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TAMPA, Fla. — A kitten in Florida is recovering after being stabbed in the face with a dart.Jennifer Tate volunteers with the St. Francis Society Animal Rescue and she can’t wait to bring home the kitten.“We saved a cat about two and half years ago that had been shot with an arrow and we named him Sir Robin. So, we thought it would be appropriate to name her Maid Marian, the love interest of Sir Robin Hood," said Tate.Hillsborough County Animal Services is trying to find out who’s responsible for hurting the cat.“The person that found her said she could not open her mouth, so it had pierced all the way through and actually into part of her throat," Tate said.Someone found the kitten on Aimiee Court, south of Bearss Avenue in Tampa.“It’s horrific. How does somebody walk up to a cat and jam something into her face? And walk away. How do you sleep at night," said Tate.If Maid Marian is ready, she’ll have surgery Friday at Gulf Coast Veterinary Center.Tate will foster her, but eventually, the hope is the kitten will be adopted.“We want her to have the best life and to be able to put this behind her. And we want to catch the person who did it so we can stop him from hurting more cats," she said.Authorities are asking anyone with information to call Hillsborough County Animal Services at 813-744-5660.If anyone wants to help with Maid Marian's care, St. Francis Society Animal Rescue accepts donations at https://stfrancisrescue.org/This story was originally published by Erik Waxler at WFTS. 1515
Students watching the COVID-19 pandemic play out have reason to be wary of taking on additional loans for college. With what could be a slow economic recovery, signing up for an additional bill that comes each month, no matter what, might sound like a bad idea.Federal student loan payments are currently paused. But those repayments are scheduled to resume next year before current students can take advantage of the halt. And while government income-based repayment plans and forbearance can offer a respite for economic hardships, interest still continues to add up. Private loans are even less forgiving and almost always require a co-signer.But there’s an alternative emerging: income share agreements, or ISAs. With these agreements, students borrow money from their school or a third-party provider and repay a fixed percentage of their future income for a predetermined amount of time after leaving school.Depending on the terms of the agreement and the student’s post-graduation salary, the total repaid could be much more or far less than the amount borrowed. It’s a gamble that could be worth it for students who’ve exhausted federal aid and scholarships. Here’s why.No co-signer requiredMost students need a co-signer to qualify for private student loans. Co-signers are on the hook for any missed payment, and a large balance can be a burden on their credit report. As families look to make ends meet, they may need that borrowing leverage for themselves.Income share agreements are co-signer-free. Instead of credit history, students typically get an ISA based on their year in school and major. The best terms are often reserved for students in high-earning majors near graduation, like seniors studying STEM fields. But high earners also risk having to repay a larger amount.If an income share agreement isn’t the right fit for you and you need additional funding without a co-signer, consider a private student loan designed for independent students. These loans are often based on your earning potential and don’t require co-signers. They may also offer flexible repayment options based on salary or career tenure.Unemployment safety netWith an income share agreement, if you’re unemployed — or if your salary falls below a certain threshold, which can be as low as ,000 or as high as ,000 — you don’t make payments. No interest accrues, and the term of your agreement doesn’t change.That makes these agreements a good option for students in times of economic uncertainty, says Ken Ruggiero, chairman and CEO of consumer finance company Goal Structured Solutions, which is the parent company of student loan providers Ascent and Skills Fund and provides funding for school-based ISAs.“I like the idea of not having to make a payment when you’re going into a recession or right after the recovery happened,” he says.If you’re a junior, senior or graduate student poised to enter the workforce soon, that could make an income share agreement more attractive. Tess Michaels, CEO of income share agreement provider Stride Funding, says she’s seen a significant increase in inquiries since the pandemic forced schools to shut down in March.But freshmen and sophomores have more time to wait out the economic fallout. If you’re further from starting your career, weigh the recession-related benefits of an income share agreement against the risk of giving up a percentage of your future income. Remember, you won’t know the total cost of an ISA when you sign up.But it’s not right for all studentsSome colleges offer income share agreements to all students regardless of major or tenure. Still, many of these programs prioritize upperclassmen, making it harder for freshmen and sophomores to qualify.But an income share agreement might be the wrong move even if you’re graduating