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Small business owners are concerned that a federal loan program, the Economic Injury Disaster Loan, is providing too little money – too late. The delay, and the diminished funding, are leaving some business owners with questions, concerns and a fear that they’ll have to shut their doors.One of those businesses is GoPegasus, a transportation company based in Orlando, Florida. It’s been months since any of its dozens of buses have even moved, even though business should be booming right now.“There are days that it's really tough to wake up in the morning, I'm gonna tell you I... But you have to do it like us, 26 years. It's a life,” said Claudia Menezes, the vice president of GoPegasus said.And even though their business has stopped - Menezes said they’ve seen more than million in cancellations so far - their bills haven’t. Things like employees, bus maintenance and insurance all still have to be paid. Which is why Menezes said GoPegasus applied for an EIDL loan in the first place. In the 26 years GoPegasus has been in business, Menezes said they have received two such loans before, one immediately following September 11, 2001, and another after Hurricane Irma.The EIDL is a low-interest loan, separate from the Paycheck Protection Program, that the federal Small Business Administration awards after a disaster. EIDL funds can be paid back to the government over decades.The coronavirus pandemic means any business owner with 500 employees or fewer can apply for one of these loans.Menezes said that when they applied for a loan in March, the maximum cap was million, and the company was approved for a 0,000 loan, but before they got the money, the loan program was capped.In May, the SBA capped all EIDL loans at 0,000. An SBA representative said that decision was made “in order to help as many small businesses and nonprofit organizations as possible. However, most applicants will not be affected by the limit because loan amounts are calculated based on economic injury and 6-monts of actual working capital needs. As of June 29, 2020, the average EIDL loan for COVID-19 is well under the limit at approximately ,000.”Menezes said with the smaller loan, she doesn’t know if GoPegasus will be able to stay in business. She’s appealed the loan amount and said she’s called, written letters and reached out to her federal representatives but has no information on the status and is just waiting.“It’s almost impossible to plan and that's our situation at this point, so what are we gonna do? We're really running out of resources,” said Menezes.Kelly West and her family have a similar story. This is the first time her family’s company, Skydive Greene County, applied for a federal EIDL loan and she described the experience as “horrific.”“I might sound a little dramatic, but it's been an emotional roller coaster,” said West.She’s the operations manager for the company and said she originally filed a loan application in March. She said she needed to fix an error on that original application, but after she did, the nearly 60-year-old family business’ loan was only partially funded. She said she’s appealed, written to federal representatives and even got a senator involved but now she’s waiting – with no idea if or when she’ll learn moreTalking about small business owners and the importance of funding EIDL loans, West said that, “these are people, not just their income, but these are our dreams, our hopes, our dreams, our life’s work.”Menezes and West are not alone. In a July 1 meeting of the U.S. House of Representatives’ Small Business Committee, representatives from both sides of the aisle shared similar small business stories from each of their districts with James Rivera, an Associate Administrator for the Office of Disaster Assistance in the U.S. Small Business Administration. Most of the stories told by the representatives had similar themes – not enough money and not enough information.In reference to the 0,000 cap, Rep. Pete Stauber, (R-MN) told Rivera that “it seems that the SBA has taken some liberties to reduce the cap of loans given out from million to 0,000. While this is likely to ensure that the maximum number of businesses receive some sort of funding during this crisis, my constituents are rightfully upset. They feel like they are being cheated out of what they were promised by our government.”Rep. Angie Craig (D-MN) talked about the lack of information and customer service her constituents received from the SBA in the loan process, and told Rivera, “I have a lot of businesses in my district where if this was the level of customer service that they provided they would be out of business three months ago.”The SBA points to what they have done. Rivera told representatives that some wait times have been longer but the average time to get a loan filled is 41 days. While some representatives questioned how long that time frame was, Rivera said loans that are applied for now – after a new application portal was rolled out in June – have an even shorter turnaround time.A representative of the SBA said in an email that, “following the passage of the CARES Act, SBA created and implemented an entirely new online EIDL application portal and distribution system…This system has now handled more than eight million applications, allowing the SBA to distribute funds to those small businesses in less than two days.”Rivera also said in Congress that there’s a huge demand for funds – bigger than ever before, and that the SBA has awarded 6.8 million business about 7 billion, and still has about 0 billion left to award.Both Menezes and West said that if they knew back in March what they would have to go through – and are still going through -- they likely would have tried to get loan help elsewhere.“It's a one thing to have a yes or no answer and to know right away. So we could have made alternative plans to get different financing if we needed it,” said West. “But then when you're promised something and then it doesn't come through, and then you're promised by somebody else and it doesn't come with them, now what is three or four different times. You feel like you’re just beat up.”Menezes echoed that sentiment, and also said after 26 years in business, she doesn’t know if her company will make it through this one.“It is like it makes the situation even worse because you don't know what you do, what you can do, what to do. We’re in the mercy of something - a miracle to happen,” said Menezes. 6518

