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Everyone needs a rainy-day fund — your financial health depends on it. Your employer could help you build one.Many companies offer 401(k)s and other retirement plans, but until recently few had programs to promote short-term savings. That’s starting to change, as employers experiment with matching funds, payroll deductions and other methods to encourage workers to build 385

Cold weather in South Florida had some people convinced they saw snow Wednesday.People from Lake Worth to Port St. Lucie sent in videos to WPTV of what appeared to be flurries falling during the early afternoon.However, temperatures were not cold enough to sustain snowfall. Instead, the National Weather Service says Palm Beach County and the Treasure Coast saw a different kind of icy precipitation called graupel.Jan 22 @ 520 pm - Light rain showers mixed with graupel are occurring across the east coast of south Florida this evening. This is NOT snow. It's too warm for snow to occur. 602

Democrats argued that President Donald Trump sought a phony investigation of a political rival and pursued a discredited conspiracy theory about Ukraine, while restless senators played with a new toy Thursday during Trump's impeachment trial. Democrats said there was no evidence that former Vice President Joe Biden did anything improper in dealings with Ukraine. Republicans outside the chamber challenged Democrats' argument and pledged to find out more about Biden and his son’s dealings in Ukraine. Meanwhile, senators found a new outlet to focus their attention: fidget spinners handed out by North Carolina Sen. Richard Burr.Chief justice's admonishment followed a note from CollinsSupreme Court Chief Justice John Roberts' admonishment to House impeachment prosecutors and President Donald Trump's defense team followed a note written by Sen. Susan Collins of Maine. Collins' spokeswoman confirms that the Republican penned the note after House Judiciary Committee Chairman Jerry Nadler's comment about a “cover-up” by Senate Republicans for Trump. After receiving the note, Roberts admonished both sides around 1 a.m. Wednesday. Collins indicated afterward that she'll make her decision on impeachment on the facts that are presented, and said Nadler's comments won't affect her decision.Schiff sets tone with appeals to SenateRep. Adam Schiff is the face of the House’s impeachment case against President Donald Trump. Though he has six managers by his side, Schiff is setting the tone, working methodically to convince the Senate Trump deserves to be removed from office. Schiff told The Associated Press in an interview Thursday it is like he is “introducing myself to a number of the senators” at Trump's impeachment trial. He said many Republicans are “finding I'm not the demon” that he's often portrayed to be. Republicans were complimentary of Schiff but said they learned nothing new about the case against the president. 1951

