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Stroll your local mall and you may spot some empty storefronts where mannequins once stood draped in the latest fashions ¡ª possible casualties of what some have dubbed the ¡°retail apocalypse.¡±Not everyone agrees it¡¯s all doom and gloom for brick-and-mortar stores, but challenges certainly exist. Major retailers have announced plans to close thousands of locations in the U.S., and the final tally for 2017 could number around 9,500 stores, according to projections from Fung Global Retail & Technology, an industry think tank.But just because a store turns out its lights doesn¡¯t mean the end is also nigh for your store credit card. Its fate depends on the retailer¡¯s business plans and decisions made by the bank that issues the card. The better you understand the process, the better you can manage your credit and keep it in good standing. 857

Swiss authorities are investigating a series of bizarre deposits.Investigators in Geneva are trying to understand why two Spanish women flushed roughly €100,000 (0,000) down toilets at a UBS bank branch and three nearby restaurants.Vincent Derouand of the Geneva Prosecutors' Office said the first incident involving cut-up €500 bills occurred in May.Security camera footage led investigators to the two Spanish women. Derouand said that a lawyer for the women confirmed the cash belonged to them."It may be illegal [cash] and they tried to get rid of it," Derouand said. "We have to check where the money is coming from."Derouand declined to identify the women."This is a strange story," he said. "It does not happen often."UBS declined to comment on the cash found at the Geneva branch, citing the ongoing investigation.The European Central Bank plans to kill off the €500 note next year because of concerns that it "could facilitate illicit activities."Europe's top law enforcement agency says the note (worth about 0) is often used by money launderers because of its unusually large denomination and portability. Plus, using cash helps criminals keep transactions and savings anonymous.In a 2015 report, Europol said cash was still the "instrument of choice" for terrorists and €500 bills were in high demand.Switzerland was long known for banking privacy laws that made it possible for banks to refuse to hand over their customers' data to authorities.But in recent years the country has agreed to start sharing financial information with outsiders, including the European Union and the U.S. 1610

The attorney for the limousine company whose vehicle crashed in upstate New York on Saturday disputed statements from officials that the stretched Ford Excursion should have never been on the road.Prestige Limousine & Chauffer Service attorney Lee Kindlon said the state Department of Transportation conducted a periodic inspection last week and discovered "minor safety infractions" including inoperative or defective windshield wipers and a broken latch on a window.Both issues were fixed and, "as recently as last week they were told by the Department of Transportation that they could, that this vehicle was roadworthy and they could drive it," Kindlon said. "I am disputing that any recent failures of minor safety defects contributed to this crash," he said.State officials charged back, saying the vehicle was not allowed to be in service."The assertion that the limousine was cleared to be on the road following the September inspection is categorically false," said Joseph Morrissey, spokesman for the New York State Department of Transportation, in a statement. "The vehicle was subject to inspections and the owner was warned not to operate the vehicle; the vehicle was placed out of service."For reasons still unknown, the limo plowed through a stop sign in Schoharie and crashed into a parked SUV. The crash left 20 people dead, including the 17 passengers who rented the limo for a birthday party, two pedestrians and the driver.Federal, state and local investigators have flooded Schoharie to try to understand what caused the deadliest U.S. transportation accident in almost a decade. The wreck has placed Prestige Limousine Chauffeur Service and its owner, Shahed Hussain, under scrutiny. 1717

Ten people have died after a Florida nursing home failed to evacuate its residents, who suffered for days in oppressive heat with no air conditioning after Hurricane Irma, according to the Hollywood Police Department.A 93-year-old man died on Tuesday, and a 94-year-old woman died on Wednesday -- adding to eight who were found dead last week at the Rehabilitation Center at Hollywood Hills, or who died after being evacuated to a hospital.The exact causes of death have not been reported, but a number of the 141 residents who were evacuated were treated for heat-related issues. An ongoing criminal investigation is underway.Nursing home residents sweltered in hazardous conditions after Hurricane Irma, which felled a tree that knocked out the transformer powering the air conditioning system. Many were moved into the hallways, next to fans and spot coolers. One video obtained by CNN shows a naked woman sitting in the hallway on what appears to be a hospital bed.Despite multiple calls between the nursing home and state authorities, at no time did the nursing home report that their patients were in danger or that they needed to be evacuated, according to a report on Tuesday by Florida Governor Rick Scott's office. The state advised managers "multiple times" to call 911 if such a situation arose."Something they failed to do," the 159-page report said."This facility is failing to take responsibility for the fact that they delayed calling 911 and made the decision not to evacuate their patients to one of the largest hospitals in Florida, which is directly across the street," Scott said in a statement.Last week, the nursing home expressed its sympathy for the families of the deceased and said it is "fully cooperating with all authorities and regulators to assess what went wrong." A moratorium was imposed on the facility that prevents it from admitting any patients."This healthcare facility failed to do their basic duty to protect life," Scott said. "The more we learn about this, the more concerning the tragedy is."The-CNN-Wire 2057

SUTHERLAND SPRINGS, Texas (KGTV) -- At least 26 people are dead and dozens more injured after a shooting at a church in Texas Sunday morning, according to ABC News.KSAT identified the shooter as Devin Kelley of New Braunfels, Tex. He reportedly fled the scene and is dead after a brief pursuit. ABC News reported Kelley has no known ties to terrorism.The shooting took place at First Baptist Church in Sutherland Springs, which is located about 35 miles east of San Antonio, according to ABC affiliate KSAT.RELATED: Who is Devin Kelley, Texas church suspect?A witness reported seeing a man walk into the church around 11:30 a.m. and open fire.The victims ranged from 5 to 72 years old. Among them is 14-year-old Annabelle Renee Pomeroy according to her father, Frank Pomeroy, who is a pastor at the church.At least six helicopters were on scene to transport victims. Watch a Facebook Live from the scene by clicking play below:  956

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