Spirit Airlines is looking to the future.On Thursday, the airline company introduced at Chicago O'Hare International Airport a new way for customers to check-in amid the coronavirus pandemic."Using industry-leading technology, we're limiting face-to-face interaction and streamlining the check-in process so guests can get through the airport, to their flight, quicker than ever," the company said on social media. 422

ST. PETERSBURG, Fla. — Running a 5K can be challenging as it is, but imagine doing it while living with cerebral palsy. That’s what one 11-year-old is trying to accomplish.Fred Ginman may not have the legs of an athlete, but he certainly has the heart."That’s the message I think Fred has to everyone, 'don’t stop even though we are under coronavirus times,'" said mother Isabella Amaral.Fred is on day three of a 10-day 5K. The goal is 10 laps a day, or 500 meters, around the Ronald McDonald House Charities of Tampa Bay courtyard."The physical therapy we do here it's very modern, very sophisticated, and it's giving Fred hope," said Amaral.Fred and his mom are from Brazil. They have spent more than 600 nights at the Ronald McDonald House Charities of Tampa Bay since 2012, as Fred receives treatment for cerebral palsy. The goal is to one day walk on his own."That's our dream, that's our goal, that's what we envision every night, we envision walking freely on the beach," said Amaral.The family said Ronald McDonald House has been there for them every step of the way and now they want to return the favor. All money raised in support of Fred's Fun Run will go back to helping families like their own."Because since the beginning the Ronald McDonald House has embraced our mission to get Fred walking freely," said Amaral.Ronald McDonald House acknowledges its been a tough year. Their costs have increased while their funding has decreased during the pandemic. They appreciate Fred and Isabella’s desire to give back."And that’s just been really special and heartwarming for us," said Joe Citro, of Ronald McDonald House Charities of Tampa Bay. "They’ve embraced and have been a veteran of the house, the families look to them for advice and look to them for inspiration because they’ve been here for so long."For the next week, people can sign up to sponsor Fred and donate money in his name and mission. Fred even encourages others to run alongside him virtually."If I am able to do it everyone can do it," said Fred.For more information on how to sponsor Fred and watch him run daily online, go to https://rmhctampabay.org/coronavirus/.This story was first reported by Robert Boyd with WFTS in Tampa Bay, Florida. 2233

SEOUL, South Korea — South Korea's spy agency has told lawmakers that North Korea executed at least two people, banned fishing at sea and locked down its capital as part of frantic anti-coronavirus steps.South Korean lawmakers cited the country's National Intelligence Service as saying that North Korea executed two top officials earlier this year. One of those killed was a high-profile money changer who North Korean leader Kim Jong Un held responsible for a falling exchange rate amid the pandemic. The second official was executed for violating government regulations that restrict goods being brought into the country from abroad.In addition, Kim recently placed Pyongyang and Jagang province under lockdown as COVID-19 spreads in the country. He's also banned fishing and salt production at sea to "prevent seawater from being infected with the virus," lawmakers said.Kim has also ordered diplomats overseas to refrain from any acts that could provoke the United States because it is worried about President-elect Joe Biden's expected new approach toward the North.One lawmaker cited the agency as saying North Korean leader Kim Jong Un is displaying excessive anger and taking irrational measures over the pandemic and its economic impact. 1255

Singer Prince Royce says he got a wake-up call with a COVID-19 diagnosis and now wants to try and wake others too. The Latin star told The Associated Press on Thursday that he is recovering from the virus. He says he decided to speak up out of a growing frustration with seeing people going out and gathering without protection. 337

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