people living in some 15,500 nursing homes represent a tiny share of the U.S. population, but they have borne a disproportionate share of coronavirus deaths. Nursing homes are only now starting to emerge from a national lockdown that took effect in mid-March.According to the latest CMS figures, more than 33,000 nursing home residents have died in the pandemic. A running tally by The Associated Press, which also includes other long-term care facilities and staff as well as residents, shows more than 55,000 deaths.Depending on the total count, that translates from about one-fourth of the deaths to more than 40%, strikingly high proportions in either case.Coronavirus data for nursing homes do not appear directly on Medicare’s NursingHomeCompare website, the main portal for consumers trying to research a facility on behalf of a family member or friend. Instead, a link takes users to a different COVID-19 site that features statistics and a national nursing home locator map.Finding information on individual nursing homes via the data website can be confusing.If users type in a ZIP code or the name of a nursing home, the website’s locator map will display some small red dots near a larger marker icon, which also has a big dot in the middle.Instructions say click on one of the dots. But which one?The data is under the small red dots, not the larger locator, which instinctively draws the user’s eye.“I would click on the big dot,” said policy attorney Toby Edelman of the Center for Medicare Advocacy, which represents enrollees. “Why would I look for this thing that I can barely see?”CMS said it has received no reports related to search problems although more than 100,000 individuals accessed the site in June.The agency says it will continue to evaluate the usability of the website to ensure it meets consumer needs. 4782

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