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One mom in Alaska is trying to draw more attention to how she deals with pain. It’s called microdosing and it involves marijuana. Leah Campbell wrote about it in an 178

NEW YORK, N.Y. – In a skyscraper, nearly 50 floors above a New York City, a group of women are gathering to ask for more. “We’ve barely budged in two decades,” said Kim Churches, CEO of the American Association of University Women. What’s barely budged are women’s salaries, still lagging far behind what men make in America. That’s where the “Ask For More” workshop campaign is stepping in. The American Association of University Women, along with numerous other groups, are holding free workshops across the country to teach women how to successfully negotiate a higher salary. The goal: to train 10 million women in the next three years. “Women make up half the labor force, yet it is still is a man’s world in how workplace hiring and promotions take place,” Churches said. “And it’s on us to really change them.” The numbers are sobering. For every dollar a man makes, women make an average of 79 cents on the dollar. It’s even worse for minority women: African-American women make 62 cents on the dollar; Hispanic women make 54 cents. “I found myself needing to ask for more money than I think I was getting,” said Samantha Hamidan, who is an immigration lawyer. Hamidan came to one of the workshops in New York City, after recently trying to ask for a raise. “I’m hoping to really be able to parlay these skills into asking for more money at the next position,” she said. Renowned fashion designer Rebecca Minkoff founded the “ 1447

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

Nearly a year after walking off the job, teachers in West Virginia are going on strike again.Last year, teachers in the state went on strike for nine school days, fighting for higher pay. This year, they’re protesting an education reform bill that would bring charter schools to the state and create education savings accounts parents could use for homeschooling, private schools and other educational costs.Unions are calling it retaliation. "We are taking action,” said Fred Albert, with the West Virginia American Federation of Teachers. “We are left with no other choice.”Tuesday’s strike is just the latest of several strikes nationwide in recent months. Teachers in Denver, Colorado recently went on strike for three days. In Los Angeles, 30,000 teachers went on strike for six days. Teachers in Oakland are set to strike Thursday. At the heart of the strikes are better school funding and higher pay. Experts say the strikes will likely continue. “Once you have educators seeing that when they come together in collective action and they raise their voices together, they're looking around and they're seeing it's not just them,” says Becky Pringle, vice president of the National Education Association. Pringle believes education is a shared responsibility and everybody’s business. 1305

Michigan's new cyberbullying law will go into effect on March 27. Public Act 457 of 2018, sponsored by Rep. Pete Lucido (R-Shelby Township), formally defines cyberbullying as a misdemeanor. It states that cyberbullying is a crime punishable by 93 days in jail or a fine of up to 0. In addition, a person who engages in a continued pattern of harassing or intimidating behavior and causes serious injury to the victim is guilty of a felony punishable by up to five years and a ,000 fine. A "pattern of repeated harassment" is a felony punishable by up to 10 years in prison and a ,000 fine. The pattern means a a series of two or more separate noncontinuous acts of harassing or intimidating behavior. According to the law, cyberbullying includes posting a message or statement in a public media forum about any other person if both of the following apply: The message or statement is intended to place a person in fear of bodily harm or death and expresses an intent to commit violence against the person.The message or statement is intended to communicate a threat or with knowledge that it will be viewed as a threat.For more information on the law, click 1179