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As coronavirus cases surge throughout the US, there is an apparent strain on labs conducting tests.Quest Diagnostics said on Tuesday that it is processing 50% more tests per week than at the end of September. This has caused a slight delay in priority tests for high-risk patients and essential workers.“We will continue to expand our physical capacity, with the addition of new testing instruments and related equipment,” Quest said. “We also intend to expand our lab referral partner program. And we will continue to strive to provide the fastest testing for priority patients, which includes those who are hospitalized, pre-surgical or receiving care in congregate settings, such as nursing homes.”LabCorp says it is still processing coronavirus tests in one to two days. The company is conducting 210,000 coronavirus tests per day, but has the capacity to do 300,000 a day.With Thanksgiving just a week away, there is concern that the holiday will cause increased testing demand. In addition, a number of states are requiring visitors to get tested upon entering the state."We are concerned about Thanksgiving," Brett Giroir, the assistant secretary for health at the U.S. Department of Health and Human Services, told ABC News. "In terms of post-Thanksgiving surges and testing, we really are going to create as many tests as possible, of as high quality as possible. Get them to as many people as possible."Massachusetts Gov. Charlie Baker said he is concerned that the holiday in part is responsible for the surge in testing from people planning to travel this Thanksgiving.“It’s pretty clear, based on those lines, that a lot of people are going to travel over the holidays,” Baker said. “And there’s not much, at this point, that we can do other than say we think that’s not a great idea.” 1806
Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556
Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans. 4169
An Alabama family is mourning a man killed by police Thanksgiving night after being mistaken for the shooter who injured two people at a mall.An officer fatally shot Emantic Fitzgerald Bradford Jr. about 10 p.m. CT Thursday at the Riverchase Galleria in Hoover, a Birmingham suburb. At the time, authorities said he got into an altercation at the mall and opened fire, injuring two people ages 18 and 12.An officer encountered an armed Bradford fleeing the scene and fatally shot him, police said.But after conducting forensic tests and talking to witnesses, investigators said Bradford might have been involved in the altercation but likely did not fire the rounds that injured the two youths.The gunman is still at large and police have not provided a name or description.Relatives are demanding answers as they mourn a man they call EJ."EJ was a devoted son and brother, who dedicated his life to serving his country and always doing the right thing," his family said in a statement."As we continue to grieve, rest assured that we are working diligently with our legal team to determine exactly what happened and why this police officer killed our son. We will never forget EJ, and ask for your continued prayers during this incredibly difficult time.""They killed him for no reason at all. He wasn't the shooter," his aunt, Catherine Jewell, told reporters. "He was a great guy. He was very respectable ... They did him wrong."Bradford's Facebook page says he was a US Army engineer. But he did not complete advanced individual training and did not serve, said Lt. Col. Manny Ortiz, an Army spokesman.The Bradford family has retained civil rights attorney Benjamin L. Crump, according to a statement from the law firm.Crump previously represented the family of Trayvon Martin, a 17-year-old African-American fatally shot in Florida in 2012. 1852
ANAHEIM (CNS) - Orange County health officials are investigating 12 cases of Legionnaire's disease among people who traveled to, resided in, or worked in Anaheim during the month of September. The discovery has led to the shutdown of two cooling towers at Disneyland, which nine of the 12 people visited during September. "On October 27, 2017, when the Disneyland Park was identified as a common location of eight (8) cases, HCA contacted the Disney organization and set up site visits at the Park to assess potential sources. Since that time, HCA staff have visited Park properties and worked with Disney to identify potential sources of Legionella," said Jessica Good, spokeswoman for the Orange County Health Agency."On November 3, 2017, Disney reported to HCA that records provided by a contractor indicated that (as part of their quarterly, routine testing) elevated levels of Legionella had been identified in (two of 18) cooling towers on October 2, 2017 and treated/disinfected by the contractor on October 4, 2017. Neither Disney nor the contractor would have been aware of the human cases at that time."On November 1, 2017, Disney had the towers taken out of service. They report having performed subsequent testing and disinfection and brought the towers back into service November 5, 2017. Test results will not be known for approximately 10-14 days."Because of the existence of human illness and the inability to assure the cooling towers are clear of Legionella bacteria until test results are known, the County of Orange Health Officer issued a Health Officer's Order on 11/8/17 requiring that Disney take the towers out of service until they are verified to be free from contamination, at which time the Health Officer will lift the order Disney independently made the determination to take the towers out of operation on 11/7/17, after meeting with HCA staff but prior to the order."The 12 cases range in age from 52 to 94, Good said. Ten of the 12 were hospitalized and one person with additional health issues died. That person did not visit Disneyland, she said.There is no known ongoing risk associated with the outbreak, according to Good.Health agency officials say the disease is becoming more common, citing 55 reports of Legionella disease in Orange County through October 2017, compared with 53 for the entire year of 2016 and 33 in 2015.Officials say Legionella, at low levels, poses no threat to humans and is commonly found in human-made water systems. It becomes problematic when it is in large quantities, typically due to stagnant or improperly sanitized spas and water systems.When Legionella bacterial levels are high, it can be transmitted through inhalation of contaminated water vapor. Typical sources are improperly sanitized spas; indoor and outdoor fountains, showers, and cooling towers (which emit water vapor into the air) used as part of air conditioning systems in large spaces such as hospitals, hotels, entertainment venues, etc.Symptoms of legionellosis develop 2-10 days after exposure, and include fever, chills, cough, muscle aches, and headaches. Infected persons often have pneumonia and may need to be hospitalized. It is treated with antibiotics, which can improve symptoms and shorten the length of illness.Persons with legionellosis are not infectious; the infection is not spread from person to person.Those most at risk of getting sick from Legionella infection include people who are smokers, have chronic lung disease or weak immune systems, and people over the age of 65. 3561