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TERRACE PARK, Ohio -- Fourth graders at Terrace Park Elementary School will receive national recognition this week for their efforts to help students in hurricane-affected Puerto Rico.Charlotte Buccholz's class is working with Destination Imagination, a nonprofit that challenges young people to explore their talents in fields including tech, science, engineering and community service. "We had a bunch of different ideas on how to do things and then we had to all agree on something," 9-year-old Buccholz said. They ultimately decided they wanted to focus on service -- specifically service to the people affected by Hurricane Maria."We were thinking about people who weren't getting much attention, and so we thought about Puerto Rico because it wasn't getting much help," student Tyler Graham said.Graham, Buccholz and their classmates created and sold clay 'Te Amo' ornaments to benefit The Juanita Garcia Peraza School in San Juan, eventually raising nearly ,500. They used the money to buy school supplies and other essential items for third-graders on the island.It's a simple idea with a big impact, and it caught the attention of Destination Imagination organizers. The fourth-graders will present their project at the nonprofit's global finals this week."We wanted to help the kids because we wouldn't want to be in that position," student Saura Patel said. 1398

The assistant commandant of the Marine Corps has tested positive for the coronavirus, days after he and members of the Joint Chiefs of Staff were in a Pentagon meeting with a Coast Guard leader who was infected with the virus. The Marine Corps says Gen. Gary L. Thomas tested positive for COVID-19. He attended a meeting of the Joint Chiefs on Friday. U.S. officials say none of the other top military leaders in the meeting, including Gen. Mark Milley, chairman of the Joint Chiefs of Staff, have so far tested positive. Still, his positive test raises worrying questions about the health of the others at the meeting, including the chiefs of the Army, Navy, Air Force, Space Force and National Guard. 710

The Big 12 Conference is playing college football this year.On Wednesday, the conference announced its schedule for the upcoming season. 144

Student loan borrowers were targets for scams before the coronavirus pandemic hit. The longer people struggle, the more desperate they become, and that’s when scammers and fraudsters thrive.“They’re using the same playbook, but more aggressively,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.There’s no single scam related to coronavirus relief or specific company to pinpoint that is being prosecuted right now, says Leslie Tayne, a debt-relief attorney and founder of Tayne Law Group. But fraudsters are still out there.There are two main types of scams, says Frotman. In one scam, a company will charge to enroll you in a benefit you could have accessed for free, such as a federal income-driven repayment plan.Tayne says she most often sees scammers promising to get borrowers into a loan deferment program in exchange for payment.In another scam, you’re promised something too good to be true — like forgiveness — in exchange for payment. Then they take your money and run.“It used to be called the Obama Loan Forgiveness scam, and now there’s the CARES Act Forgiveness scam,” says Persis Yu, director of the nonprofit National Consumer Law Center’s Student Loan Borrower Assistance Project.“Borrowers should always look upon advertising that is promising forgiveness with skepticism,” says Yu. No student loan forgiveness was included in the March coronavirus relief package.How to figure out what is legitAs you’re assessing what is real and what is not, take a beat to independently verify a company on third-party sites like the Better Business Bureau’s. Here’s what else you can do:See if there are news stories about scams alongside a business’s name in an online search. Remember: Anyone can pay for a domain name and start a website. Logos, addresses and mailers are easy to replicate, too.Be wary of solicitations that arrive in your inbox or that you see on social media ads. Even if you’re contacted by a party that has your personal information, it doesn’t mean it’s a legitimate organization, says Tayne.If you get a robocall regarding student loan repayment during the coronavirus pandemic, don’t call back. The Federal Communications Commission has seen these and is warning consumers not to fall for these scams.Real relief measures available for borrowersThe coronavirus relief package did include provisions for most federal student loan borrowers, but not private loan borrowers. Individual private lenders are offering benefits such as short-term emergency deferment or waived late fees.Federal loan borrowers are in the midst of a six-month automatic forbearance — with no interest — retroactive to March 13 and lasting through Sept. 30, 2020. Borrowers with loans in default also get relief from collection activities like wage garnishment.However, the implementation of these benefits hasn’t been smooth, says Yu. The National Consumer Law Center and another nonprofit, Student Defense, sued the U.S. Department of Education over allegations that the department continued garnishing wages despite the provision in the law that prohibits it.Implementation mistakes have left borrowers more vulnerable to getting scammed, says Yu.“They’re desperate, and they might be entitled to relief and they’re not getting it,” she says. “Our policymakers and the Department of Education need to step up to get this right so borrowers are not driven to companies leeching off their desperation.”You should be receiving all relief automatically for federal loans. If you’re not, contact your servicer and make a complaint in writing.What to do if you’ve been scammedIf you’ve been scammed, the first thing you need to do is get control of your accounts.“One common iteration of these scams is the company will take over the FSA ID or servicer account and redirect any communications to that company,” says Yu. (The FSA ID is the unique username and password used to log into the federal student aid online system.)? If you’ve given a scam company your password, change your password. You may need to change the email address your account is linked to.? Make sure to report the scam to authorities as well, says Tayne, and hold onto copies of those reports.? The Federal Trade Commission, your state attorney general and the Consumer Financial Protection Bureau are options for reporting scams. Each one actively pursues student loan scammers, but they rely on borrowers to self-report.? If you’re looking to take legal action, contact a legal services organization (if you’re income-eligible) or hire a lawyer.Frotman, Yu and Tayne each said that borrowers sometimes get their money back, but it takes effort.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisFederal Loans Are Paused for 6 Months — Should You Pay Anyway?Student Loan Customer Service: What Your Servicer Can DoAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 4999

The Arizona state prison near Yuma is under lockdown after authorities were able to contain a riot involving hundreds of inmates Thursday night.Inmates reportedly attacked prison personnel around 6:45 p.m local time at the medium-custody Cheyenne Unit of the complex.Officials say around 600 inmates were involved in the disturbance, which included throwing rocks, setting fire to mattresses and other property in the yard and breaking into the prison health unit. ADC response and tactical teams from Yuma, Lewis, and Tucson complexes brought the incident under control around 9 pm., according to a statement from corrections officials.All prison staff are safe and accounted for.The inmates involved are being contained in a fenced recreation yard as ADC investigates. Additional criminal charges are pending for any inmates involved in violent activity.  900