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NASHVILLE, Tenn. — The current law in Tennessee is clear: The use of deadly force is legal only in instances of self-defense or to protect the life of someone else.Outside of that, using deadly force is illegal. But some lawmakers in the state are seeking to expand those protections to include instances where homeowners would legally be able to shoot someone who stole from them."I think the last year has raised a lot of questions in Tennessee about whether you can use force or deadly force," said John Harris, executive director of the Tennessee Firearms Association.Harris said the thinks the destructive demonstrations and looting in Nashville during protests against police brutality raised some concerns. Now, State Rep. Jay Reedy, a Republican, has filed a bill that would allow a person to use deadly force to protect their property.Harris said that with police occupied elsewhere, store owners under the current law could not use lethal force to stop looting during protests — and people are tired of it."The question is, does the criminal just laugh at them and keep stealing stuff? At some point, juries will say you have the right to defend it, and I don't care what the law says," Harris said.Lawmakers say the bill could address that frustration. But legal analysts say there are some aspects of the bill that are concerning. "The way it is written is very, very vague," said legal analyst Nick Leonardo.Leonardo understands concerns over violent protests, but he calls the bill "vigilante legislation."Leonardo said it could allow a victim — when there is no personal threat — to shoot a theft suspect in the back as he runs from the scene."To be able to just shoot someone because you thought they were taking your personal property is not where America is or we've been in the last hundred years," Leonardo said.Reedy concedes the bill, for now, is vague, and he expects it to be tightened up. But he also said law-abiding citizens have a right to protect their businesses or hard-earned personal property.House Bill 11 is now filed for consideration. If it were to pass in the next legislative session, it would take effect in July of 2021.This story was originally published by Nick Beres on WTVF in Nashville, Tennessee. 2251

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

MORTON, Miss. (AP) — U.S. immigration officials raided numerous Mississippi food processing plants Wednesday, arresting 680 mostly Latino workers in what marked the largest workplace sting in at least a decade.The raids, planned months ago, happened just hours before President Donald Trump was scheduled to visit El Paso, Texas, the majority-Latino city where a man linked to an online screed about a "Hispanic invasion" was charged in a shooting that left 22 people dead in the border city.Workers filled three buses — two for men and one for women — at a Koch Foods Inc. plant in tiny Morton, 40 miles (64 kilometers) east of Jackson. They were taken to a military hangar to be processed for immigration violations. About 70 family, friends and residents waved goodbye and shouted, "Let them go! Let them go!" Later, two more buses arrived.A tearful 13-year-old boy whose parents are from Guatemala waved goodbye to his mother, a Koch worker, as he stood beside his father. Some employees tried to flee on foot but were captured in the parking lot.Workers who were confirmed to have legal status were allowed to leave the plant after having their trunks searched."It was a sad situation inside," said Domingo Candelaria, a legal resident and Koch worker who said authorities checked employees' identification documents.The company did not immediately respond to an emailed request for comment.About 600 agents fanned out across the plants involving several companies, surrounding the perimeters to prevent workers from fleeing. They occurred in small towns near Jackson with a workforce made up largely of Latino immigrants, including Bay Springs, Carthage, Canton, Morton, Pelahatchie and Sebastapol.Matthew Albence, U.S. Immigration and Customs Enforcement's acting director, told The Associated Press that the raids could be the largest such operation thus far in any single state.Asked to comment on the fact that the raid was happening on the same day as Trump's El Paso visit, Albence responded, "This is a long-term operation that's been going on. Our enforcement operations are being done on a racially neutral basis. Investigations are based on evidence."The sting was another demonstration of Trump's signature domestic priority to crack down on illegal immigration. While planned months ago, it coincided with the day that Trump was to visit El Paso to offer his condolences to the majority-Latino city after a gunman linked with an anti-Hispanic post online fatally shot 22 people on Saturday.Such large shows of force were common under President George W. Bush, most notably at a kosher meatpacking plant in tiny Postville, Iowa, in 2008. President Barack Obama avoided them, limiting his workplace immigration efforts to low-profile audits that were done outside of public view.Trump resumed workplace raids, but the months of preparation and hefty resources they require make them rare. Last year, the administration hit a landscaping company near Toledo, Ohio, and a meatpacking plant in eastern Tennessee. The former owner of the Tennessee plant was sentenced to 18 months in prison last month.A hangar at the Mississippi National Guard in Flowood, near Jackson, was set up with 2,000 meals to process employees for immigration violations on Wednesday. There were seven lines, one for each location that was hit. Buses had been lined up since early in the day to be dispatched to the plants."I've never done anything like this," Chris Heck, resident agent in charge of ICE's Homeland Security Investigations unit in Jackson, told The Associated Press inside the hangar. "This is a very large worksite operation."Koch Foods, based in Park Ridge, Illinois, is one of the largest poultry producers in the U.S. and employs about 13,000 people, with operations in Mississippi, Alabama, Georgia, Illinois, Ohio and Tennessee.Forbes ranks it as the 135th largest privately held company in the U.S., with an estimated .2 billion in annual revenue. The Morton plant produces more than 700,000 tons of poultry feed a year, company officials said in February. The company has no relation to prominent conservative political donors and activists Charles and David Koch.Agents arrived at the Morton plant, passing a chain-link fence with barbed wire on top, with a sign that said the company was hiring. Mike Hurst, the U.S. attorney for Mississippi, was at the scene.Workers had their wrists tied with plastic bands and were told to deposit personal belongings in clear plastic bags. Agents collected the bags before they boarded buses."This will affect the economy," Maria Isabel Ayala, a child care worker for plant employees, said as the buses left. "Without them here, how will you get your chicken?"Immigration agents also hit a Peco Foods Inc. plant in Canton, about 35 miles (56 kilometers) north of Jackson. The company, based in Tuscaloosa, Alabama, says it is the eighth-largest poultry producer in the U.S. A company representative did not immediately respond to a telephone call or email seeking comment.___Amy reported from Pearl, Mississippi. Associated Press reporter Elliot Spagat in San Diego contributed to this report. 5155

