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People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178

PASADENA, Calif. -- Police are searching for the person they say dropped a basketball-sized boulder from a highway overpass onto a car, killing a pregnant widow’s husband, according to ABC News.The incident happened on Tuesday night in Pasadena, California.Guadalupe Gutierrez said she was driving home with her husband, Christopher Lopez, her mother and 4-year-old daughter when a 35-pound boulder went through the windshield and struck Lopez.Gutierrez took him to the hospital where he later died.The California Highway Patrol said the incident is an intentional act by a “careless person or persons.” 611

PARKLAND, Fla. (KGTV AND CNN) - School shooting suspect Nikolas Cruz plans to plead guilty, according to Howard Finkelstein, Broward County public defender.17 people were shot and killed at Marjory Stoneman Douglas High School in Parkland Wednesday.Cruz, 19, was arrested nearby after the shooting. He confessed to police, according to the Associated Press. He faces 17 counts of premeditated murder.“It’s to avoid the unnecessary arduous long painful traumatic reenactment of something that is so horrific the families and the community should not have to relive," Finkelstein told CNN. "Everybody knows who committed the crime and that the only question is does he live or does he die."RELATED: What we know about Nikolas?CruzHe continued: "It seems it’s in no one’s interest to do the same old legal dance we have seen play out across the country way too many times.This is an opportunity to put the criminal case behind and help the victims’ families begin to try and pick up pieces of their lives for our community to heal and to figure out how we stop these things from ever happening again,” Finkelstein said 1133

POINT LOMA, Calif., (KGTV)— Rainy conditions did not deter thousands of people from participating in the Second Annual Walk Against Hate-San Diego. “I walk for peace and for equal rights for people,” a pre-teen participant said. Three thousand five hundred people joined the Anti-Defamation League’s biggest event of the year, walking to show that San Diego is no place for hate. “Especially in the aftermath of something that is so tragic happening to our community,” ADL-San Diego’s Director of Development, Lindsey Zipkin said. Still fresh in the minds of participants is the Poway Synagogue Shooting on April 27, 2019. Zipkin said there was a huge jump in registration, right after the tragedy.“It gives people a really great way to come together to support one another and to celebrate diversity and respect. And really show that this is really what San Diego is about. No place for hate and not that terrible things that just happened to us,” Zipkin said. 10News also spoke to 15-year-old Nadiv Meltzer, who said the incident opened up a serious dialogue at home. His father, Rabbi Scott Meltzer, talked to him about overcoming bias and hate. “I think it’s not ideal that we needed such as an exhibition of hate and violence to get people together, but I think it’s important that people do get together,” Meltzer said. Together they walked, in the name of love and inclusivity.“Understanding that things like that can happen, but it’s our job not to let that stop us from expressing ourselves religiously or being who we actually are," Meltzer said. "I think that’s really important,” 1600

OTAY MESA, Calif. (KGTV) - Want to save money on your next international flight? Tijuana’s airport can be a cost-cutting alternative to San Diego’s Lindbergh Field via the Cross Border Express (CBX). WHAT TO KNOW The nearly 400-foot-long CBX pedestrian bridge starts in Otay Mesa, east of Brown Field, and connects the United States with Aeropuerto Internacional de Tijuana. U.S. Customs and Border Protection Agents monitor the CBX. Passengers must have a plane ticket and passport to use the CBX. Only travelers may use the bridge; the CBX is not an open border entry. There is a fee to use the CBX, which can be purchased online or on-site. Concessions, including Starbucks, are available at the CBX. In addition to flights throughout Mexico, there are two non-stop flights available to China. SAVING MONEYFlights from Tijuana can be up to 40 percent cheaper than leaving from the U.S., according to CBX officials. Traveling within Mexico cuts down on airline fees and taxes.HOW TO GET THERE Travelers can drive to Otay Mesa and park in one of the CBX secured lots, which CBX officials say are well-lit and secured 24 hours a day. Daily parking rates start at . The CBX is also serviced by rideshare companies and taxi services. Shuttle services are provided for a fee to downtown San Diego, Lindbergh Field, San Ysidro, and Los Angeles area locations. 1370

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