soon. If your income is higher than average after graduation, you might pay much more than you received.Let’s say you get ,000 from a private ISA company and agree to pay 9% of your salary for five years. If you earn ,000 a year (the average starting salary for a college graduate) for the length of your term, you’ll repay ,950. That is equivalent to a 10.6% interest rate. In that case, a private student loan could be a better option. Fixed rates on private student loans are hovering around 4%, though independent students will likely pay more.And income share agreements have fewer protections for borrowers than student loans. Tariq Habash, head of investigations at the Student Borrower Protection Center, says that while consumer protection laws apply to these agreements, “ISA providers will say there isn’t really legal clarity because they’re new and different.” He said that he saw the same thing with payday loans and fears ISAs will take advantage of the most vulnerable students.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondCollege During COVID-19: Your Aid Questions AnsweredWhat to Do if There Isn’t COVID-19 Student Loan ForgivenessCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 5166

Stay up late Monday night watching the Stanley Cup Finals or Monday Night Football? Need a jolt of caffeine to keep you awake through tonight's presidential debate? You're in luck — because Tuesday is National Coffee Day.Several national chains are making it easy to celebrate with a cup of joe on Tuesday by offering freebies or discounts. Below is a list of chains offering deals, according to Offers.com:Barnes & Noble: Nothing beats a good book and a cup of coffee on a brisk fall day. Get off a cup of Starbucks coffee at the bookstore cafes through Sept. 30.Dunkin': The breakfast chain is giving away a free medium hot or iced coffee with any purchase at participating locations.Jack in the Box: The fast-food chain is giving away a free regular hot or iced coffee with any purchase through its app through Oct. 1.Krispy Kreme: Nothing pairs with coffee like a donut and the chain is giving away both on Tuesday. Participating locations are giving away free coffee to all customers — no purchase necessary — on Tuesday, and rewards members can also score a free donut.Peet's Coffee: Homebrewers can get 25% off Peet's coffee beans online and in the chain's coffee bars between Sept. 27 and Sept. 29.Starbucks: Starbucks Rewards members who order through the chain's app on Tuesday will receive a free drink loaded to their account for a future visit. The Coffee Bean & Tea Leaf: Get a free regular coffee with a food or bakery purchase at participating locations on Tuesday.Tim Hortons: Between now and Oct. 26, customers can get any size hot or iced coffee for Survivors of alleged sexual abuse at the hands of priests nationwide are set to announce a federal class-action lawsuit aimed at the United States Conference of Catholic Bishops.In the lawsuit, the group and their attorneys say the Conference "knowingly concealed" the identities and actions of known abusers. So they're calling for the bishops to release the names and files of every known accused priest in the country.They're due to make the announcement at 1:00 Wednesday afternoon in Baltimore, where those bishops are for the final day of their annual meeting. 574.99 when ordering through the chain's app or website.Wawa: Anyone who signs up for Wawa Rewards can cash in for a free coffee of any size on Tuesday. 1731
The beloved 1990 classic "The Witches" gets a star-studded and charming rebirth on HBO Max, which adds diversity that the original movie lacked.Jahzir Kadeem Bruno plays an orphaned child who uncovers a secret society of witches who specialize in tormenting kids -- either eating them or transforming them into animals. Consistently funny and loaded with cheeky dialogue and stunning visuals, the film nails a storybook feel, and will no doubt cast a spell over families looking for something new to watch together amid the pandemic.A turbo mode Anne Hathaway guzzles an overacting potion for her role as the Grand High Witch, which is exactly the right approach. Allowing no restraint or nuance to taint her performance, she relishes her character's cartoonishly evil ways and commands every scene.Octavia Spencer serves as the emotional core as Agatha, a tough love-dealing, home remedy-loving grandmother. Stanley Tucci and Kristin Chenoweth cut it up in supporting roles, and Chris Rock serves as the disarming narrator.Remaking a beloved 1990 family film is a task lined with pitfalls, but director Robert Zemeckis uses the skills he developed in the likes of "Back to the Future," "Forrest Gump" and "Cast Away" to tiptoe the fine line between reinvention and paying tribute to the classic. In some ways, he stays truer to the 1983 Roald Dahl book than the original film, while taking enough creative license to make the story his own.While there's no budging the original out of the hearts and minds of those who grew up with it, this new version of "The Witches" is a skilled, welcome change-up that is as well built to last as its predecessor. RATING: 3 stars out of 4.Phil Villarreal TwitterPhil Villarreal FacebookPhil Villarreal Amazon Author PagePhil Villarreal Rotten Tomatoes 1798
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