More than 120 people have been sickened since mid-May reportedly from bagged salad sold in Midwest grocery stores.Interviews with these people led the Centers for Disease Control and Prevention to connect the illnesses with certain bagged salad mixes containing carrots, red cabbage and iceberg lettuce sold at ALDI, Hy-Vee and Jewel-Osco stores in several Midwestern states.As of June 22, 2020, a total of 122 people with laboratory-confirmed Cyclospora infections associated with this outbreak have been reported from 7 states: Illinois (30), Iowa (54), Kansas (1), Minnesota (13), Missouri (7) Nebraska (8), and Wisconsin (9). Of the 122 reported illnesses, the CDC says 19 people have been hospitalized.Symptoms of Cyclospora include diarrhea, loss of appetite, cramping, bloating, nausea, fatigue, vomiting and low-grade fever. Symptoms without treatment can last weeks to a month.Below are the details of the recalled items:ALDI Little Salad Bar brand Garden Salad sold in Arkansas, Illinois, Indiana, Iowa, Michigan, Minnesota, Missouri, North Dakota, South Dakota, and Wisconsin.Hy-Vee brand 12-ounce bagged Garden Salad sold in Illinois, Iowa, Kansas, Missouri, Minnesota, Nebraska, South Dakota, and Wisconsin.Jewel-Osco Signature Farms brand 12-ounce bagged Garden Salad sold in Illinois, Indiana, and Iowa.The above products do not account for all of the illnesses according to the CDC, and they along with the FDA are investigating whether other products are a source of illness. 1500

More than 200 interviews have been conducted in the investigation into the disappearance of University of Iowa student Mollie Tibbetts, according to the special agent in charge.Tibbetts, 20, disappeared nearly two weeks ago in Brooklyn, a small community an hour east of Des Moines, according to the Poweshiek County Sheriff's Office.The hundreds of interviews are related to tips investigators have received, said Richard Rahn, the special agent in charge with the Iowa Division of Criminal Investigation for the Major Crime Unit. The sheriff's office is scheduled Tuesday to give an update on the investigation."People are concerned and wanting to help," Rahn said. "We welcome the phone calls and are doing everything."Investigators are continuing to evaluate data, going over the leads list, and having agents in the field to locate Tibbetts. Data includes social media and information from a Fitbit that Tibbetts is known to have."We live in a digital world," Rahn told CNN sister network HLN. "We'll look at cell phones, computers, social media sites, and everyone knows there's a Fitbit involved as well. We look at that, try to establish a timeline as best we can. We feel we have done that thus far."Investigators executed search warrants for Tibbetts' Fitbit, which she was known to wear, and her Snapchat, Instagram and Facebook accounts, Mitch Mortvedt, spokesman for the Iowa Division of Criminal Investigation, said last week. 1453

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