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BONITA (KGTV) - A South Bay Mexican restaurant is offering customers a free taco the day after any Chargers loss.Victor Lopez runs El Pollo Grill on Bonita Rd. near I-805.Lopez said he was a lifelong Chargers fan until the team moved. Now, he wants the team to go winless, despite what it may cost him.Customers must say the secret words to the cashier - Spanos Taco. 380

BEIJING — China has become one of the last major countries to congratulate U.S. President-elect Joe Biden, who is expected to make few changes to U.S. policy toward Beijing on trade, technology and other conflicts that have soured relations. China, along with Russia, avoided joining the throng that congratulated Biden last weekend after he and running mate Kamala Harris secured enough Electoral College votes in the Nov. 3 election to win the White House. "We respect the choice of the American people. We congratulate Mr. Biden and Ms. Harris,” Chinese foreign ministry spokesman Wang Wenbin said. 609

Black Lives Matter activists are holding their first Black National Convention Friday, a virtual event that will adopt a political agenda calling for slavery reparations, universal basic income, environmental justice and legislation that entirely re-imagines criminal justice reform.The gathering follows Democratic and Republican party conventions that laid out starkly different visions for America. It also comes on the heels of yet another shooting by a white police officer of a Black man — 29-year-old Jacob Blake — in Kenosha, Wisconsin, that sparked days of protests, unrest and violence.And it comes on the same day as a commemoration of the 1963 March on Washington, where the families of an ever-growing list of police and vigilante violence victims will appear with civil rights leaders.Friday’s live-stream broadcast will include policy proposals on such issues as voter suppression, reproductive rights, inequality in public education, housing insecurity and inter-communal violence, according to its agenda, shared exclusively with The Associated Press.“These are absolutely public policies that the Democratic Party, state and local officials, or anyone who is looking to serve Black people can take up now,” said Jessica Byrd, who leads the Electoral Justice Project of the Movement for Black Lives, a coalition of more than 150 Black groups organizing the event.In 2016, the coalition released its “Vision for Black Lives” policy platform which included early proposals for defunding police. The new agenda revamps much of that original platform with specific proposals that could lead to an eventual abolition of the criminal justice system as it exists today.It takes on the pledge Wednesday by Vice President Mike Pence at the Republican National Convention, who defended police and called for an end to unrest in cities where arson, looting and violence have followed peaceful protests over police brutality.“Under President Trump, we will always stand with those who stand on the thin blue line,” Pence declared. “And we’re not going to defund the police. Not now, not ever.”Similar to the Democratic and Republican conventions, much of Friday’s Black Lives gathering will feature pre-taped conversations, performances and other presentations, including 28 mini- documentaries on the issues and addresses by Black organizers in California, Minnesota, Kentucky and Wisconsin.Earlier this week, yet another flashpoint put police brutality in the national spotlight: The police shooting Sunday in Kenosha that left Blake paralyzed, according to his lawyers. The protests and unrest that followed left two people dead Tuesday.“Anyone who is watching, who is both enraged or looking for action, will find a space” in the Black National Convention, Byrd said.The nearly four-hour-long event, livestreaming on the website BlackNovember.org, was directed by award-winning writer and filmmaker dream hampton, who won acclaim last year for the “Surviving R. Kelly” docuseries. Hosts include activist and TV actress Angelica Ross of “Pose” and “American Horror Story” fame, along with Phillip Agnew and Kayla Reed, veterans of the Trayvon Martin protests and Ferguson Uprising, respectively.“I have long thought there was great storytelling to do in the world of Black activism,” hampton told the AP. “The real stars have always been these organizers who get things done.”Speakers include Patrisse Cullors, a co-founder of the Black Lives Matter Global Network; Tarana Burke, founder of the #MeToo movement; Raquel Willis, a writer and transgender rights activist; and Eddie Glaude, chairman of the Center for African American Studies at Princeton University.The Black National Convention was originally planned to take place in-person in Detroit, the nation’s Blackest major city. But as the coronavirus pandemic exploded in March, organizers shifted to a virtual event.Friday’s convention is expected to be the largest gathering of Black activists and artists, albeit virtual, since the historic 1972 National Black Political Convention in Gary, Indiana, which concluded with the introduction of a national Black agenda.Earlier in the day on Friday, the Rev. Al Sharpton and Martin Luther King III, a son of the late civil rights icon, will hold a commemoration of the 1963 March on Washington for Jobs and Freedom. Sharpton and King will be joined at the Lincoln Memorial by the families of George Floyd, Breonna Taylor, Rayshard Brooks and Blake, as well as representatives of the Martin and Eric Garner families.The Black National Convention broadcast begins after the D.C. march has concluded.“This is truly for Black people, to sit on our porches, or on the train, or socially distanced in a park, and to be like, ‘Look at us,’” Byrd said. “There is nothing that we can’t do. And everything good in this country, we’ve been a part of.”___Morrison s a member of the AP’s Race & Ethnicity team. Follow him on Twitter: https://www.twitter.com/aaronlmorrison. 4986

Beautiful drone video recorded on the Treasure Coast shows surfers and sharks sharing the surf on a sunny Florida day. RELATED: More shark storiesVideo uploaded to YouTube by "HYDROPHILIK" on Feb. 26 shows footage of sharks very close to surfers near the Fort Pierce Inlet.At one point in the video, a surfer falls down and appears to have landed on top of one of the sharks -- or at least very close to it.Shark experts say just offshore right now it's a "shark super-highway" where thousands of sharks are on the move this time of year. Watch this great #hammerhead #shark troll the waters off #Palmbeach yesterday! Notice the smaller spinner/blacktips stay away since they can be a tasty meal ?? #Florida #shark #sharks #drone video thanks Our Children’s Earth Foundation photographer Ivy Yin ????#sharkmigration pic.twitter.com/NCgUebKoUX— James Wieland (@SurfnWeatherman) February 28, 2018 932

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587