Coronavirus has become a “get out of jail” card for hundreds of low-level inmates across the country, and even hard-timers are seeking their freedom with the argument that it’s not a matter of if but when the deadly illness sweeps through tightly packed populations behind bars.Among those pleading for compassionate release or home detention are the former head of the Cali drug cartel, President Donald Trump’s former personal attorney Michael Cohen, Ponzi schemer Bernard Madoff and dozens of inmates at New York City’s Rikers Island, part of a jail system that lost an employee to the virus this week.“He is in poor health. He is 81 years old,” David Markus, the attorney for cocaine kingpin Gilberto Rodriguez-Orejuela, wrote in emergency court papers this week seeking his release after serving about half of a 30-year drug-trafficking sentence. “When (not if) COVID-19 hits his prison, he will not have much of a chance.”While widespread outbreaks of coronavirus behind bars have yet to happen, the frenzy of legal activity underscores a crude reality that’s only beginning to sink in: America’s nearly 7,000 jails, prisons and correction facilities are an ideal breeding ground for the virus, as dangerous as nursing homes and cruise ships but far less sanitary.Stepped-up cleanings and a temporary halt to visitations at many lockups across the country in the midst of the crisis can’t make up for the fact that ventilation behind bars is often poor, inmates sleep in close quarters and share a small number of bathrooms.“Simply put, it’s impossible to do social distancing,” said David S. Weinstein, a former federal prosecutor in Miami.The 81-year-old Madoff, who is serving a 150-year sentence for bilking thousands of investors in a .5 billion Ponzi scheme, had just asked last month to be released early in light of his terminal kidney disease. Now his attorney is calling on all at-risk federal prisoners to be released for their own safety because of the coronavirus.“The federal prison system has consistently shown an inability to respond to major crises,” Madoff attorney Brandon Sample told The Associated Press. “My concerns are even more amplified for prisoners at federal medical centers and those who are aged.”Prosecutors argued against Rodriguez-Orejuela’s emergency request and noted that the federal prison in Butner, North Carolina, where both he and Madoff are being held has not had any staff or inmates diagnosed with the virus, and staff are being screened upon entry.It’s not just attorneys for the wealthy and powerful seeking release.In New York, public defenders asked judges to release older and at-risk inmates from the city’s beleaguered federal jails, saying pretrial confinement “creates the ideal environment for the transmission of contagious disease.” The motions cite a provision of the Bail Reform Act allowing for the temporary release of pretrial inmates under “compelling” circumstances.“I truly believe the jails are ticking time bombs,” said David Patton, executive director of the Federal Defenders of New York. “They’re overcrowded and unsanitary in the best of times. They don’t provide appropriate medical care in the best of times, and these certainly are not the best of times.”Some authorities around the nation appear to agree. Police departments are incarcerating fewer people, prosecutors are letting non-violent offenders out early and judges are postponing or finding alternatives to jail sentences.In Los Angeles, the nation’s largest jail system has trimmed its population by more than 600 since Feb. 28, allowing many inmates with fewer than 30 days left on their sentences to be released early. In Cleveland, judges held a special session over the weekend to settle cases with guilty pleas and release more than 200 low-level, non-violent inmates. And in Miami, the top state attorney has urged the release of all non-violent felons and those being held on misdemeanors.“No judge wants to have a dead prisoner on his conscience,” said Bill Breeze, a Miami defense attorney.New York City’s Board of Correction this week called for the immediate release of all high-risk inmates after an an investigator assigned to the jail system died over the weekend of the coronavirus. The 56-year-old man was said to have a pre-existing health condition and only limited contact with inmates. The city’s jail system has about 8,000 inmates, most at notorious Rikers Island.In this 2018 file photo, inmates pass the time within their cell block at the Twin Falls County Jail in Twin Falls, Idaho.However, accommodating the surge of requests poses its own challenge. Courts around the country are shutting down, with only a skeletal staff working. The chief federal judge in Brooklyn on Monday postponed indefinitely all criminal and civil jury trials, encouraging judges to conduct court business via telephone or video conferencing when possible, and to delay in-person proceedings.Prosecutors said in court filings that the Federal Bureau of Prisons has been planning for the outbreak since January, including by establishing a task force with experts at the Centers for Disease Control and Prevention. The BOP on Friday suspended visitation for all federal inmates, facility transfers, staff travel and training for 30 days. Newly arriving inmates are being screened for COVID-19, and even asymptomatic inmates deemed to be at risk are being quarantined. Immigration and Customs Enforcement announced that they would take similar steps.Public health officials stress that older people and those with existing health problems are most at risk from coronavirus but that the vast majority of people will only suffer mild or moderate symptoms, such as fever and cough, with recovery in a matter of weeks.But such assurances are small solace for inmates.The Twitter account of Michael Cohen, Trump’s former attorney who is serving a three-year sentence for crimes including tax evasion and campaign finance violations, shared over the weekend an online petition seeking the transfer of non-violent federal prisoners to home confinement. Addressed specifically to Trump, it argues the move would “give the prison facilities additional (and much needed) medical triage and logistic space for those who will become infected.”“Without your intervention, scores of non-violent offenders are at risk of death,” it reads, “and these people were not given a death sentence.”___Goodman reported from Miami. Associated Press writers Stefanie Dazio from Los Angeles and Michael R. Sisak from New York contributed to this report.___The Associated Press receives support for health and science coverage from the Howard Hughes Medical Institute’s Department of Science Education. The AP is solely responsible for all content. 6778

Each summer, as Lauren Rutkowski and her husband Joel await the arrival of energized, sun-kissed children for their seven-week camp, the couple surveys the canoes and paddleboards, the arts and crafts, the food menus -- and every camper's vaccination records.Measles outbreaks in the United States continue to grow, rising to 1,044 cases nationwide so far this year. In response, more camp owners and the camping industry 433