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The opioid crisis cost the U.S. economy 1 billion from 2015 through last year — and it may keep getting more expensive, according to a study released Tuesday by the Society of Actuaries.The biggest driver of the cost over the four-year period is unrealized lifetime earnings of those who died from the drugs, followed by health care costs.While more than 2,000 state and local governments have sued the drug industry over the crisis, the report released Tuesday finds that governments bear less than one-third of the financial costs. The rest of it affects individuals and the private sector.The federal government is tracking how many lives are lost to the opioid crisis (more than 400,000 Americans since 2000), but pinning down the financial cost is less certain.A U.S. Centers for Disease Control and Prevention report from found the cost for 2013 at billion. That’s less than half the cost that the latest report has found in more recent years. The crisis also has deepened since 2013, with fentanyl and other strong synthetic opioids contributing to a higher number of deaths. Overall, opioid-related death numbers rose through 2017 before leveling off last year at about 47,000.A study published in 2017 by the White House Council of Economic Advisers estimated a far higher cost — just over 0 billion a year. The new study notes that the White House one used much higher figures for the value of lives lost to opioids — attempting to quantify their economic value rather than just future income.The actuaries’ report is intended partly to help the insurance industry figure out how to factor opioid use disorder into policy pricing.It found that the cost of the opioid crisis this year is likely to be between 1 billion and 4 billion. Even under the most optimistic scenario, the cost would be higher than it was in 2017.The study was released just ahead of the first federal trial on the opioid crisis, scheduled to start next week in Cleveland where a jury will hear claims from Ohio’s Cuyahoga and Summit counties against six companies. The counties claim the drug industry created a public nuisance and should pay.The report found that criminal justice and child-welfare system costs have been pushed up by the opioid epidemic.Most of the added health care costs for dealing with opioid addiction and overdoses were borne by Medicaid, Medicare and other government programs, according to the report. Still, the crisis rang up billion in commercial insurance costs last year. Lost productivity costs added another billion.Businesses have begun noticing. Last week, a small West Virginia home improvement company, Al Marino Inc., filed a class-action lawsuit against several companies, claiming the opioid crisis was a reason its health insurance costs were skyrocketing.Still, the biggest cost burden fell on families due to lost earnings of those who died. Those mortality costs alone came to more than billion last year, the report said.Members of a committee representing unsecured creditors helping guide opioid maker Purdue Pharma’s bankruptcy process have been calling for money in any settlement to go toward to people affected by the crisis and not just governments. 3225
The Justice Department on Thursday night released 34 pages of memos from interviews with Justice Department official Bruce Ohr, who was in contact with the author of the 182

The California state assembly has passed a bill banning employers from discriminating against people with natural hair. It now heads to Gov. Gavin Newsom's desk to be signed into law, making it the first statewide ban on natural hair discrimination.The Crown Act, introduced by Los Angeles Democrat Sen. Holly Mitchell, is aimed at creating a respectful and open workplace for those with natural hair. 413
The 2019 Scripps National Spelling Bee is here and Google shared America's top spelling searches — and the results are un-bee-lievable. For one, Hawaii can't spell "Hawaii." Secondly, a lot of people apparently struggle with "beautiful" and "grey."Here's each state's top spelling search.Alabama: Niece Alaska: Preferred Arizona: Patient Arkansas: Family California: Beautiful Colorado: Favorite Connecticut: Neighbor Delaware: Veterinarian Washington, D.C.: Enough Florida: Beautiful Georgia: Beautiful Hawaii: Hawaii Idaho: EmbarrassedIllinois: Beautiful Indiana: Activities Iowa: Loose Kansas: Committee Kentucky: Ninety Louisiana: Indict Maine: Guess Maryland: Heart Massachusetts: Grey Michigan: Amazing Minnesota: Especially Mississippi: Fifteen Missouri: Definitely Montana: Comma Nebraska: Delicious Nevada: Appreciate New Hampshire: Recess New Jersey: Grey New Mexico: Patience New York: Bougie North Carolina: Beautiful North Dakota: Independence Ohio: Favorite Oklahoma: February Oregon Phenomenal Pennsylvania: Pneumonia Rhode Island: Message South Carolina: Beautiful South Dakota: Jewelry Tennessee: Intelligent Texas: Beautiful Utah: Important Vermont: BenefitVirginia: Beautiful Washington: Grey West Virginia: Eleven Wyoming: Tear Wisconsin: OpinionSee the full map below. 1301
The New Mexico State Police released video on Thursday of a wild wrong-way police chase from earlier in the month of a wrong-way driver that caused a semi to jackknife. 181
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