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PHOENIX, Arizona — Cell phone video of a boy repeatedly punching a girl in a sixth-grade class at Alfred F. Garcia Elementary School in Phoenix has gone viral, and the mother of the victim is upset with the school for not contacting her after the beating. The 12-year-old girl who was punched did not want to show her face or give her name, but says a lot of kids in school have seen the video. "It's gotten to the point where it's so viral, that they've made memes about it," said the victim.The girl used to be friends with the boy who is seen punching her, but she claims she made a joke months ago about his sister. She says she feels the attack was planned and some kids pulled out their phones to record it.  "I looked at the phone, and I knew it was coming," said the victim. "That's why I didn't do anything about it."The victim says she didn't tell her mom because she didn't want her to worry. "It was hard telling her because I don't like seeing my mom cry," said the victim. "It hurts."But her mom, Antoinette Contreras saw it days later.  "It just feels like all my fears and worst thoughts happened," said Contreras. "They came true."Contreras says she is shocked the school never contacted her. She finally got through to the principal on Thursday. "My question to her was, 'Why did you not contact me?'" said Contreras. "This happened on Monday. It is now Thursday."And while she wants the boy to face consequences, more importantly, Contreras wants him to get help. "I come from, what we call the ghetto, south Phoenix," said Contreras. "A lot of times these kids are rejected. They're the rejects of the world. The outcasts. The misfits. They're the ones that no one cares about. Because the parents don't care about them at home. And the staff doesn't care about them at school. And no one on the streets cares about these kids."Contreras says she plans to pull all of her children out of the Murphy Elementary School District. She will also bring the issue to district officials and police. There is a new law that goes into effect next school year that requires school officials to notify parents after violent incidents.  2211

Police in North Carolina are searching for a suspect in the shooting death of a man who was killed while streaming live on Facebook, according to CNN affiliate WSOC-TV.The shooting took place Monday in the town of Wingate. The victim has been identified as Prentis Robinson, 55.Robinson's Facebook page is filled with live videos of him playing instruments and walking down the street with a selfie-stick.Nothing seemed different when the 55-year-old was filming live Monday morning, selfie-stick in hand, complaining about a family member who Robinson claims stole one of his three cellphones. According to WSOC, the video showed him stopping at the Wingate Police Department to report the alleged theft.The Facebook video shows Robinson as he left the station, walked up a hill toward his home and exchanged a few words with another man.Then there was gunfire and Robinson, along with his phone, fell to the ground.CNN has reached out for further comment from the Wingate Police Department.Wingate police Chief Donnie Gay told WSOC, "I'd just spoke to him, it was, I just ... it's hard to say anything about that. I just got through talking to him."Robinson was found face down on the street. Douglas Cleveland Colson, 65, was identified by police as a suspect in the shooting, and is now wanted on a murder charge, according to WSOC.The fatal shooting led to a lockdown at nearby Wingate University, which is less than a mile from the scene. Wingate Elementary School was also placed on lockdown, WSOC states.CNN has reached out for further comment from the Wingate Police Department and officials at Wingate University.  1637

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

OZZY will postpone all his tour dates as he recovers from injury sustained while dealing with pneumonia. Ozzy fell at his Los Angeles home aggravating years-old injuries (from his 2003 ATV accident) that required surgery. Shows will be rescheduled beginning in Feb 2020— Ozzy Osbourne (@OzzyOsbourne) April 4, 2019 328

PARADISE, Calif. (KGTV) -- The devastating Camp Fire claimed 88 lives and destroyed thousands of homes. “We start with a punch list every day and there's usually like 10-15 items on it and we usually get about 5 or 6 done,” said Battalion Chief Curtis Lawrie.Including filling out insurance papers, getting quotes from contractors. A drastically different new normal. “The place where you usually set your wallet, your keys, you don't have any of that routine.”The changes aren’t just affecting adults in town, children are feeling the impact as well. RELATED: San Diegans bring Christmas spirit to devastated Paradise following Camp Fire“Computer based schooling for now, until they get their school set in January, which will be over by the airport.”This Christmas, the Spirit of Liberty Foundation flew from San Diego to personally deliver presents, including donated NFL hats, White House ornaments and stuffed animals from the San Diego Zoo. While Lawrie says donations are still pouring in, his concern is years down the road. “They were in very toxic smoke for 24-36 hours without a break and you know that's going to have really bad effects on their physical being.”Looking back the firefight was emotional for everyone involved. “Two and a half hours into it, we realized it wasn't a fire fight anymore.”The focus then shifted to saving lives. “There was a period of about four hours where I didn't know if my family made it out.”Lawrie continued, saying he had to do his job and have faith others were helping as he was. “I'm really thankful that so many people helped each other, and I'd like to say the best part of humanity showed up that day.”Humanity that continues to give during the holiday season. 1724